About Us

Personalizing the Home Loan Process

From pre-qualification to closing, we are committed to providing the right loan to finance your home.

First Home Mortgage Corporation is a licensed, full service, residential lender. Our dedicated loan officers guide borrowers throughout the entire mortgage process and offer continued support long after a loan has closed. We take the time to understand the needs of our clients in order to find the best solutions, whether it’s a first-time buyer or an experienced owner.

Beginning in 1990, with two offices and a handful of employees, our founder and CEO, David Waters, was dedicated to a common vision to stay independent and provide superior service.

Since then, we have grown into a financial institution of 35 offices serving 21 states in the North Eastern, Mid Atlantic, and Southern regions.

Although First Home Mortgage continues to expand service locations, each of our locations is deeply rooted in their community and committed to helping local borrowers.

Each member of our team is focused on delivering customer service that not only fulfills goals, but exceeds expectations.

In the end, we provide the mortgage you need to make “Home” happen, but it’s the people who are always “First”.

Our Mission

First Home Mortgage Corporation is committed to improving the quality of life for all customers and employees.

This will be attained by:

  • Providing superior service
  • Seeking to constantly understand each other’s needs
  • Promoting community involvement
  • Developing mutual trust, which will be the foundation for all relationships
  • Requiring excellence and integrity in everything we do

Company Culture

At First Home Mortgage, our culture is based on the simple belief that everything we do is to improve the lives of the people we serve – our customers, partners and employees.

We understand that our purpose goes far beyond loan origination. We are here to help the home buyers in local communities achieve homeownership. With this mission in mind, our Loan Officers take the time to understand the financing needs of each client, outline the right loan programs, and make themselves available as mentors throughout the entire mortgage process. It is this personal approach that allows us to maintain such a high quality of service.

First Home Mortgage has built a reputation among business partners as being efficient, responsible and forthcoming. We keep all of our stakeholders informed during a transaction and deliver results, helping our partners succeed. The care and consideration we take in our lending practice is the reason why so many partners trust us with their clients.

The dedicated team at First Home Mortgage is our greatest asset. We value each employee and continuously provide a supportive atmosphere within our corporate office as well as our branch locations. Together we work to provide the best experience for our borrowers, which is why First Home Mortgage never hesitates to invest in our employees and their future.

See What Our Satisfied Customers Say About Us!


Matt was incredibly helpful and responsive throughout the whole process. It was a joy to work with him and his team. Additionally everything was done so quickly that it made the whole experience a lot easier.

Mike Cockeysville, MD

Marshall was amazing! He had top-notch customer service and was always willing to talk to us and walk us through the process. I would highly recommend Marshall and First Home.

Stevensville, MD

They provide quick, efficient and thorough customer services. They keep you posted on every step of the process in obtaining a mortgage with options that work for your specific needs.

Bowie, MD

Bruce Meyers was very helpful and patient with us throughout the whole process. He would take time to explain everything and always had an answer for us when we were in doubt or had questions. That truly made a difference during this whole process.

Silver Spring, MD

He was amazing . He worked hard and diligent with me for the course of 2 years. He answer all my questions he made my first time home buyer purchase for my family and I very special thank for everything

Ireka Georgetown, DE

Tim was great to work with especially for someone like me who was a first time homebuyer. He was able to answer all my questions and was very quick to respond when I needed him. Thanks for all your help thru this experience.

Ashley Lusby, MD

Matt was great; he educated us on the whole process at the very beginning of the mortgage. Being informed about the process we went into the home buying process confidently. He went above and beyond in answering our questions. He was readily available even after business hours to ensure we got the best service and loan rates. I would recommend Matt to my friends. He is personable and has an excellent work ethic.

Washington, DC

Ingrid was absolutely amazing! Very professional, efficient, and knowledgeable. She helped me through the process hand in hand. I’ve referred her to a few people. Outstanding customer service. Thank you Ingrid for going above and beyond.

District Heights, MD

He has great amazing service. Everything went very smooth with no issues and on time. Very helpful and informative. Wouldn’t use anyone else.

Pawtucket, RI

Bobbie was very informative from my first question to my last. She kept me up to date during the whole process. She made it very easy for me. I will be referring my friends to her.

Kim Forestdale, RI


With offices in most states up and down the eastern seaboard and around the Midwest, First Home Mortgage is well situated to serve you and your home finance needs.

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We pride ourselves on excellence and service; our awards demonstrate our commitment.

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Our leadership team is singularly focused on giving you the best home financing experience possible.

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Our team is comprised of talented mortgage professionals who are offered continued support and guidance.

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