About Us

Personalizing the Home Loan Process

From pre-qualification to closing, we are committed to providing the right loan to finance your home.

First Home Mortgage Corporation is a licensed, full service, residential lender. Our dedicated loan officers guide borrowers throughout the entire mortgage process and offer continued support long after a loan has closed. We take the time to understand the needs of our clients in order to find the best solutions, whether it’s a first-time buyer or an experienced owner.

Beginning in 1990, with two offices and a handful of employees, our founder and CEO, David Waters, was dedicated to a common vision to stay independent and provide superior service.

Since then, we have grown into a financial institution of 32 offices serving 21 states in the North Eastern, Mid Atlantic, and Southern regions.

Although First Home Mortgage continues to expand service locations, each of our locations is deeply rooted in their community and committed to helping local borrowers.

Each member of our team is focused on delivering customer service that not only fulfills goals, but exceeds expectations.

In the end, we provide the mortgage you need to make “Home” happen, but it’s the people who are always “First”.

Our Mission

First Home Mortgage Corporation is committed to improving the quality of life for all customers and employees.

This will be attained by:

  • Providing superior service
  • Seeking to constantly understand each other’s needs
  • Promoting community involvement
  • Developing mutual trust, which will be the foundation for all relationships
  • Requiring excellence and integrity in everything we do
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Company Culture

At First Home Mortgage, our culture is based on the simple belief that everything we do is to improve the lives of the people we serve – our customers, partners and employees.

We understand that our purpose goes far beyond loan origination. We are here to help the home buyers in local communities achieve homeownership. With this mission in mind, our Loan Officers take the time to understand the financing needs of each client, outline the right loan programs, and make themselves available as mentors throughout the entire mortgage process. It is this personal approach that allows us to maintain such a high quality of service.

First Home Mortgage has built a reputation among business partners as being efficient, responsible and forthcoming. We keep all of our stakeholders informed during a transaction and deliver results, helping our partners succeed. The care and consideration we take in our lending practice is the reason why so many partners trust us with their clients.

The dedicated team at First Home Mortgage is our greatest asset. We value each employee and continuously provide a supportive atmosphere within our corporate office as well as our branch locations. Together we work to provide the best experience for our borrowers, which is why First Home Mortgage never hesitates to invest in our employees and their future.

See What Our Satisfied Customers Say About Us!

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Martin was absolutely amazing. From the very beginning he was always available, responded promptly, always respectful, and spoke to me in simple terms I could understand in regards to what all the numbers meant! Cannot say enough great things about him!!

Allison Manchester, MD
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My experience was amazing. I was guided every step of the way during the home buying process. Even before officially trying to buy a home, their weekly emails/videos were extremely helpful with learning how to prepare to buy and also what to expect when buying. Ryan and Jordan were easily available by phone and/or email and every question (which I had a ton) received prompt responses. They are very kind and patient and make sure you do not have any questions left unanswered.

Tara Delta, PA
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I have had The best experience ever with William. He was a game changer story, model, and values. He provided me the rates/pricing that no one else can beat. He goes far beyond to get this loan approved less than 30 days. What I like with Will, He worked with me for the entire mortgage process to assess my budget, help me step by steps financially prepare for pre-approved and approval procedures. He knows is jobs and he is on top of his game. He has a good sense of humor. He is making sure that he followed with the loan process. I will recommend Will to anyone who is looking to buy a house.

Ernsly Charles Reisterstown, MD
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Bill knows what needs to be done to secure a mortgage at the best rate possible. He helps guide you through the process and works hard to get everything done right!

Summerville, SC
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Michael was great to work with. As a first time
Home buyer and buying a home without a realtor he made it super easy and handled the majority of things for me. I highly recommend him and will use him in the future for any buying experiences!!!

Joe S Baltimore, MD
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Cassie is absolutely amazing, she made every step of this process so easy. I would recommend Cassie to anyone looking for a mortgage loan they will not be disappointed.

Debra New Windsor, MD
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I was pleasantly surprised how smooth the process was. Especially since I am self employed. Cathy and staff went the extra mile to make our loan work. The process was excellent and I will surely recommend her and First Home Mortgage in the future!

Hagerstown, MD
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She helped me every step of the way, even when I chose another mortgage company. She still answered my questions and communicated with me. She’s the reason I went back and chose Hirst Home Mortgage. She took care of me and helped me close on my first home.

Rebekah Hampton, VA
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I have worked with Jay in the past and I trust that he will always get me the best results he can. My experience with First home has been great!

James Upper Marlboro, MD
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Ryan is the reason why I try to do business with FHM again on this last 203k loan. He is a great guy. He listens and he makes things happen. I feel a personal relationship with him as my mortgage banker.

Deborah Baltimore, MD

Locations

With offices in most states up and down the eastern seaboard and around the Midwest, First Home Mortgage is well situated to serve you and your home finance needs.

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Awards

We pride ourselves on excellence and service; our awards demonstrate our commitment.

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Leadership

Our leadership team is singularly focused on giving you the best home financing experience possible.

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Careers

Our team is comprised of talented mortgage professionals who are offered continued support and guidance.

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