About Us

Personalizing The Home Loan Process

From pre-qualification to closing, we are committed to providing the right loan to finance your home.

First Home Mortgage Corporation is a licensed, full service, residential lender. Our dedicated loan officers guide borrowers throughout the entire mortgage process and offer continued support long after a loan has closed. We take the time to understand the needs of our clients in order to find the best solutions, whether it’s a first-time buyer or an experienced owner.

Beginning in 1990, with two offices and a handful of employees, our founder and CEO, David Waters, was dedicated to a common vision to stay independent and provide superior service.

Since then, we have grown into a financial institution of 44 offices serving 21 states in the North Eastern, Mid Atlantic, and Southern regions.

Although First Home Mortgage continues to expand service locations, each of our locations is deeply rooted in their community and committed to helping local borrowers.

Each member of our team is focused on delivering customer service that not only fulfills goals, but exceeds expectations.

In the end, we provide the mortgage you need to make “Home” happen, but it’s the people who are always “First”.

Our Mission

First Home Mortgage Corporation is committed to improving the quality of life for all customers and employees.

This will be attained by:

  • Providing superior service
  • Seeking to constantly understand each other’s needs
  • Promoting community involvement
  • Developing mutual trust, which will be the foundation for all relationships
  • Requiring excellence and integrity in everything we do

Company Culture

At First Home Mortgage, our culture is based on the simple belief that everything we do is to improve the lives of the people we serve – our customers, partners and employees.

We understand that our purpose goes far beyond loan origination. We are here to help the home buyers in local communities achieve homeownership. With this mission in mind, our Loan Officers take the time to understand the financing needs of each client, outline the right loan programs, and make themselves available as mentors throughout the entire mortgage process. It is this personal approach that allows us to maintain such a high quality of service.

First Home Mortgage has built a reputation among business partners as being efficient, responsible and forthcoming. We keep all of our stakeholders informed during a transaction and deliver results, helping our partners succeed. The care and consideration we take in our lending practice is the reason why so many partners trust us with their clients.

The dedicated team at First Home Mortgage is our greatest asset. We value each employee and continuously provide a supportive atmosphere within our corporate office as well as our branch locations. Together we work to provide the best experience for our borrowers, which is why First Home Mortgage never hesitates to invest in our employees and their future.

See What Our Satisfied Customers Say About Us!


This was my first time buying a home alone. Mike made me feel so comfortable and helped me through the whole process. I have already recommended him to friends. He was great!! It was a wonderful experience!!

Cumberland, RI

Mike Archer and his team was fabulous throughout our process of homebuying. They made it easy and is always available to speak with us when we have questions and concerns. Definitely exceptional!

Waldorf, MD

Taylor and First Home Mortgage were very easy to work with. This is our second time using First Home Mortgage (first was home purchase, second was refi). Taylor was super helpful and if we had a question she was very quick in responding. Taylor made it a smooth and easy process. With the personnel at First Home Mortgage we got everything taken care of fast and the longest part was waiting for closing day to come. Thank you!

Jeremy and Lauren Hall Hollywood, MD

Todd and his team were very professional and informative. They helped guide me step by step through the whole process. Can’t thank them enough! They did a great job and I highly recommend!

Waldorf, MD

Kevin was very helpful with my refinance, giving me various options to maximize my savings over time, not just short term. He answered all my questions and made the whole process as pleasant as a loan can be! I would recommend Kevin and First Home Mortgage to anyone who is looking to finance a home.

Olney, MD

Had a great experience with Tom Cumpston. He was so personable and really works for the client no matter the time of day. Would definitely recommend him to a friend!

Middle River, MD

Erin and her entire team were extremely helpful and attentive to my needs as a first time home buyer. Their phones were always on them and they were always eager to help.

Matthew Mechanicsville, MD

They were very responsive and quick. Closed on my purchase in 21 days. Both the processor, loan officer and Josh Fowler were helpful which made for a great experience!

Hanover, MD

Alex made refinancing such an easy process! He had my best interest in mind and watched the interest rates for me prior to locking in a rate. The entire process went smoothly and he always answered any questions that I had quickly and thoroughly. I really appreciate all of Alex’s help and would definitely recommend him to anyone looking to buy or refinance!

Mallory Baltimore, MD

The team was professional and worked quickly to get the loan approved. We received updates regarding the loan at least once a week. If there were any issues Robert addressed them quickly.

Walkersville, MD


With offices in most states up and down the eastern seaboard and around the Midwest, First Home Mortgage is well situated to serve you and your home finance needs.

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We pride ourselves on excellence and service; our awards demonstrate our commitment.

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Our leadership team is singularly focused on giving you the best home financing experience possible.

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Our team is comprised of talented mortgage professionals who are offered continued support and guidance.

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