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First Home Mortgage is proud to celebrate a major milestone as Cathy Ocharzak, Branch Manager of the Hagerstown branch, marks 25 years with the company on April 9th. With more than 30 years of mortgage originating experience, Cathy has built an outstanding reputation throughout the tri-state area and within the mortgage industry. Over the course […]

We are proud to congratulate Alex Jaffe on being recognized among the 2026 Top Producers by National Mortgage News. While this honor reflects strong performance in 2025 loan production, it is ultimately a reflection of a long track record of consistency, experience, and client-focused service. Alex serves as Branch Manager of First Home Mortgage’s Chevy […]

VA loans are one of the most powerful benefits available to eligible veterans, active-duty service members, and certain surviving spouses. They offer flexible qualification guidelines, competitive rates, and often require little to no down payment. But one part of the VA loan that often causes confusion is the funding fee. Many people assume it applies […]

You found the one. Perfect location. The right price. Everything you’ve been looking for.  But in today’s market, finding the right home is only part of the equation.  Cash is king. It wins bidding wars. It moves faster. And it gives sellers confidence.  That’s why so many buyers miss out—not because they can’t afford the home, but because they can’t compete with the speed […]

If you’ve been wondering why mortgage rates are changing or where rates are headed next, here’s what’s happening right now. What’s Driving Rates Markets recently reacted to news of a temporary ceasefire in the Iran conflict. As a result: Stocks moved higher Oil prices dropped Mortgage rates saw some improvement This is a good reminder […]