About Us

Personalizing The Home Loan Process

From pre-qualification to closing, we are committed to providing the right loan to finance your home.

First Home Mortgage Corporation is a licensed, full service, residential lender. Our dedicated loan officers guide borrowers throughout the entire mortgage process and offer continued support long after a loan has closed. We take the time to understand the needs of our clients in order to find the best solutions, whether it’s a first-time buyer or an experienced owner.

Beginning in 1990, with two offices and a handful of employees, our founder and CEO, David Waters, was dedicated to a common vision to stay independent and provide superior service.

Since then, we have grown into a financial institution of 44 offices serving 21 states in the North Eastern, Mid Atlantic, and Southern regions.

Although First Home Mortgage continues to expand service locations, each of our locations is deeply rooted in their community and committed to helping local borrowers.

Each member of our team is focused on delivering customer service that not only fulfills goals, but exceeds expectations.

In the end, we provide the mortgage you need to make “Home” happen, but it’s the people who are always “First”.

Our Mission

First Home Mortgage Corporation is committed to improving the quality of life for all customers and employees.

This will be attained by:

  • Providing superior service
  • Seeking to constantly understand each other’s needs
  • Promoting community involvement
  • Developing mutual trust, which will be the foundation for all relationships
  • Requiring excellence and integrity in everything we do

Company Culture

At First Home Mortgage, our culture is based on the simple belief that everything we do is to improve the lives of the people we serve – our customers, partners and employees.

We understand that our purpose goes far beyond loan origination. We are here to help the home buyers in local communities achieve homeownership. With this mission in mind, our Loan Officers take the time to understand the financing needs of each client, outline the right loan programs, and make themselves available as mentors throughout the entire mortgage process. It is this personal approach that allows us to maintain such a high quality of service.

First Home Mortgage has built a reputation among business partners as being efficient, responsible and forthcoming. We keep all of our stakeholders informed during a transaction and deliver results, helping our partners succeed. The care and consideration we take in our lending practice is the reason why so many partners trust us with their clients.

The dedicated team at First Home Mortgage is our greatest asset. We value each employee and continuously provide a supportive atmosphere within our corporate office as well as our branch locations. Together we work to provide the best experience for our borrowers, which is why First Home Mortgage never hesitates to invest in our employees and their future.

See What Our Satisfied Customers Say About Us!


“They handled two loans for us at once and did a great job! Bill and the rest of the staff were very responsive and handled everything professionally and efficiently. We will be doing business with them again.”

Doug Hanahan, SC

“Wes was amazing. He was so quick to answer all our questions, even on weekends or in the evening. He was knowledgeable and very helpful. It was our first home and it was such a good experience. We’re so grateful to Wes, First Home, and everyone else involved in getting us this home, at a great rate.”

California, MD

He was awesome! Very knowledgeable and always quick to respond on any questions I had.


Very knowledgeable and helpful throughout the process. Highly recommended!

Lendaid Review- Jordan

“Ayaz is beyond wonderful to work with. He is extremely knowledgeable, patient and helpful to his clients. He and his team are greatly on top of all details associated with buying a home and securing a mortgage. For any future home purchases we would absolutely choose to work with Ayaz again.”

Jennifer Baltimore, MD

Thank you for helping us have a ridiculously smooth transaction. The next time I see your name on a pre-approval letter, just assume we’ll be ratified momentarily!

Koki A., Listing Real Estate Agent
They were on the ball. All the T’s were crossed and the I’s were dotted.
Jessica M. Centreville, MD

“Chris was a pleasure to work with. He kept me up to date every step of the way on my mortgage process. Chris answered any questions or concerns I had immediately. Given a chance in the future he would be my first choice to work with.”


Words can’t explain the love I have for you. From the first day I met you until now you have always been very professional. You are truly a rare gem. I want to thank you for working with us and not ever throwing in the towel. We had a rough road to travel; but you never gave up. We appreciate your kindness and your big heart. When you threw in your team, Manuel and Lorena, this was just icing on the cake. They made this process fun and easy and always made me feel special. You guys are a great team. WE MADE IT!

Diane and Alvin T.

I am so impressed with your professionalism, expertise and diligence. You drive your business with integrity and honesty. These qualities are not only wonderful to have in a friendship but are especially important when applying for a loan. Thanks for being someone we can trust and count on!

Marly G.


With offices in most states up and down the eastern seaboard and around the Midwest, First Home Mortgage is well situated to serve you and your home finance needs.

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We pride ourselves on excellence and service; our awards demonstrate our commitment.

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Our leadership team is singularly focused on giving you the best home financing experience possible.

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Our team is comprised of talented mortgage professionals who are offered continued support and guidance.

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