SmartBuy 2.0

Highlights & Terms

  • Pay off student debt during the purchase of a home
  • Student debt minimum of $1,000 and maximum of $30,000
  • Property can be any home in Maryland that meets Maryland Mortgage Program (MMP) guidelines
  • Down payment and closing cost assistance is available and provided by Community Development Association (CDA) in the amount of $5,000

Guidelines & Consideration

  • Primary residences only
  • Household income limits apply
  • Down payment minimum of 5% of the sales price is required
  • Homebuyer education course required
  • All student loan debt must be paid off at the time of home purchase

Income restrictions, minimum credit scores, CDA program requirements and qualifications apply.


Fill out the form below and I will contact you about this program and other options available for first time buyers.

NOTE: First Home Mortgage Corporation does not share or sell your personal information with outside companies for promotional use.

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