Resources

Providing answers to all your home financing questions.

The home financing industry can be complicated. With a language all its own and financial implications to every decision, it can be intimidating. That’s why we’ve brought together a wide selection of resources to help you navigate the entire process.

Mortgage Glossary

Find straightforward definitions for terms that clarify the often-mystifying language of home mortgage finance.

Learn More

Calculators

From Debt-to-Income Ratios to Loan Comparisons to Home Affordability; we have assembled a collection of home finance calculators that answer questions and present solutions.

Learn More

Mobile App

Accessibility and convenience. Download our First Home Mortgage App today.

Learn More

Recent Blog Posts

Understanding Refinancing Featured
Understanding Refinancing

Before you decide to refinance your home loan, it’s important that you understand how it works. Refinancing can seem confusing or overwhelming, but it doesn’t have to be. What is Refinancing? Refinancing is the process of replacing your existing mortgage with a brand-new loan. In short, refinancing presents an opportunity to improve your current mortgage. […]

January 13, 2021
Full Post
New Conforming Loan Limits for 2021
New Conforming Loan Limits for 2021

LOAN LIMITS FOR FANNIE MAE AND FREDDIE MAC INCREASE TO $548,250 IN 2021, AN INCREASE FROM $510,400 IN 2020. The Federal Housing Finance Agency has announced the Fannie Mae and Freddie Mac conforming loan limits for mortgages for 2021. Each year, the baseline conforming loan limit is adjusted accordingly with the change in the average […]

January 05, 2021
Full Post
Why Pre-Qualifying for a Loan is Important
Why Pre-Qualifying for a Loan is Important

In order for the loan process to run smoothly, one of the smartest things to do is get pre-qualified for a mortgage. A pre-qualification is an estimate of how much you can borrow from a lender which allows you to explore loan options specific to your financial situation. Pre-qualifying for a loan before you go […]

December 26, 2020
Full Post
Selling Your Home During Winter
Selling Your Home During Winter

Many people believe winter is the most undesirable time to sell your home, but this doesn’t have to be the case. If you know what to expect, you can have just as much success selling your home during winter than you would any other time of year. Don’t be afraid to list during wintertime. Who’s […]

December 17, 2020
Full Post
4 Easy Steps to an Organized Garage
4 Easy Steps to an Organized Garage

Your garage can serve many purposes, but not if it’s full of clutter. A recent study showed that only 30% of homeowners with garages use them to store their vehicles, because they are just too full! If your garage is cluttered, the good news is that this is a project you can tackle yourself at […]

December 11, 2020
Full Post

We’re here to help

From Maine to Tennessee, Michigan to Florida, First Home Mortgage has licensed professionals to help you accomplish your housing dreams. Contact one of our offices today to find a loan officer that will help you negotiate the home financing process successfully.

Find a Loan Officer
  • License & office location
  • License only

Connect With Us