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Equifax Breach and How You’re Affected

Equifax is one of the oldest and largest credit-monitoring companies, aggregating information on over 800 million consumers.  The company provides detailed information about personal credit and payment history of individuals, indicating whether they are eligible to receive a loan.  In order to provide a full credit report, Equifax houses an enormous amount of sensitive data, such… Read More

Raquel Borras- Contributing to the Increase of Homeownership for Hispanics

 Raquel Borras recently joined the First Home Mortgage team with one main focus in mind- providing for the Hispanic community.  Being of Hispanic decent, she feels it is her obligation to help increase home purchases within the Hispanic population and help more Hispanic people build their career in the mortgage industry.  She firmly believes this community just… Read More

Maryland Opportunity Grant - Down Payment and Closing Cost Assistance

The Maryland Mortgage Program is now offering a grant for down payment and closing cost assistance to income selected homebuyers associated with purchasing a home in Maryland.  This grant is available starting July 31, 2017 and will end when CDA announces the program is closed.  This program is generally for first time homebuyers but can be available… Read More

Home Design Application Must-Haves

Did you buy a home and need inspiration to decorate it? Or, do you currently own a home and need an interior update?  These smartphone apps are perfect for you!  They help inspire home improvement, all in the palm of your hand.  These apps are smartphone Android and iOS friendly, at a minimal fee or no price at all.  If… Read More

$1,500 Closing Cost Assistance in Rhode Island and Florida

Looking to buy a home in Rhode Island or Florida?  This assistance may be perfect for you!  Rhode Island Housing and Florida Housing are both offering $1,500 in closing costs to qualified borrowers.  Rhode Island Housing is the state’s housing finance agency that ensures those who live or work in Rhode Island can secure a healthy,… Read More

Project Reinvest in Baltimore City

The Neighborhood Housing Services of Baltimore and the Maryland Mortgage Program are partnering to promote Project Reinvest in Baltimore City.  They are offering additional down payment assistance of $10,500 for eligible purchases in Baltimore City. The NHS help people find a place they can call home in Baltimore by gathering resources, simplifying information, researching money-saving incentives… Read More

CAUTION- The Dangers of Rate Shopping

Buying a home will probably be the largest purchase you ever make.  With that in mind, you want the lowest interest rate, right?  WRONG!  The lowest advertised interest rate may not be your best option.  Some lenders and mortgage brokers advertise low rates, but don’t inform you of all the additional points and fees that… Read More

ALERT- DC Open Doors Closing Cost Grant Special

DC Housing Finance Agency is offering a DC Open Doors Closing Cost Grant Special in the amount of $1,500.  This can only be used towards the borrower’s closing costs and the loan must be closing between June 9, 2017 and September 1, 2017. Eligibility Borrower must purchase a home in the District of Columbia The… Read More

First Home Mortgage Corporation is back at it again!

The Scotsman Guide has released its 5th annual Top Mortgage Lenders of 2016.  First Home Mortgage has been ranked 43rd in Top Overall Volume and 25th in Top Retail Volume in the nation. Scotsman Guide, the leading resource for Mortgage Originators, will release their list of the country’s Top Mortgage Lending Companies in their June… Read More

The Scotsman Guide Top Originators of 2016

The Scotsman Guide is one of the leading resources for Mortgage Originators.  Every year for the past eight years, the Scotsman Guide calculates the highest producing Loan Originators for each calendar year.  To be included in the Scotsman Guide Top Originators of 2016, Loan Originators must have had at least $40 Million in loan volume or… Read More