About Us

Personalizing the Home Loan Process

    From pre-qualification to closing, we are committed to providing the right loan to finance your home.

    First Home Mortgage Corporation is a licensed, full service, residential lender. Our dedicated loan officers guide borrowers throughout the entire mortgage process and offer continued support long after a loan has closed. We take the time to understand the needs of our clients in order to find the best solutions, whether it’s a first-time buyer or an experienced owner.

    Beginning in 1990, with two offices and a handful of employees, our founder and CEO, David Waters, was dedicated to a common vision to stay independent and provide superior service.

    Since then, we have grown into a financial institution of 32 offices serving 21 states in the North Eastern, Mid Atlantic, and Southern regions.

    Although First Home Mortgage continues to expand service locations, each of our locations is deeply rooted in their community and committed to helping local borrowers.

    Each member of our team is focused on delivering customer service that not only fulfills goals, but exceeds expectations.

    In the end, we provide the mortgage you need to make “Home” happen, but it’s the people who are always “First”.

    Our Mission

    First Home Mortgage Corporation is committed to improving the quality of life for all customers and employees.

    This will be attained by:

    • Providing superior service
    • Seeking to constantly understand each other’s needs
    • Promoting community involvement
    • Developing mutual trust, which will be the foundation for all relationships
    • Requiring excellence and integrity in everything we do
    mission-image

    Company Culture

    At First Home Mortgage, our culture is based on the simple belief that everything we do is to improve the lives of the people we serve – our customers, partners and employees.

    We understand that our purpose goes far beyond loan origination. We are here to help the home buyers in local communities achieve homeownership. With this mission in mind, our Loan Officers take the time to understand the financing needs of each client, outline the right loan programs, and make themselves available as mentors throughout the entire mortgage process. It is this personal approach that allows us to maintain such a high quality of service.

    First Home Mortgage has built a reputation among business partners as being efficient, responsible and forthcoming. We keep all of our stakeholders informed during a transaction and deliver results, helping our partners succeed. The care and consideration we take in our lending practice is the reason why so many partners trust us with their clients.

    The dedicated team at First Home Mortgage is our greatest asset. We value each employee and continuously provide a supportive atmosphere within our corporate office as well as our branch locations. Together we work to provide the best experience for our borrowers, which is why First Home Mortgage never hesitates to invest in our employees and their future.

    • 2019 annual company picnic.
    • 2019 Leaders' Club Trip.
    • BelAir Christmas party.
    • Company Picnic in 2019.
    • Competitive spirit alive and well at the company picnic.
    • 2019 corporate Halloween party.
    • Picture of winners at the corporate ladderball tournament.
    • Company picnic 2019.
    • Tom Draper receiving award from realtor group.
    Join our team!

    See What Our Satisfied Customers Say About Us!

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    Didn’t deal with much as my original loan officer left the company 3/4 of the way through the process. Happy with everything in the loan process.

    Haymarket, VA
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    The entire team was extremely helpful and very accessible anytime. They answered any questions we had and really explained the home buying process for us first timers! We are extremely greatful and I recommend Tom and First Home to anyone looking to start this process!

    Perry Hall, MD
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    She was amazing to work with made all the process possible and easy to understand I’ll definitely recommend her to anyone that’s looking to get a loan.

    Lucas debarros Woonsocket, RI
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    Michelle was outstanding and professional! Our initial lender couldn’t get us to the finish line, and we contacted Michelle late for her assistance and guidance. She was very responsive, organized, and motivated to secure financing and get us to closing… and she successfully did so! We’ve worked with many lenders before, but we’ve had such a positive experience and we’re very grateful to have connected with Michelle.

    John L Washington, DC
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    Tom was great throughout the entire experience of refinancing our home. He was easy to speak with, knowledgeable and made the progress straightforward. I would highly recommend Tom Draper.

    Gabe Towson, MD
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    John is both enthusiastic and knowledgeable, making his clients feel confident, comfortable and most important… Excited about this major upgrade in life. His experience shows in the best ways because he can summarize well and point out the key details in the vast legal documentation. He was always ready to stop, slow down and describe certain verbiage and always treated us with the utmost care and respect. We were lucky to work with him. Credit is also due to the many hard-working staff in his office, that made this process swift and transparent.

    Parkville, MD
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    Shane was outstanding. He was available at any time to answer all the questions we needed. I highly recommend him to any one else that needs a financial lender.

    Ann Dover, DE
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    Working with Matt was a pleasure and a great experiance. Matt worked extra hard around the clock for months for me and my wife from the moment we began pursuing our goal of buying a house until the the day of the closing. And even in the months afterward. Always being available 247 to answer the thousands of questions we had. He guided us step by step and explained every step with detail in easy to understand terms. Matt was a huge help and made such a complicated process seem like easy work. Matt and First Home will forever be at the top of my list for recommendations for anyone looking to purchase a home.

    Barre, MA
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    Ricardo was exceptional during my entire loan application process till completion. He’s responsive and would stay with me on phone explaining every details and options to explore. I’ll recommend Ricardo every if I could for his excellent customer centric approach while executing his duties.

    Mohamed M Fort Washington, MD
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    The whole team is very professional, competent and polite. They answer emails even on weekends! No questions were left unanswered. They provide quick and efficient service.

    Michal D.

    Locations

    With offices in most states up and down the eastern seaboard and around the Midwest, First Home Mortgage is well situated to serve you and your home finance needs.

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    Awards

    We pride ourselves on excellence and service; our awards demonstrate our commitment.

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    Leadership

    Our leadership team is singularly focused on giving you the best home financing experience possible.

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    Careers

    Our team is comprised of talented mortgage professionals who are offered continued support and guidance.

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