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Samuel Kotzur

Loan Officer

NMLS #1148351

Office Address

6200 Coastal Highway
Suite 301
Ocean City, MD 21842


Sam Kotzur was born and raised in Pittsburgh, Pennsylvania.   In 2006, he visited Ocean City, Maryland where he soon realized the love he had for the water, the sand and the city.  Ocean City quickly became his new home. He wanted to share this new found love for the town by helping potential homeowners get into the home of their dreams so they can enjoy shore life just like he does.

Sam is a graduate of Slippery Rock University where he double majored in Business Management and Business Marketing.  His alma mater is continuously recognized for its excellence, having been named a “Top Public School” and “Best Regional University” by U.S. News.  Sam enjoyed being part of such a notable University that he chose First Home Mortgage as his employer due to its similar reputation.

Before becoming a Loan Officer for First Home Mortgage, Sam spent 10 years in the banking industry directing the loan operations department at the local community bank.  He prides himself on the simple fact that he is able to make the “impossible” loans possible, in which both his clients and colleagues agree.  His determination, professionalism, knowledge and customer service are a cut above the rest and are unsurpassed, making you feel completely at ease and satisfied. Sam strives to give each customer a personable and memorable experience, assuring them complete client confidence on the road to owning their dream home.

Outside of First Home Mortgage, Sam enjoys watching football with friends and loves walking his dog, Gus, on the boardwalk to enjoy Ocean City’s famous fries from Thrasher’s.  Sam couldn’t be happier with his life here on the Shore and is eager to help you enjoy it as well.

Licensed in: Delaware (MLO-1148351), Maryland (28258), Pennsylvania (50291), Virginia (MLO-23102VA)

Please accept my compliments and my gratitude for your outstanding representation of First Home Mortgage and how they conduct business. When we first spoke on the phone until the very last day when we closed, you demonstrated nothing but the highest level of professionalism and care for me throughout the entirety of the loan process. Buying a home for the first time can be very stressful or nerve racking and I felt none of the first home anxiety when working with you. Words cannot express my gratitude to you and the experience you gave me buying my first home.

Michael A.

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