About Us

Personalizing the Home Loan Process

    From pre-qualification to closing, we are committed to providing the right loan to finance your home.

    First Home Mortgage Corporation is a licensed, full service, residential lender. Our dedicated loan officers guide borrowers throughout the entire mortgage process and offer continued support long after a loan has closed. We take the time to understand the needs of our clients in order to find the best solutions, whether it’s a first-time buyer or an experienced owner.

    Beginning in 1990, with two offices and a handful of employees, our founder and CEO, David Waters, was dedicated to a common vision to stay independent and provide superior service.

    Since then, we have grown into a financial institution of 24 offices serving 23 states in the North Eastern, Mid Atlantic, and Southern regions.

    Although First Home Mortgage continues to expand service locations, each of our locations is deeply rooted in their community and committed to helping local borrowers.

    Each member of our team is focused on delivering customer service that not only fulfills goals, but exceeds expectations.

    In the end, we provide the mortgage you need to make “Home” happen, but it’s the people who are always “First”.

    Our Mission

    First Home Mortgage Corporation is committed to improving the quality of life for all customers and employees.

    This will be attained by:

    • Providing superior service
    • Seeking to constantly understand each other’s needs
    • Promoting community involvement
    • Developing mutual trust, which will be the foundation for all relationships
    • Requiring excellence and integrity in everything we do
    mission-image

    Company Culture

    At First Home Mortgage, our culture is based on the simple belief that everything we do is to improve the lives of the people we serve – our customers, partners and employees.

    We understand that our purpose goes far beyond loan origination. We are here to help the home buyers in local communities achieve homeownership. With this mission in mind, our Loan Officers take the time to understand the financing needs of each client, outline the right loan programs, and make themselves available as mentors throughout the entire mortgage process. It is this personal approach that allows us to maintain such a high quality of service.

    First Home Mortgage has built a reputation among business partners as being efficient, responsible and forthcoming. We keep all of our stakeholders informed during a transaction and deliver results, helping our partners succeed. The care and consideration we take in our lending practice is the reason why so many partners trust us with their clients.

    The dedicated team at First Home Mortgage is our greatest asset. We value each employee and continuously provide a supportive atmosphere within our corporate office as well as our branch locations. Together we work to provide the best experience for our borrowers, which is why First Home Mortgage never hesitates to invest in our employees and their future.

    • 2019 annual company picnic.
    • 2019 Leaders' Club Trip.
    • BelAir Christmas party.
    • Company Picnic in 2019.
    • Competitive spirit alive and well at the company picnic.
    • 2019 corporate Halloween party.
    • Picture of winners at the corporate ladderball tournament.
    • Company picnic 2019.
    • Tom Draper receiving award from realtor group.
    Join our team!

    See What Our Satisfied Customers Say About Us!

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    Bradley is the best loan officer. He keeps his promises. I am proud to be a part of First Home Mortgage. Keep up the good work. Thanks again. for everything. My son Deepak Saluja referred me to Bradley and I will do the same. Great job Bradley.

    Sunny S Severn, MD
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    Jessica is great! Very helpful and knowledgeable. Responds in a timely manner to emails and voicemail Jessica is the reason my home buying experience was smooth sailing! I couldn’t be more satisfied, I appreciate her patience and understanding through my entire process. I will be referring First Home Mortgage to everyone I know that’s interested in home ownership.

    Suitland, MD
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    This is the second time we have used Brian Foss. Both times he has done an amazing job finding us the best mortgage rates. He is also very quick to respond to any of our questions and is always checking in to see if we have any questions or concerns. Highly recommend Brian Foss and we will continue to use him for all our mortgage needs.

    Carol Frederick, MD
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    Laura was great. She responded almost immediately to every question I had, and she gave a lot of detail about each of the loans I was qualified for. Couldn’t ask for a better lender.

    Nicholas Essex, MD
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    Very smooth experience overall. Everyone was on the ball from start to finish. Communication and professionalism was outstanding. It was really great to work with the whole team. Thanks Tim!

    Jason C Huntingtown, MD
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    Jake made the process easy and answered all of the questions we had. It was a pleasure to work with him and I would highly recommend to others buying their first home!

    Erin Silver Spring, MD
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    Tony is the best! He works so hard to get his clients a great rate, provides completer follow through during the whole process and make it all SO easy. He is by far the best lender I have ever worked with and I will keep coming back to him!

    Heather Niblock Annapolis, MD
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    Santana and her team gave me top notch service. They responded to any questions that I asked in a timely manner. They made the process of buying my first Home very pleasant.

    Tony Rosedale, MD
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    I’ve used Michael and First Home twice now. First for my initial mortgage and then again for my refi. Both times, I’ve shopped around and both times Michael has given me the best rates and incentives. What I really like about Michael is that he delivers on what he tells me. Buying a house is an intimidating adventure where you are left wondering if there will be surprise costs at closing; that is not so with Michael. What is on the loan estimate is what I see at closing. After two very successful and low stress experiences with Michael, I eagerly refer him to friends who are looking to buy a home.

    Matt Glenelg, MD
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    Cathy & her staff were absolutely a joy to work with! They made a very hectic process enjoyable and took the time to make sure that we understood each step along the way. We’re very thankful for all they did.

    Hagerstown, MD

    Locations

    With offices in most states up and down the eastern seaboard and around the Midwest, First Home Mortgage is well situated to serve you and your home finance needs.

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    Awards

    We pride ourselves on excellence and service; our awards demonstrate our commitment.

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    Leadership

    Our leadership team is singularly focused on giving you the best home financing experience possible.

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    Careers

    Our team is comprised of talented mortgage professionals who are offered continued support and guidance.

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