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First Home Mortgage is proud to welcome Charlie Latimer as the new Branch Manager of our Chevy Chase office. A top producer in the Washington, D.C. metropolitan area, Charlie will partner with Branch Managers Alex Jaffe and Joe Dawson to continue strengthening one of the company’s highest-performing branches. Charlie entered the mortgage industry in 2020 […]

The Federal Housing Finance Agency (FHFA) has announced an increase in the 2026 conforming loan limits, meaning buyers can borrow more while still qualifying for conventional financing. Starting January 1, 2026, the baseline loan limit for a one-unit home will rise to $832,750—up from $806,500 in 2025. In high-cost areas, that number jumps to $1,249,125. […]

It’s been another eventful week in the financial world. The Federal Reserve announced a rate cut—something markets had been expecting—but the real story lies in how the market reacted afterward. Here’s a quick breakdown of what happened and why it matters. The Fed Cut Rates—But Mortgage Rates Went Up The Fed reduced its benchmark rate […]

The highly anticipated Fed meeting is behind us, and while the Federal Reserve did cut its benchmark rate by 0.25%, mortgage rates actually ticked a bit higher afterward. That might seem confusing, so let’s break down what happened and why the market reacted the way it did. What the Fed Announced The Fed voted to […]

The Fed Is Poised to Cut Rates, But Mortgage Markets May Have Already Moved Mortgage rates have been quietly drifting lower over the past few weeks, hitting some of the lowest levels we’ve seen this year. With the Federal Reserve expected to cut rates tomorrow, many are wondering what this means for the housing market. […]