×

Are you working with a loan officer?

Enter Your Loan Officer's Name

Find an Office Near You

Last Minute Prep for Holiday Guests

Thanksgiving marks the start of a hectic holiday season. If you’re hosting dinner at your house this year, your mind is probably going through every detail before guests arrive. Here’s a few pointers to help you stay on track and have a (mostly) stress-free Thanksgiving. Focus There’s no time to clear every inch of your… Read More

How the Election Affects the Housing Market

After Hillary Clinton’s defeat became evident, and Donald Trump became our president-elect, markets started going a bit haywire. Overnight trading in stock market futures, which provides a speculative and hedging market for what the stock market will open at the next day, started sinking precipitously. However, by morning, everyone had changed their tune and the stock… Read More

Fall Home Improvement Projects that Add Value

For most homeowners, fall is the season you adorn the house with harvest decorations and take in the colorful foliage. The new season can also be the perfect time to tackle some home improvement projects you have on your to-do list. The cooler weather makes outside DIY tasks more bearable, or if you decide to hire… Read More

9 Ways to Avoid Mortgage Sabotage

Homebuyers are often not aware of how an innocent transaction such as making a credit card purchase or moving cash from one bank to another can jeopardize the mortgage pre-qualification process. Please be aware of the common areas that need special attention: Review your credit report: The best way to get a jump start on… Read More

First Home Mortgage named one of Baltimore’s Best Places to Work

Every year, The Baltimore Business Journal invites nominations for “Baltimore’s Best Places to Work”.  Employees are invited to complete a survey to provide feedback and consider their workplace as one of the “best”. This year, First Home Mortgage was proud to be listed as one of “Baltimore’s Best Places to Work” in the large company… Read More

Which mortgage is right for you?

As a home buyer, you may have more options than you realize to finance your investment. Figuring out which loan suits your needs requires research. Your Loan Officer will assess your situation and walk you through all of your choices. However, it never hurts to have a head start by knowing the basic categories of… Read More

Company News: First Home's New Look

After more than 25 years in the mortgage industry, First Home Mortgage has decided to update our brand. We are very excited to release our new look across all channels and throughout all of our branches. First Home has embraced the statement “We Put People First” speaking to the reason behind our business – prioritizing the customers, partners and employees who encompass First Home Mortgage Corporation.

Read More

Why Are Rates Going Down?

In the past couple weeks, there have been some international events driving interest rates down. Well what really drives mortgage rates? The old story from George Bailey in “It’s a Wonderful Life” is still true, for those that need a reminder there is a run on the Bank, and George explains that the money is… Read More

Why it's Important to Pre-Qualify for a Loan

Growing up, most of us heard the words “be prepared”. Although it sounds ominous, this advice is applied to most aspects of life, including home buying. In order for the loan process to run smoothly, one of the smartest things to do is get pre-qualified for a mortgage. A pre-qualification is an estimate of how much you can borrow from a lender and it allows you to explore loan options specific to your financial situation. Pre-qualifying for a loan before you go home shopping helps you set a budget and strengthen your negotiating position when making an offer.
How to pre-qualify

Read More

How Credit Scores Affect Mortgage Rates

Obtaining a low mortgage interest rate can help you save money on the price of your home. While many people try to compare lenders to secure the best possible rate, one of the main determinants of a mortgage rate is your credit score. Borrowers with higher scores are more likely to receive a lower rate than those with lower credit scores. Most lenders view a potential home buyer with a high credit score as more dependable and less likely to default on mortgage payments.

Read More