Maximum grant of 2.5% of the purchase price of the home for first-time homebuyers
Reduces monthly payment
No repayment required
May be combined with Mortgage Credit Certificate (MCC) and other down payment assistance programs
Guidelines & Consideration
Household income limits apply
Minimum credit score applies
All borrowers must contribute a minimum of 1% of the sales price for each transaction. The funds may come from borrower contributions or other acceptable funds in accordance with the Agency guidelines. Gifts are acceptable
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