About Us

Personalizing The Home Loan Process

From application to closing, we are committed to providing the right loan to finance your home.

First Home Mortgage Corporation is a licensed, full service, residential lender. Our dedicated loan officers guide borrowers throughout the entire mortgage process and offer continued support long after a loan has closed. We take the time to understand the needs of our clients in order to find the best solutions, whether it’s a first time buyer or experienced owner.

Beginning in 1990, with two offices and a handful of employees, our founder and CEO, David Waters, was dedicated to a common vision to stay independent and provide superior service.

Since then, we have grown into a financial institution of 44 offices serving 21 states in the North Eastern, Mid Atlantic, and Southern regions.

Although First Home Mortgage continues to expand service locations, each of our locations is deeply rooted in their community and committed to helping local borrowers.

Each member of our team is focused on delivering customer service that not only fulfills goals, but exceeds expectations.

In the end, we provide the mortgage you need to make “Home” happen, but it’s the people who are always “First”.

Our Mission

First Home Mortgage Corporation is committed to improving the quality of life for all customers and employees.

This will be attained by:

  • Providing superior service
  • Seeking to constantly understand each other’s needs
  • Promoting community involvement
  • Developing mutual trust, which will be the foundation for all relationships
  • Requiring excellence and integrity in everything we do

Company Culture

At First Home Mortgage, our culture is based on the simple belief that everything we do is to improve the lives of the people we serve – our customers, partners and employees.

We understand that our purpose goes far beyond loan origination. We are here to help the home buyers in local communities achieve homeownership. With this mission in mind, our Loan Officers take the time to understand the financing needs of each client, outline the right loan programs, and make themselves available as mentors throughout the entire mortgage process. It is this personal approach that allows us to maintain such a high quality of service.

First Home Mortgage has built a reputation among business partners as being efficient, responsible and forthcoming. We keep all of our stakeholders informed during a transaction and deliver results, helping our partners succeed. The care and consideration we take in our lending practice is the reason why so many partners trust us with their clients.

The dedicated team at First Home Mortgage is our greatest asset. We value each employee and continuously provide a supportive atmosphere within our corporate office as well as our branch locations. Together we work to provide the best experience for our borrowers, which is why First Home Mortgage never hesitates to invest in our employees and their future.

See What Our Satisfied Customers Say About Us!


Our offer for a house was accepted with the condition that we’d close in 3 weeks. Todd Pede literally worked night and day getting the mountains of paperwork to us so we could close in time. We were first time homebuyers and he was patient with us and all our questions. It was a great pleasure to work with him. Highly recommended.

Jon B.

We are extremely happy to be in our new home. Also, we wanted to let you know how grateful we were to have had the opportunity to work with such nice people at First Home.

Vivian and LaMar
“First Class. Would give future business and refer friends to Mark.”

We worked with Bruce in securing a mortgage for our house in 2011, and we had such a positive experience that we sought out his services again in 2014 for refinancing purposes. I highly recommend Bruce–he is professional, courteous, and responsive.

They were on the ball. All the T’s were crossed and the I’s were dotted.
Jessica M. Centreville, MD

“Matt was a professional, through and through. He was responsive, calm, informative, kind, and personable. He took a lot of the anxiety and fear out of the home-buying process for us. We felt supported and well-advised every step of the way and cannot thank him enough for his efforts.”

Chad Washington, DC
I have known Bruce since I first got into real estate…1989. He has been my trusted “partner” in this business for many years since. I can count on Bruce to be expert, courteous and efficient. My clients love working with him as I do, and he truly represents the best in this business, going out of his way to help people and respond to their needs in a professional manner. He is honest, ethical and a most decent.
Theresa Immordino, Realtor

“Amanda was absolutely amazing to work with. She was knowledgeable, helpful and friendly. We put offers on three properties before we finally had an offer accepted on a fourth property. She was patient and worked with us, always making time to catch up with us. We could not have asked for a better experience.

Laurie Ocean City, MD

“I wish I could give Courtney 10 stars. My wife and I relocated from Fairfax to Midlothian, VA. She made the whole process so painless! With everything involved in packing, working from home, dealing with two young kids, trying to find a house, and keeping your own head on your shoulders, Courtney kept us on schedule and was available day and night! She was extremely knowledgeable and efficient. I can not recommend her enough!”

Donald Midlothian, VA

“Taylor was nothing short of amazing! She was very quick with providing estimates and answered all our questions which made the process simple and easy. We had a wonderful overall experience and will continue to use Taylor for future mortgages. 110% recommend Taylor and First Home Mortgage!”

Kirsten Lexington Park, MD


With offices in most states up and down the eastern seaboard and around the Midwest, First Home Mortgage is well situated to serve you and your home finance needs.

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We pride ourselves on excellence and service; our awards demonstrate our commitment.

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Our leadership team is singularly focused on giving you the best home financing experience possible.

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Our team is comprised of talented mortgage professionals who are offered continued support and guidance.

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