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About Us


Personalizing The Home Loan Process

From application to closing, we are committed to providing the right loan to finance your home.

First Home Mortgage Corporation is a licensed, full service, residential lender. Our dedicated loan officers guide borrowers throughout the entire mortgage process and offer continued support long after a loan has closed. We take the time to understand the needs of our clients in order to find the best solutions, whether it’s a first time buyer or experienced home owner.

Beginning in 1990, with two offices and a handful of employees, our founder and CEO, Dave Waters, was dedicated to a common vision: stay local, and be independent. Since then, we have grown into a financial institution of 44 offices serving 21 states in the North Eastern, Mid Atlantic, and Southern regions. Although First Home continues to expand service locations, each of our locations is deeply rooted in their community and committed to helping local borrowers.

Each member of our team is focused on delivering customer service that not only fulfills goals, but exceeds expectations. In the end, we provide the mortgage you need to make “Home” happen, but it’s the people who are always “First”.


Recent Awards



Top Workplace, The Baltimore Sun
Best Places to Work, Large Companies, Baltimore Business Journal


Top Mortgage Lenders, Top Overall Volume, Top Retail Volume, Scotsman Guide
Best Companies to Work For in America, Mortgage Executive Magazine
Top Mortgage Lending Firms in Baltimore, Baltimore Business Journal Book of Lists
Top 1% of Originators in the Country, Awarded to 40% of sales force by Mortgage Executive Magazine
Top 100 Mortgage Companies in America, Scotsman Guide
Most Influential Mortgage Executives, Awarded to Steven Lagana, President



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I want to express my sincere thanks for you going the extra mile when assisting in the refinancing of my home. I was thrilled that you were able to work around my military deployment schedule and the other issues that arose.

J. Leonard, Washington D.C.

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