About Us

Personalizing the Home Loan Process

From pre-qualification to closing, we are committed to providing the right loan to finance your home.

First Home Mortgage Corporation is a licensed, full service, residential lender. Our dedicated loan officers guide borrowers throughout the entire mortgage process and offer continued support long after a loan has closed. We take the time to understand the needs of our clients in order to find the best solutions, whether it’s a first-time buyer or an experienced owner.

Beginning in 1990, with two offices and a handful of employees, our founder and CEO, David Waters, was dedicated to a common vision to stay independent and provide superior service.

Since then, we have grown into a financial institution of 32 offices serving 21 states in the North Eastern, Mid Atlantic, and Southern regions.

Although First Home Mortgage continues to expand service locations, each of our locations is deeply rooted in their community and committed to helping local borrowers.

Each member of our team is focused on delivering customer service that not only fulfills goals, but exceeds expectations.

In the end, we provide the mortgage you need to make “Home” happen, but it’s the people who are always “First”.

Our Mission

First Home Mortgage Corporation is committed to improving the quality of life for all customers and employees.

This will be attained by:

  • Providing superior service
  • Seeking to constantly understand each other’s needs
  • Promoting community involvement
  • Developing mutual trust, which will be the foundation for all relationships
  • Requiring excellence and integrity in everything we do
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Company Culture

At First Home Mortgage, our culture is based on the simple belief that everything we do is to improve the lives of the people we serve – our customers, partners and employees.

We understand that our purpose goes far beyond loan origination. We are here to help the home buyers in local communities achieve homeownership. With this mission in mind, our Loan Officers take the time to understand the financing needs of each client, outline the right loan programs, and make themselves available as mentors throughout the entire mortgage process. It is this personal approach that allows us to maintain such a high quality of service.

First Home Mortgage has built a reputation among business partners as being efficient, responsible and forthcoming. We keep all of our stakeholders informed during a transaction and deliver results, helping our partners succeed. The care and consideration we take in our lending practice is the reason why so many partners trust us with their clients.

The dedicated team at First Home Mortgage is our greatest asset. We value each employee and continuously provide a supportive atmosphere within our corporate office as well as our branch locations. Together we work to provide the best experience for our borrowers, which is why First Home Mortgage never hesitates to invest in our employees and their future.

See What Our Satisfied Customers Say About Us!

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Katty and her team are great, they help us a lot and they were always there for us when we had any questions/concerns or needed something from them! Great team! Thanks a lot!

Jose Upper Marlboro, MD
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Mrs. Ficken was amazing. She was very thorough and helped us during every step of the process. We learned a lot from her thoughtful and articulate explanations. We feel very fortunate to have been able to work with such a kind person.

Will Henrico, VA
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He was great –very detailed, answered any questions and was more concerned than I was during the process. Felt like I was in great hands/care!

Owings Mills, MD
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Stephen Harper was the absolute best to work with. Coming into this experience as a first time home buyer, I am so grateful for his honesty, integrity and his willingness to help me in whatever way he could. He was always available to answer my questions. He made my first time home buying process easier and quicker than what I thought it would be. I’m so grateful for Stephen Harper and his whole team at fFrst Home Mortgage.

Bowie, MD
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Very professional, Mr. Lewis was very responsive to all of my calls and questions he guided me through every step of the way so I knew what to expect he worked hard and wow !!, I’m now a proud home owner much thanks to Lewis and his great efforts he was definitely on point, I’m spreading the word First Home Mortgage is the way to go !!

Valerie Baltimore, MD
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Recently I had the pleasure of working with a First Home Mortgage lending. I couldn’t be happier with my experience. The team was incredibly knowledgeable and supportive throughout the entire home buying process. They took the time to explain every step, answer all of my questions, and made sure I understood everything before moving forward. I never felt pressured or rushed, and they were always available to help me whenever I needed it. I highly recommend this company to anyone who is a first time homebuyer and looking for a lender that truly cares about their clients.

Ibrahim Frederick, MD
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I am a real estate agent who frequently refers my clients to Matt Borgerson. I do so because he is kind and compassionate. He is gentle and patient. He gets that for many folks, whether they have bought a home before or not, this is a stressful and nervous experience and he and his communicate well and frequently to ease concern. He really knows the various products out there and the purchase assistance programs offered by various local governments. In my most recent transaction, he helped me guide our client for just shy of a year, patiently running samples numbers on properties she liked to see if she could afford them and having conference calls every quarter or so to assess the market and our client’s needs. In the last few days of the contract to close period, he and his team worked overtime to ensure that we settled on time. Thank you all!

Taylor J Washington, DC
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Jordan was extremely responsive and informative through the whole loan process, and even went beyond her normal duties to help me understand things like escrow and property tax collection.

Christian Gaithersburg, MD
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Katty was great to work with, made the whole refinance process smooth and stress free, any questions I had she was able to answer and was available whenever I needed her. She always went above and beyond to make sure I was getting the best rate. I will highly recommend Katty to anyone that is looking to buy a house or refinance – she’s a 5 start Agent in my book. I’m a very pleased and satisfied client!

Tonny Hyattsville, MD
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John is the best in the business in terms of mortgage lending in the local area. Hardworking, tenacious, bright, and interpersonally sound. Highest recommendation for colleagues at the Pentagon or friends in the area. John did an outstanding job.

Andrew H.

Locations

With offices in most states up and down the eastern seaboard and around the Midwest, First Home Mortgage is well situated to serve you and your home finance needs.

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Awards

We pride ourselves on excellence and service; our awards demonstrate our commitment.

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Leadership

Our leadership team is singularly focused on giving you the best home financing experience possible.

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Careers

Our team is comprised of talented mortgage professionals who are offered continued support and guidance.

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