About Us

Personalizing the Home Loan Process

From pre-qualification to closing, we are committed to providing the right loan to finance your home.

First Home Mortgage Corporation is a licensed, full service, residential lender. Our dedicated loan officers guide borrowers throughout the entire mortgage process and offer continued support long after a loan has closed. We take the time to understand the needs of our clients in order to find the best solutions, whether it’s a first-time buyer or an experienced owner.

Beginning in 1990, with two offices and a handful of employees, our founder and CEO, David Waters, was dedicated to a common vision to stay independent and provide superior service.

Since then, we have grown into a financial institution of 32 offices serving 21 states in the North Eastern, Mid Atlantic, and Southern regions.

Although First Home Mortgage continues to expand service locations, each of our locations is deeply rooted in their community and committed to helping local borrowers.

Each member of our team is focused on delivering customer service that not only fulfills goals, but exceeds expectations.

In the end, we provide the mortgage you need to make “Home” happen, but it’s the people who are always “First”.

Our Mission

First Home Mortgage Corporation is committed to improving the quality of life for all customers and employees.

This will be attained by:

  • Providing superior service
  • Seeking to constantly understand each other’s needs
  • Promoting community involvement
  • Developing mutual trust, which will be the foundation for all relationships
  • Requiring excellence and integrity in everything we do

Company Culture

At First Home Mortgage, our culture is based on the simple belief that everything we do is to improve the lives of the people we serve – our customers, partners and employees.

We understand that our purpose goes far beyond loan origination. We are here to help the home buyers in local communities achieve homeownership. With this mission in mind, our Loan Officers take the time to understand the financing needs of each client, outline the right loan programs, and make themselves available as mentors throughout the entire mortgage process. It is this personal approach that allows us to maintain such a high quality of service.

First Home Mortgage has built a reputation among business partners as being efficient, responsible and forthcoming. We keep all of our stakeholders informed during a transaction and deliver results, helping our partners succeed. The care and consideration we take in our lending practice is the reason why so many partners trust us with their clients.

The dedicated team at First Home Mortgage is our greatest asset. We value each employee and continuously provide a supportive atmosphere within our corporate office as well as our branch locations. Together we work to provide the best experience for our borrowers, which is why First Home Mortgage never hesitates to invest in our employees and their future.

See What Our Satisfied Customers Say About Us!

Go to Previous
Go to Next

Jim was helpful, ready to answer questions, and quick to respond to questions. His experience was evident in condensed timelines and was able to push and get things closed in time. I would be glad to work with Jim in the future.

Falling Waters, WV

Was a pleasure working with Bill throughout the entire loan process. My mortgage scenario was somewhat unconventional and Bill was able to work with me and get me approved for my loan with out any problems.

David Trappe, MD

He is wonderful to work with. Very knowledgeable, reliable and efficiently gets the job done. He is always available to answer questions. Would work with him again.

Columbia, MD

He was amazing every step of the way. He handle every question and trust me there was alot of them. Couldn’t have asked for anybody better.

glen Perryville, MD

Ayaz and his team made it possible for me to close on my first home. The team worked well into the evenings and on weekends to ensure my needs were met. They consistently stayed in contact with me through the whole process and was able to immediately answer any questions that I had. Buying a home can be a stressful time, however Ayaz and his team made sure my concerns were addressed and they worked on my behalf. I am truly amazed with the service provided to me and will always be thankful to Ayaz and First Home Mortgage.

Parkville, MD

Jason was absolutely fantastic throughout our entire refinancing process. Knowledgeable, honest, patient, and responsive. He has a keen sense of the lending market and is incredibly efficient at navigating the landscape to get the best deals for his customers. A first class professional in every sense. I could not possibly recommend him more highly.

Joshua Severna Park, MD

The Nader Team was very responsive and accommodating with helping us prepare our preapproval letters for our bids. Some of the turn around times were really tight and they were really good about receiving and acting on our requests. I really do appreciate that.

Bernard Catonsville, MD

He was wonderful to work with. Explained everything in great detail and completely helped me understand this whole process as a first time home buyer.

Feather Catonsville, MD

Brian’s patience, kindness, knowledge and overall assistance throughout the entire process – represented one of the most amazing service excellence experiences I’ve ever had. My overall home-buying experience was enhanced due to Brian’s involvement.

Waynesboro, PA

Darren is very easy to work with. He does a great job calming you down and making one of the most stressful times of your life a piece of cake. We will definitely work with him again.

Leonardtown, MD


With offices in most states up and down the eastern seaboard and around the Midwest, First Home Mortgage is well situated to serve you and your home finance needs.

Learn More


We pride ourselves on excellence and service; our awards demonstrate our commitment.

Learn More


Our leadership team is singularly focused on giving you the best home financing experience possible.

Learn More


Our team is comprised of talented mortgage professionals who are offered continued support and guidance.

Learn More

Connect With Us