About Us

Personalizing The Home Loan Process

From application to closing, we are committed to providing the right loan to finance your home.

First Home Mortgage Corporation is a licensed, full service, residential lender. Our dedicated loan officers guide borrowers throughout the entire mortgage process and offer continued support long after a loan has closed. We take the time to understand the needs of our clients in order to find the best solutions, whether it’s a first time buyer or experienced owner.

Beginning in 1990, with two offices and a handful of employees, our founder and CEO, David Waters, was dedicated to a common vision to stay independent and provide superior service.

Since then, we have grown into a financial institution of 44 offices serving 21 states in the North Eastern, Mid Atlantic, and Southern regions.

Although First Home Mortgage continues to expand service locations, each of our locations is deeply rooted in their community and committed to helping local borrowers.

Each member of our team is focused on delivering customer service that not only fulfills goals, but exceeds expectations.

In the end, we provide the mortgage you need to make “Home” happen, but it’s the people who are always “First”.

Our Mission

First Home Mortgage Corporation is committed to improving the quality of life for all customers and employees.

This will be attained by:

  • Providing superior service
  • Seeking to constantly understand each other’s needs
  • Promoting community involvement
  • Developing mutual trust, which will be the foundation for all relationships
  • Requiring excellence and integrity in everything we do

Company Culture

At First Home Mortgage, our culture is based on the simple belief that everything we do is to improve the lives of the people we serve – our customers, partners and employees.

We understand that our purpose goes far beyond loan origination. We are here to help the home buyers in local communities achieve homeownership. With this mission in mind, our Loan Officers take the time to understand the financing needs of each client, outline the right loan programs, and make themselves available as mentors throughout the entire mortgage process. It is this personal approach that allows us to maintain such a high quality of service.

First Home Mortgage has built a reputation among business partners as being efficient, responsible and forthcoming. We keep all of our stakeholders informed during a transaction and deliver results, helping our partners succeed. The care and consideration we take in our lending practice is the reason why so many partners trust us with their clients.

The dedicated team at First Home Mortgage is our greatest asset. We value each employee and continuously provide a supportive atmosphere within our corporate office as well as our branch locations. Together we work to provide the best experience for our borrowers, which is why First Home Mortgage never hesitates to invest in our employees and their future.

See What Our Satisfied Customers Say About Us!


“Arlene Dean was a pleasure to work with. She made the mortgage process easy and understandable. I work odd hours, but she made herself available to answer questions 24/7 and meticulously explained every subtle nuance of each step. Her expertise and willingness to guide me throughout the process was invaluable and helped ease the angst associated with the biggest purchase of my life. I would definitely recommend Arlene to my family and friends!”

Baltimore, MD

“Michael Basch was very polite, and responsive from the beginning of the transaction to the end. I felt comfortable knowing he was handling my loan. I would recommend him in a heart beat.”

Diminga Frederick, MD

“Scott is a wonderful lender whom I’ve had the pleasure to work with two different times. He’s great at helping you through the financial process and getting you the best rate. I’ve found my forever lender because he’s always available no matter how many questions one may have.”

Ikeisha Parkville, MD

Jeffrey Halbert was a pleasure to work with. He is very professional and knowledgeable. He was very patient in answering all of my questions, day or night. He kept me abreast of all developments even when he didn’t have to. I am thankful for all the work that Jeff did for me. I would gladly work with him again and recommend his services to anyone. You won’t be disappointed.

Deidra B. Brandywine, MD

“Michelle stays on top of the loan process every step of the way. She is easy to reach and or gets back to you in a very timely manner. She undoubtedly works to meet the needs of her clients, and truly eases the stress and anxiety that often comes with the process of buying a home. I wouldn’t consider using anyone else!!”

Ginger Federalsburg, MD

“Chris was a pleasure to work with. He kept me up to date every step of the way on my mortgage process. Chris answered any questions or concerns I had immediately. Given a chance in the future he would be my first choice to work with.”


Words can’t explain the love I have for you. From the first day I met you until now you have always been very professional. You are truly a rare gem. I want to thank you for working with us and not ever throwing in the towel. We had a rough road to travel; but you never gave up. We appreciate your kindness and your big heart. When you threw in your team, Manuel and Lorena, this was just icing on the cake. They made this process fun and easy and always made me feel special. You guys are a great team. WE MADE IT!

Diane and Alvin T.

“Tim was outstanding! He was very available for questions and concerns. He has a great personality for working with people, and he honestly took a lot of stress out of the home buying experience, especially since we were states away from where we were buying! We couldn’t have had a better person to help us!”

Emily Centreville, MD

“What a great group of people to work with! Very smooth experience and my wife and I are so excited about our new home. Chris Edge was there for us every step of the way…professionalism at it’s peak. We were in such great hands and are so lucky to have Chris in our lives guiding us through the process. HUGE thanks!”

Rick Lutherville Timonium, MD

We wanted to thank you for all of your help with the loan process. We are really happy with our new home.

Jessica R. & Scott R.


With offices in most states up and down the eastern seaboard and around the Midwest, First Home Mortgage is well situated to serve you and your home finance needs.

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We pride ourselves on excellence and service; our awards demonstrate our commitment.

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Our leadership team is singularly focused on giving you the best home financing experience possible.

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Our team is comprised of talented mortgage professionals who are offered continued support and guidance.

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