About Us

Personalizing the Home Loan Process

    From pre-qualification to closing, we are committed to providing the right loan to finance your home.

    First Home Mortgage Corporation is a licensed, full service, residential lender. Our dedicated loan officers guide borrowers throughout the entire mortgage process and offer continued support long after a loan has closed. We take the time to understand the needs of our clients in order to find the best solutions, whether it’s a first-time buyer or an experienced owner.

    Beginning in 1990, with two offices and a handful of employees, our founder and CEO, David Waters, was dedicated to a common vision to stay independent and provide superior service.

    Since then, we have grown into a financial institution of 24 offices serving 23 states in the North Eastern, Mid Atlantic, and Southern regions.

    Although First Home Mortgage continues to expand service locations, each of our locations is deeply rooted in their community and committed to helping local borrowers.

    Each member of our team is focused on delivering customer service that not only fulfills goals, but exceeds expectations.

    In the end, we provide the mortgage you need to make “Home” happen, but it’s the people who are always “First”.

    Our Mission

    First Home Mortgage Corporation is committed to improving the quality of life for all customers and employees.

    This will be attained by:

    • Providing superior service
    • Seeking to constantly understand each other’s needs
    • Promoting community involvement
    • Developing mutual trust, which will be the foundation for all relationships
    • Requiring excellence and integrity in everything we do
    mission-image

    Company Culture

    At First Home Mortgage, our culture is based on the simple belief that everything we do is to improve the lives of the people we serve – our customers, partners and employees.

    We understand that our purpose goes far beyond loan origination. We are here to help the home buyers in local communities achieve homeownership. With this mission in mind, our Loan Officers take the time to understand the financing needs of each client, outline the right loan programs, and make themselves available as mentors throughout the entire mortgage process. It is this personal approach that allows us to maintain such a high quality of service.

    First Home Mortgage has built a reputation among business partners as being efficient, responsible and forthcoming. We keep all of our stakeholders informed during a transaction and deliver results, helping our partners succeed. The care and consideration we take in our lending practice is the reason why so many partners trust us with their clients.

    The dedicated team at First Home Mortgage is our greatest asset. We value each employee and continuously provide a supportive atmosphere within our corporate office as well as our branch locations. Together we work to provide the best experience for our borrowers, which is why First Home Mortgage never hesitates to invest in our employees and their future.

    • 2019 annual company picnic.
    • 2019 Leaders' Club Trip.
    • BelAir Christmas party.
    • Company Picnic in 2019.
    • Competitive spirit alive and well at the company picnic.
    • 2019 corporate Halloween party.
    • Picture of winners at the corporate ladderball tournament.
    • Company picnic 2019.
    • Tom Draper receiving award from realtor group.
    Join our team!

    See What Our Satisfied Customers Say About Us!

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    Bill is GREAT! He knows the home mortgage industry, is very knowledgeable and what he tells his customers is truthful and just. This is my second time using Bill for my mortgage needs and I would not use anyone else. Bill deserves a RAISE!

    Nancy Chappell Sumter, SC
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    I greatly appreciate you and your team again Derick. Your professionalism and expertise are unsurpassed. I look foward to recommending you to friends and family. Thank you again will talk in the near future.
    Lenilson Amado

    Lenilson Amado
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    Enjoyed the entire home buying process due to the great expertise and advise provided by our loan officer Michael Basch. Rates are competitive in general but First Home Mortgage, made sure we we were properly educated as we made one of the biggest investments. Thank you so much again First Home Mortgage, and I highly recommend Michael to anyone looking for a well rounded and experienced loan Officer.

    Ralphaelia Atelefack Reisterstown, MD
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    Courtney is amazing. She is so punctual, hard working, intelligent and flexible. We were moving in a very short period of time. We were already working with a lender, but our realtor recommended talking with Courtney to see if she could assist us as well. She not only gave us an amazing deal, but she worked with us at later hours that fit in our schedule, and was so nice, personable, and able to explain everything to us in a way we could understand better. She never seemed rushed and always answered our calls -which were regular because we had a lot of questions! Because of her we are living in our dream home comfortably!! I have recommended (and will continue to recommend) Courtney to ANYONE who is looking for a home/mortgage. She has continued to answer some questions for us even after living in our new home for several months. You will NOT be disappointed with her work, I promise that!

    Richmond, VA
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    Tony made the entire process of getting a loan simple. I had a lot of questions, and Tony was patient, taking the time to explain everything clearly. The process went smoothly, and the loan was closed on time. Always available to answer calls and emails, even outside of business hours. The loan finally closed, and Tony left an open door where I can reach out to him anytime.

    Look forward to working with him again and highly recommend Tony!

    Katherine G Haverhill, MA
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    Mr. Wilkes was very helpful and professional. He answered any questions we had and always did so in a timely manner. He was very personable. I would recommend him to friends without hesitation.

    Mechanicsville, MD
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    Kate was fantastic! She was very quick to respond, always available, and ready with answers to my questions. As a young woman purchasing a home, I was a little nervous about the process, but she made it quick, easy, and smooth. She was a pleasure to work with.

    Lindsey Jessup, MD
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    Ann was diligent and excellent throughout our homebuying process. She followed up when needed and patiently answered any questions we had along the way.

    Bonnie Falls Church, VA
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    Will was personable, speedy, and highly responsive to my needs and questions. Closed in 2-weeks thanks to his persistence to helping me get it done.

    Thanks Will!

    Jennifer L Frederick, MD
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    Tim is truly an outstanding financial professional. He made my experience seamless by sharing his expertise, securing low rates, always responding within the hour and providing exemplary customer service. I continue to recommend Tim and First Home.

    Eva Fort Washington, MD

    Locations

    With offices in most states up and down the eastern seaboard and around the Midwest, First Home Mortgage is well situated to serve you and your home finance needs.

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    Awards

    We pride ourselves on excellence and service; our awards demonstrate our commitment.

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    Leadership

    Our leadership team is singularly focused on giving you the best home financing experience possible.

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    Careers

    Our team is comprised of talented mortgage professionals who are offered continued support and guidance.

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