About Us

Personalizing the Home Loan Process

From pre-qualification to closing, we are committed to providing the right loan to finance your home.

First Home Mortgage Corporation is a licensed, full service, residential lender. Our dedicated loan officers guide borrowers throughout the entire mortgage process and offer continued support long after a loan has closed. We take the time to understand the needs of our clients in order to find the best solutions, whether it’s a first-time buyer or an experienced owner.

Beginning in 1990, with two offices and a handful of employees, our founder and CEO, David Waters, was dedicated to a common vision to stay independent and provide superior service.

Since then, we have grown into a financial institution of 24 offices serving 23 states in the North Eastern, Mid Atlantic, and Southern regions.

Although First Home Mortgage continues to expand service locations, each of our locations is deeply rooted in their community and committed to helping local borrowers.

Each member of our team is focused on delivering customer service that not only fulfills goals, but exceeds expectations.

In the end, we provide the mortgage you need to make “Home” happen, but it’s the people who are always “First”.

Our Mission

First Home Mortgage Corporation is committed to improving the quality of life for all customers and employees.

This will be attained by:

  • Providing superior service
  • Seeking to constantly understand each other’s needs
  • Promoting community involvement
  • Developing mutual trust, which will be the foundation for all relationships
  • Requiring excellence and integrity in everything we do
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Company Culture

At First Home Mortgage, our culture is based on the simple belief that everything we do is to improve the lives of the people we serve – our customers, partners and employees.

We understand that our purpose goes far beyond loan origination. We are here to help the home buyers in local communities achieve homeownership. With this mission in mind, our Loan Officers take the time to understand the financing needs of each client, outline the right loan programs, and make themselves available as mentors throughout the entire mortgage process. It is this personal approach that allows us to maintain such a high quality of service.

First Home Mortgage has built a reputation among business partners as being efficient, responsible and forthcoming. We keep all of our stakeholders informed during a transaction and deliver results, helping our partners succeed. The care and consideration we take in our lending practice is the reason why so many partners trust us with their clients.

The dedicated team at First Home Mortgage is our greatest asset. We value each employee and continuously provide a supportive atmosphere within our corporate office as well as our branch locations. Together we work to provide the best experience for our borrowers, which is why First Home Mortgage never hesitates to invest in our employees and their future.

See What Our Satisfied Customers Say About Us!

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Tony was very helpful and proactive in solving our problems. As first time home buyers, we had many questions and he helped us out through the entire process. He was also able to move things smoothly and thanks to him we closed in a record time on our home, well under 30 days.

Sukru Westborough, MA
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Matt was a consummate professional. He walked me through the process from start to finish and answered every question I had no matter how many times I asked it. He assured me we would get to through the process and he worked with me to get the mortgage that was right for me. I had an a very positive experience with Matt and I”m grateful that my friend and colleague recommended that I speak with him. He was indeed the right chose.

Kathryn Freeland Vienna, VA
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Brandi was excellent! From the beginning to end of the entire Home Buying process, she went above and beyond. I am recommending her to anyone who’s looking to buy a home.

Michelle West Yarmouth, MA
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Taylor is outstanding and we will absolutely use her services again in the future. Throughout our whole process, she was quick to respond, answer all our questions, and explain our options. She is professional and kind. I will absolutely recommend her to others looking to buy/refinance. Thank you, Taylor!

Holly R Leonardtown, MD
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My situation is typical in the DMV but not in Tampa Bay. W2, Self employment, rental, etc. I started working with Brad in December 2024 and Brad did a great job with preparing me to purchase a home by putting a plan in place. I put the offer in on 4/16 and closed by 5/19. Brad, Rafael and Tiff worked my loan and explained to me what I needed to get closed. We are forever clients.

Caroline LW Wesley Chapel, FL
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It was a great pleasure working with Michelle and her team. As a first-time homebuyer, I especially appreciated her patience, diligence and timely responses in guiding me through the entire process. I will definitely recommend Michelle in the future!

Jennifer M. Silver Spring, MD
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I was first home buyer and Jessica and her team was there for us all the time , helping us with any questions, my experience was the best I could not have asked for more. Completed satisfy with them ..

Newburg, MD
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It was a pleasure working with First Home Mortgage. William Camacho was excellent from beginning to end. I had to switch mortgage providers and he expeditiously facilitated a seamless process to ensure closing on time. Courtney Portcher was awesome as well; she remained alert as to what paperwork was required to be completed and uploaded on a constant basis. I was extremely pleased working with both individuals!!

Tammie Frederick, MD
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Par Excellence in all aspects – knowledge, attention to detail, communication, and custome care. He went above and beyong to make the customer experience the best ever!!!

Gerard Towson, MD
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Perry’s extremely knowledgeable and knows the markets like the back of his hand. His years of experience and desire to help people is a strong asset for his team!

Michael Chesterfield, VA

Locations

With offices in most states up and down the eastern seaboard and around the Midwest, First Home Mortgage is well situated to serve you and your home finance needs.

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Awards

We pride ourselves on excellence and service; our awards demonstrate our commitment.

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Leadership

Our leadership team is singularly focused on giving you the best home financing experience possible.

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Careers

Our team is comprised of talented mortgage professionals who are offered continued support and guidance.

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