Resources

Providing answers to all your home financing questions.

The home financing industry can be complicated. With a language all its own and financial implications to every decision, it can be intimidating. That’s why we’ve brought together a wide selection of resources to help you navigate the entire process.

Mortgage Glossary

Find straightforward definitions for terms that clarify the often-mystifying language of home mortgage finance.

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Calculators

From Debt-to-Income Ratios to Loan Comparisons to Home Affordability; we have assembled a collection of home finance calculators that answer questions and present solutions.

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Mobile App

Accessibility and convenience. Download our First Home Mortgage App today.

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Recent Blog Posts

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Exciting News: 2025 Conforming Loan Limits Announced!
Exciting News: 2025 Conforming Loan Limits Announced!

The Federal Housing Finance Agency (FHFA) has announced the new conforming loan limits for 2025, and we’re thrilled to share this update with you. The new loan limit is set at $806,500, opening up more opportunities for homeowners and buyers alike. What Do Higher Loan Limits Mean for You? When conforming loan limits increase, it […]

November 27, 2024
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Introducing First Home Mortgage’s Community Empowerment Initiative
Introducing First Home Mortgage’s Community Empowerment Initiative

First Home Mortgage is proud to announce the launch of its transformative Community Empowerment Initiative, a bold new program designed to make homeownership more accessible to underserved communities. This initiative marks a major step forward in the company’s ongoing mission to bridge the homeownership gap and expand affordable housing opportunities across the region. As a […]

October 01, 2024
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VA Announces Temporary Policy Update on Real Estate Agent Commissions for Veterans
VA Announces Temporary Policy Update on Real Estate Agent Commissions for Veterans

The Department of Veterans Affairs (VA) has announced a temporary policy update allowing veterans to pay real estate agent commissions when purchasing a home. This change, effective August 10, 2024, aims to prevent VA buyers from being disadvantaged as new real estate rules take effect later this summer. Key Updates: Effective Date: The policy takes […]

June 13, 2024
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First Home Mortgage Announces Tim Whittier as New President, Setting Course for Growth
First Home Mortgage Announces Tim Whittier as New President, Setting Course for Growth

In a move signaling a new phase of growth and innovation, First Home Mortgage proudly announces the appointment of Tim Whittier as its new President. With a wealth of experience and a dedication to excellence, Whittier is poised to lead the company into an exciting era of expansion and success.  David Waters, CEO and Founder […]

May 20, 2024
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Empowering Small Business Owners: Introducing First Home Mortgage’s Professional Solutions Program for Bank Statement Loans
Empowering Small Business Owners: Introducing First Home Mortgage’s Professional Solutions Program for Bank Statement Loans

We are thrilled to unveil our latest offering, First Home Mortgage’s Professional Solutions for Bank Statement Loans, meticulously crafted especially for small business owners, consultants, and freelance professionals like yourself. This innovative product aims to simplify the mortgage process and make homeownership more accessible for individuals with non-traditional income sources.  Our Professional Solutions program is […]

May 01, 2024
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