About Us

Personalizing the Home Loan Process

    From pre-qualification to closing, we are committed to providing the right loan to finance your home.

    First Home Mortgage Corporation is a licensed, full service, residential lender. Our dedicated loan officers guide borrowers throughout the entire mortgage process and offer continued support long after a loan has closed. We take the time to understand the needs of our clients in order to find the best solutions, whether it’s a first-time buyer or an experienced owner.

    Beginning in 1990, with two offices and a handful of employees, our founder and CEO, David Waters, was dedicated to a common vision to stay independent and provide superior service.

    Since then, we have grown into a financial institution of 24 offices serving 23 states in the North Eastern, Mid Atlantic, and Southern regions.

    Although First Home Mortgage continues to expand service locations, each of our locations is deeply rooted in their community and committed to helping local borrowers.

    Each member of our team is focused on delivering customer service that not only fulfills goals, but exceeds expectations.

    In the end, we provide the mortgage you need to make “Home” happen, but it’s the people who are always “First”.

    Our Mission

    First Home Mortgage Corporation is committed to improving the quality of life for all customers and employees.

    This will be attained by:

    • Providing superior service
    • Seeking to constantly understand each other’s needs
    • Promoting community involvement
    • Developing mutual trust, which will be the foundation for all relationships
    • Requiring excellence and integrity in everything we do
    mission-image

    Company Culture

    At First Home Mortgage, our culture is based on the simple belief that everything we do is to improve the lives of the people we serve – our customers, partners and employees.

    We understand that our purpose goes far beyond loan origination. We are here to help the home buyers in local communities achieve homeownership. With this mission in mind, our Loan Officers take the time to understand the financing needs of each client, outline the right loan programs, and make themselves available as mentors throughout the entire mortgage process. It is this personal approach that allows us to maintain such a high quality of service.

    First Home Mortgage has built a reputation among business partners as being efficient, responsible and forthcoming. We keep all of our stakeholders informed during a transaction and deliver results, helping our partners succeed. The care and consideration we take in our lending practice is the reason why so many partners trust us with their clients.

    The dedicated team at First Home Mortgage is our greatest asset. We value each employee and continuously provide a supportive atmosphere within our corporate office as well as our branch locations. Together we work to provide the best experience for our borrowers, which is why First Home Mortgage never hesitates to invest in our employees and their future.

    • 2019 annual company picnic.
    • 2019 Leaders' Club Trip.
    • BelAir Christmas party.
    • Company Picnic in 2019.
    • Competitive spirit alive and well at the company picnic.
    • 2019 corporate Halloween party.
    • Picture of winners at the corporate ladderball tournament.
    • Company picnic 2019.
    • Tom Draper receiving award from realtor group.
    Join our team!

    See What Our Satisfied Customers Say About Us!

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    Steve Harper and his team was great in my process of purchasing my new home. He was very detailed and responsive when it came to my questions and concerns. Very friendly and honest.

    Melvin J
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    Buying a home can be such a stressful process, but working with Ayaz and his incredible team made everything feel effortless. From start to finish, they were beyond accommodating, always making sure I felt comfortable and informed every step of the way. No matter how many questions I had—or even when my family wanted to join in—Ayaz was always there, patient and reassuring. His kindness, professionalism, and willingness to go the extra mile truly stood out. What could have been overwhelming felt smooth and seamless because of him and his team. I’m so grateful for their support and highly recommend them to anyone looking for a mortgage lender who truly care. Ayaz and his team were exceptional.

    Yaneek P
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    I have worked with Nancy in the past and I was so impressed with her exceptional professionalism and likeability that I came back to First Home Mortgage to refinance my existing mortgage.

    John Fairfax, VA
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    Patrick made the loan process very easy, he always communicated and responded on time, he was reliable and he made sure I didn’t overstretch beyond my capacity. You will never regret working with him.

    Oluwatosin jinadu Rosedale, MD
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    Matt was there every step of the way. The level of service was above and beyond what I expected. I would highly recommend going with Matt over anyone else.

    Richard Columbia, MD
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    Eric was absolutely FANTASTIC. He helped us through every step of the way purchasing our first home and we cannot thank him enough! Definitely will be recommending Eric and First Home Mortgage to everyone!

    Hailee B Salisbury, MD
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    Zach was so great to work with! He was very professional, friendly and readily available to assist us with all of our many questions along the way. We would definitely recommend him to our friends!

    Alexandra J Baltimore, MD
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    This is not my first time working with Jeff. He always remembers us throughout the year and builds a long-lasting relationship. Therefore, when it comes to home loans, he is my first stop!

    Huseyin K.
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    Mike has been my go to guy! He always has our best interests in mind and we have bought a house with him and did a refi for my In-laws. I will continue to work with mike in the future !

    Alexandra Fall River, MA
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    Audrey Kidd is Beyond Superb!!!! From beginning to end her amazing personality Never waivered. She was tremendously patient with me. Been elderly and no knowledgeable on this journey was A Plus. She’s honest and full of integrity. I can’t put an end to her goodness and knowledge. She explained everything throughout the experience. Step by step. Even when she went on vacation and I reached out Not knowing she was. She IS a treasure in your employment.

    Frances Ruther Glen, VA

    Locations

    With offices in most states up and down the eastern seaboard and around the Midwest, First Home Mortgage is well situated to serve you and your home finance needs.

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    Awards

    We pride ourselves on excellence and service; our awards demonstrate our commitment.

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    Leadership

    Our leadership team is singularly focused on giving you the best home financing experience possible.

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    Careers

    Our team is comprised of talented mortgage professionals who are offered continued support and guidance.

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