About Us

Personalizing The Home Loan Process

From application to closing, we are committed to providing the right loan to finance your home.

First Home Mortgage Corporation is a licensed, full service, residential lender. Our dedicated loan officers guide borrowers throughout the entire mortgage process and offer continued support long after a loan has closed. We take the time to understand the needs of our clients in order to find the best solutions, whether it’s a first time buyer or experienced owner.

Beginning in 1990, with two offices and a handful of employees, our founder and CEO, David Waters, was dedicated to a common vision to stay independent and provide superior service.

Since then, we have grown into a financial institution of 44 offices serving 21 states in the North Eastern, Mid Atlantic, and Southern regions.

Although First Home Mortgage continues to expand service locations, each of our locations is deeply rooted in their community and committed to helping local borrowers.

Each member of our team is focused on delivering customer service that not only fulfills goals, but exceeds expectations.

In the end, we provide the mortgage you need to make “Home” happen, but it’s the people who are always “First”.

Our Mission

First Home Mortgage Corporation is committed to improving the quality of life for all customers and employees.

This will be attained by:

  • Providing superior service
  • Seeking to constantly understand each other’s needs
  • Promoting community involvement
  • Developing mutual trust, which will be the foundation for all relationships
  • Requiring excellence and integrity in everything we do

Company Culture

At First Home Mortgage, our culture is based on the simple belief that everything we do is to improve the lives of the people we serve – our customers, partners and employees.

We understand that our purpose goes far beyond loan origination. We are here to help the home buyers in local communities achieve homeownership. With this mission in mind, our Loan Officers take the time to understand the financing needs of each client, outline the right loan programs, and make themselves available as mentors throughout the entire mortgage process. It is this personal approach that allows us to maintain such a high quality of service.

First Home Mortgage has built a reputation among business partners as being efficient, responsible and forthcoming. We keep all of our stakeholders informed during a transaction and deliver results, helping our partners succeed. The care and consideration we take in our lending practice is the reason why so many partners trust us with their clients.

The dedicated team at First Home Mortgage is our greatest asset. We value each employee and continuously provide a supportive atmosphere within our corporate office as well as our branch locations. Together we work to provide the best experience for our borrowers, which is why First Home Mortgage never hesitates to invest in our employees and their future.

See What Our Satisfied Customers Say About Us!


“Brad is very patient and knowledgeable about the entire process of getting a home loan. Besides helping with the loan, he is very caring. I will recommend him to anyone anytime.”

Coretha Frederick, MD

“Scott is a wonderful lender whom I’ve had the pleasure to work with two different times. He’s great at helping you through the financial process and getting you the best rate. I’ve found my forever lender because he’s always available no matter how many questions one may have.”

Ikeisha Parkville, MD

“James was such a professional and was enjoyable to work with. He always responded to emails and phone calls promptly and took the time to answer all questions. He is just a genuinely nice person and it shows through in his professionalism. I would recommend him 100% to anyone and will return to him for all future mortgage needs.”

Leonardtown, MD

I couldn’t have asked for anyone better to walk me through the steps of financing my first home. Mark was thorough, honest, and informative. He helped and taught me things I needed to know at every step of the process. I’d unhesitatingly recommend him to anyone!

Anonymous - Client

Ronetta was an absolute blessing for me.  She walked me step by step through each process explaining every detail.  She is very reliable through e-mail or text, and never leaves me in the dark.  If I ever have a question, she contacts me back as soon as possible.  Ronetta is a very understanding, trustworthy, kindhearted woman that hasn’t let me down since I’ve met her.  I’ve been through a lot with so many people during this process that made me want to quit. After I met Ronetta, she showed me that there is light at the end of the tunnel.  Thank you for everything Mrs. Sykes.

Ron L

I do not have enough words to thank you for having accomplished the impossible, refinancing Richard’s house. I know that nobody but you would have had the knowledge, the interest, the persistence, the capacity, the caring and the determination to do this. So again, my gratitude has no limits. I have worried and prayed for years about this, and finally God sent you to perform this miracle. What a blessing you have been! Please thank your whole wonderful team for their great work and to you thanks again and a big big hug.


“Mr. Camacho and his team were completely amazing. From explaining the process through getting my wife and I approved. He treated us like family and that’s is exactly what we were looking for especially when it comes to purchasing a home. Would highly recommend First Home Mortgage, Mr. Camacho, and his entire team to all of my friends, family, and loved ones.”

Vineland, NJ

Heather, Lisa & Keith: Thank you so much for all that you did to help me purchase my new home!!! you are a great TEAM!!

Stephanie B.

“Donald was very helpful in every aspect of our refinance experience. He exceeded our expectations in customer service and I would recommend him to anyone looking for a mortgage company.”

Paul Pylesville, MD

“Working with Jamison made purchasing my first home less stressful knowing I could get questions answered very quickly and feel confident in my buying power. Jamison made sure I had all the information I needed and more. I couldn’t have asked for more detail provided about the monthly payment breakouts. Jamison made sure I felt comfortable about the process every step of the way. I can’t thank him enough for his patience and availability to help make my first time home buying a success! I’ll definitely reach out to him again on the next purchase.”

Crofton, MD


With offices in most states up and down the eastern seaboard and around the Midwest, First Home Mortgage is well situated to serve you and your home finance needs.

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We pride ourselves on excellence and service; our awards demonstrate our commitment.

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Our leadership team is singularly focused on giving you the best home financing experience possible.

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Our team is comprised of talented mortgage professionals who are offered continued support and guidance.

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