About Us

Personalizing the Home Loan Process

From pre-qualification to closing, we are committed to providing the right loan to finance your home.

First Home Mortgage Corporation is a licensed, full service, residential lender. Our dedicated loan officers guide borrowers throughout the entire mortgage process and offer continued support long after a loan has closed. We take the time to understand the needs of our clients in order to find the best solutions, whether it’s a first-time buyer or an experienced owner.

Beginning in 1990, with two offices and a handful of employees, our founder and CEO, David Waters, was dedicated to a common vision to stay independent and provide superior service.

Since then, we have grown into a financial institution of 35 offices serving 21 states in the North Eastern, Mid Atlantic, and Southern regions.

Although First Home Mortgage continues to expand service locations, each of our locations is deeply rooted in their community and committed to helping local borrowers.

Each member of our team is focused on delivering customer service that not only fulfills goals, but exceeds expectations.

In the end, we provide the mortgage you need to make “Home” happen, but it’s the people who are always “First”.

Our Mission

First Home Mortgage Corporation is committed to improving the quality of life for all customers and employees.

This will be attained by:

  • Providing superior service
  • Seeking to constantly understand each other’s needs
  • Promoting community involvement
  • Developing mutual trust, which will be the foundation for all relationships
  • Requiring excellence and integrity in everything we do

Company Culture

At First Home Mortgage, our culture is based on the simple belief that everything we do is to improve the lives of the people we serve – our customers, partners and employees.

We understand that our purpose goes far beyond loan origination. We are here to help the home buyers in local communities achieve homeownership. With this mission in mind, our Loan Officers take the time to understand the financing needs of each client, outline the right loan programs, and make themselves available as mentors throughout the entire mortgage process. It is this personal approach that allows us to maintain such a high quality of service.

First Home Mortgage has built a reputation among business partners as being efficient, responsible and forthcoming. We keep all of our stakeholders informed during a transaction and deliver results, helping our partners succeed. The care and consideration we take in our lending practice is the reason why so many partners trust us with their clients.

The dedicated team at First Home Mortgage is our greatest asset. We value each employee and continuously provide a supportive atmosphere within our corporate office as well as our branch locations. Together we work to provide the best experience for our borrowers, which is why First Home Mortgage never hesitates to invest in our employees and their future.

See What Our Satisfied Customers Say About Us!

Go to Previous
Go to Next

Quickly answered all of my questions and concerns. Reached out if I had questions during the process. Offered to explain any paperwork to ensure I understood. Brittany Wright was great as well. The process for me with First Home Mortgage was smooth with a quick turn around. I plan to use and recommend First Home Mortgage in the future.

Misty Chester, MD

I had completed a pre-approval a few years ago with another company and the experience had left me with a poor impression of the entire home buying process. From the moment I sat down with Mike I felt comfortable and at ease. He explained the entire process to me with patience for all of my questions, explained the various options out there, and together we uncovered what product would be best for me. From there it was such an effortless process to work with him and the team. They were all friendly and very responsive. We completed the entire home buying process in just a litttle over a month and I couldn’t be more satisfied with the entire experience.

Manville, RI

I am a recent first-time homebuyer who chose Scott and the First Home team as my lender. From the first call, it was clear that Scott knows his stuff, doesn’t play games, and was committed to quality and finding me a rate that worked for my situation. He was always accessible by text or phone and replied within minutes throughout the entire process, even working weekends and holidays to help us win our bid. I spoke with a lot of lenders during this process and Scott was by far the best that I encountered – no games or gimmicks. My wife and I had a few quirks to our application (our jobs were remote work and I was applying based on a contract for my future job) but he made it work without any stress of ever missing closing. Particularly in this wild market, I’d recommend him to anyone and everyone in a heartbeat.

Jacob Fairfax, VA

it was fantastic. The team was great, and super helpful. They guided me through the whole process of getting set up to lend, and overall I would recommend them to anyone buying a home.

tyler Ellicott City, MD

He was always willing to take time to explain everything to me, even if he had already explained it previously. He made me feel confident and ready for my closing.

Barbara Windsor Mill, MD

Eric made the process extremely simple and efficient. He provided all information in a timely manner and made himself available should I have a question to ask.

Zaid Washington, DC

We have been trying to buy a home for 3 yrs but never met the right loan officer. My experience with Mr Ajayi is such an excellent one. Above being a loan officer he empathized with me on my situation and made sure we bought a home we can afford and met our family’s desire.

Elkridge, MD

Anne did a fantastic job and helped me step through the entire process. I really appreciate her help and will be going to her for all of business moving forward.

Plymouth, MA

Tim was referred to me by my trusted financial advisor but miscommunication because Tim was on vacation had me go with another broker which was a disaster!! My advisor said “We need to get Tim back on this deal!” Next morning I was in THE CLOSERS OFFICE!! THANK YOU TIM FOR PROFESSIONALISM I needed!!

Bel Air, MD

Ronetta was exceptional! She was extremely patient with us and answered our many questions. She was very knowledgeable about the market and the loan product we were applying for. She made us feel very comfortable and the entire process went smoothly!

Suffolk, VA


With offices in most states up and down the eastern seaboard and around the Midwest, First Home Mortgage is well situated to serve you and your home finance needs.

Learn More


We pride ourselves on excellence and service; our awards demonstrate our commitment.

Learn More


Our leadership team is singularly focused on giving you the best home financing experience possible.

Learn More


Our team is comprised of talented mortgage professionals who are offered continued support and guidance.

Learn More

Connect With Us