About Us

Personalizing the Home Loan Process

From pre-qualification to closing, we are committed to providing the right loan to finance your home.

First Home Mortgage Corporation is a licensed, full service, residential lender. Our dedicated loan officers guide borrowers throughout the entire mortgage process and offer continued support long after a loan has closed. We take the time to understand the needs of our clients in order to find the best solutions, whether it’s a first-time buyer or an experienced owner.

Beginning in 1990, with two offices and a handful of employees, our founder and CEO, David Waters, was dedicated to a common vision to stay independent and provide superior service.

Since then, we have grown into a financial institution of 35 offices serving 21 states in the North Eastern, Mid Atlantic, and Southern regions.

Although First Home Mortgage continues to expand service locations, each of our locations is deeply rooted in their community and committed to helping local borrowers.

Each member of our team is focused on delivering customer service that not only fulfills goals, but exceeds expectations.

In the end, we provide the mortgage you need to make “Home” happen, but it’s the people who are always “First”.

Our Mission

First Home Mortgage Corporation is committed to improving the quality of life for all customers and employees.

This will be attained by:

  • Providing superior service
  • Seeking to constantly understand each other’s needs
  • Promoting community involvement
  • Developing mutual trust, which will be the foundation for all relationships
  • Requiring excellence and integrity in everything we do

Company Culture

At First Home Mortgage, our culture is based on the simple belief that everything we do is to improve the lives of the people we serve – our customers, partners and employees.

We understand that our purpose goes far beyond loan origination. We are here to help the home buyers in local communities achieve homeownership. With this mission in mind, our Loan Officers take the time to understand the financing needs of each client, outline the right loan programs, and make themselves available as mentors throughout the entire mortgage process. It is this personal approach that allows us to maintain such a high quality of service.

First Home Mortgage has built a reputation among business partners as being efficient, responsible and forthcoming. We keep all of our stakeholders informed during a transaction and deliver results, helping our partners succeed. The care and consideration we take in our lending practice is the reason why so many partners trust us with their clients.

The dedicated team at First Home Mortgage is our greatest asset. We value each employee and continuously provide a supportive atmosphere within our corporate office as well as our branch locations. Together we work to provide the best experience for our borrowers, which is why First Home Mortgage never hesitates to invest in our employees and their future.

See What Our Satisfied Customers Say About Us!


Tim is truly an outstanding financial professional. He made my experience seamless by sharing his expertise, securing low rates, always responding within the hour and providing exemplary customer service. I continue to recommend Tim and First Home.

Eva Fort Washington, MD

She’s great always willing to help at any time of day and wants to make sure you understand everything so you are comfortable with your deal.

Milany Providence, RI

Very professional,Caring and knowledgeable! Cares about your well being with the process and is there right next to you making sure you are getting what you want and most of all that you are happy!

Raul Falls Church, VA

Cylda was great and took the time to explain every tiny detail and all of our basic questions as first time home buyers. She was great to work with!

Wheaton, MD

He was amazing every step of the way. He handle every question and trust me there was alot of them. Couldn’t have asked for anybody better.

glen Perryville, MD

He�s great to work with, much humility and very approachable and has your best interests. He definitely goes beyond the call of duty and works with an undeniable diligence.

Waldorf, MD

Steve went above and beyond the call of duty to make my dream of becoming a homeowner come true! It’s hard enough being a single mother; however, add trying to buy a house on your own and it’s a double whammy!!! But, Steve wasn’t phased by the challenge and his team worked hard to help me achieve my goal to own my home! I am forever grateful to him! He was knowledgeable, professional, kind, and patient. Top knotch customer service all the way around!!!

Ruther Glen, VA

Could not be more pleased with Ryan. He is just fantastic at his job and make this stressful process easy to navigate and got me a lower rate than I expected. THANKS RYAN!

Washington, DC

Brian was amazing. He was always quick to respond to any of my questions. He went above and beyond to help ensure I’d be able to buy my house. I will be recommending him to my friends and family.

Hagerstown, MD

Will and his team were very easy to work with. They were able to answer all of our questions and in a timely manner. Our last mortgage experience was a headache. Will made it so easy to refinance our house and walked us through it step by step. Even after closing, he checked in and answered any questions we had.

Michelle Elmer, NJ


With offices in most states up and down the eastern seaboard and around the Midwest, First Home Mortgage is well situated to serve you and your home finance needs.

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We pride ourselves on excellence and service; our awards demonstrate our commitment.

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Our leadership team is singularly focused on giving you the best home financing experience possible.

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Our team is comprised of talented mortgage professionals who are offered continued support and guidance.

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