About Us

Personalizing the Home Loan Process

From pre-qualification to closing, we are committed to providing the right loan to finance your home.

First Home Mortgage Corporation is a licensed, full service, residential lender. Our dedicated loan officers guide borrowers throughout the entire mortgage process and offer continued support long after a loan has closed. We take the time to understand the needs of our clients in order to find the best solutions, whether it’s a first-time buyer or an experienced owner.

Beginning in 1990, with two offices and a handful of employees, our founder and CEO, David Waters, was dedicated to a common vision to stay independent and provide superior service.

Since then, we have grown into a financial institution of 24 offices serving 23 states in the North Eastern, Mid Atlantic, and Southern regions.

Although First Home Mortgage continues to expand service locations, each of our locations is deeply rooted in their community and committed to helping local borrowers.

Each member of our team is focused on delivering customer service that not only fulfills goals, but exceeds expectations.

In the end, we provide the mortgage you need to make “Home” happen, but it’s the people who are always “First”.

Our Mission

First Home Mortgage Corporation is committed to improving the quality of life for all customers and employees.

This will be attained by:

  • Providing superior service
  • Seeking to constantly understand each other’s needs
  • Promoting community involvement
  • Developing mutual trust, which will be the foundation for all relationships
  • Requiring excellence and integrity in everything we do
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Company Culture

At First Home Mortgage, our culture is based on the simple belief that everything we do is to improve the lives of the people we serve – our customers, partners and employees.

We understand that our purpose goes far beyond loan origination. We are here to help the home buyers in local communities achieve homeownership. With this mission in mind, our Loan Officers take the time to understand the financing needs of each client, outline the right loan programs, and make themselves available as mentors throughout the entire mortgage process. It is this personal approach that allows us to maintain such a high quality of service.

First Home Mortgage has built a reputation among business partners as being efficient, responsible and forthcoming. We keep all of our stakeholders informed during a transaction and deliver results, helping our partners succeed. The care and consideration we take in our lending practice is the reason why so many partners trust us with their clients.

The dedicated team at First Home Mortgage is our greatest asset. We value each employee and continuously provide a supportive atmosphere within our corporate office as well as our branch locations. Together we work to provide the best experience for our borrowers, which is why First Home Mortgage never hesitates to invest in our employees and their future.

See What Our Satisfied Customers Say About Us!

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This is my second time using First Home Mortgage. Mike was there for me on my first home purchase answering all of my questions, and did the same for this one. Highly recommend First Home Mortgage and Mike to anyone looking for a home loan.

Emily Ellicott City, MD
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We cannot speak highly enough of our experience working with Dolph. From start to finish, he was incredibly helpful, timely, and supportive, making our home buying process smooth and stress-free.

His communication was always clear and prompt, answering our questions with patience and providing valuable insights whenever we needed them. He took the time to explain every step of the loan process, ensuring we were well-informed and confident in our decisions.

What stood out most was his genuine commitment to helping us secure the best possible loan for our needs. He worked tirelessly to ensure everything was in place for a smooth closing, even going above and beyond to resolve a couple unexpected challenges along the way.

We truly appreciate Dolph’s dedication and professionalism, and we would wholeheartedly recommend him to anyone looking for a reliable and knowledgeable loan officer.

Missy S
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We have worked with Ryan on several loans and he is always very responsive and helpful. Ryan stays engaged throughout the entire process and we always understood what was expected of us. At our home closing, realtors on both sides acknowledged the professionalism of Ryan and his staff.

Washington, DC
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This is the second home Wes and his team have helped us buy. He made the process so easy and I will continue to use him for all future purchases and refer my friends to him.

Leonardtown, MD
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The whole process was very smooth and the whole staff was nice and never hesitated to help me whenever I had questions. So glad I gave them a call.

Brandon Denton, MD
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It was nice work with Bobbie she’s very nice very efficient she was with us all the time she inform as step by step everything about the loan since the beginning till the end she was with us all the time she’s the best we tried different places but for some reason we never trust all the people like we trust Bobbie we thank you very much our family is very happy I hope all others have people like Bobbie thank you God bless you Bobby??

Josefina A T
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Alex was incredible to work with, his quick response to any problem or question. I was pleasantly surprised how simple Alex made things and would HIGHLY recommend anyone that is purchasing a house to go with Alex.

Kurt Y Rising Sun, MD
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Heather was very professional and considerate of our specific needs. She always seemed to have our best interests in mind and was very knowledgeable and responsive. It was a pleasure to work with her. The First Home Mortgage team was easy to work with every step of the way.

Herndon, VA
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Cassie is absolutely amazing, she made every step of this process so easy. I would recommend Cassie to anyone looking for a mortgage loan they will not be disappointed.

Debra New Windsor, MD
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Mr. Harper was patient and took his time explaining the approval process! He listened and was very honest! He has the best supporting staff…Nadira and Tracy both were very helpful!!

Upper Marlboro, MD

Locations

With offices in most states up and down the eastern seaboard and around the Midwest, First Home Mortgage is well situated to serve you and your home finance needs.

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Awards

We pride ourselves on excellence and service; our awards demonstrate our commitment.

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Leadership

Our leadership team is singularly focused on giving you the best home financing experience possible.

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Careers

Our team is comprised of talented mortgage professionals who are offered continued support and guidance.

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