About Us

Personalizing the Home Loan Process

From pre-qualification to closing, we are committed to providing the right loan to finance your home.

First Home Mortgage Corporation is a licensed, full service, residential lender. Our dedicated loan officers guide borrowers throughout the entire mortgage process and offer continued support long after a loan has closed. We take the time to understand the needs of our clients in order to find the best solutions, whether it’s a first-time buyer or an experienced owner.

Beginning in 1990, with two offices and a handful of employees, our founder and CEO, David Waters, was dedicated to a common vision to stay independent and provide superior service.

Since then, we have grown into a financial institution of 35 offices serving 21 states in the North Eastern, Mid Atlantic, and Southern regions.

Although First Home Mortgage continues to expand service locations, each of our locations is deeply rooted in their community and committed to helping local borrowers.

Each member of our team is focused on delivering customer service that not only fulfills goals, but exceeds expectations.

In the end, we provide the mortgage you need to make “Home” happen, but it’s the people who are always “First”.

Our Mission

First Home Mortgage Corporation is committed to improving the quality of life for all customers and employees.

This will be attained by:

  • Providing superior service
  • Seeking to constantly understand each other’s needs
  • Promoting community involvement
  • Developing mutual trust, which will be the foundation for all relationships
  • Requiring excellence and integrity in everything we do

Company Culture

At First Home Mortgage, our culture is based on the simple belief that everything we do is to improve the lives of the people we serve – our customers, partners and employees.

We understand that our purpose goes far beyond loan origination. We are here to help the home buyers in local communities achieve homeownership. With this mission in mind, our Loan Officers take the time to understand the financing needs of each client, outline the right loan programs, and make themselves available as mentors throughout the entire mortgage process. It is this personal approach that allows us to maintain such a high quality of service.

First Home Mortgage has built a reputation among business partners as being efficient, responsible and forthcoming. We keep all of our stakeholders informed during a transaction and deliver results, helping our partners succeed. The care and consideration we take in our lending practice is the reason why so many partners trust us with their clients.

The dedicated team at First Home Mortgage is our greatest asset. We value each employee and continuously provide a supportive atmosphere within our corporate office as well as our branch locations. Together we work to provide the best experience for our borrowers, which is why First Home Mortgage never hesitates to invest in our employees and their future.

See What Our Satisfied Customers Say About Us!

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Michael was knowledgeable, responsive, personable and thorough. He made the process extremely smooth. I was intimidated by the process before contacting First Home Mortgage. At first introduction, Michael eased any anxiety I had and was patient enough with me to go over anything I needed clarification on.

January Columbia, MD

Rick was phenomenal!! It was my first time purchasing a home and he made the process so easy!!! I work for a bank and got better service and access from him then I did from my own bank!!!

Matthew Odenton, MD

Chase was absolutely awesome!! He’s very knowledgeable, patient, and on top of his job. He made this process very pleasant and it was my pleasure working with him.

Treshawna Baltimore, MD

I can’t begin to tell you how lucky I was to have worked with Kristy! She changed my family’s life forever! I never thought I would be a homeowner, but after working with Kristy, she helped make that a reality. She walked me through every step and she was constantly on top of everything! Whenever I needed to talk to her, she made herself available and left me feeling completely in control….Wow, I can’t tell you enough how awesome it was working with Kristy! If your thinking about buying a home, Work with Kristy, Its that simple! I’m forever in debt to her! Thanks from my family to yours!

Torin Traynor

At every step of the way Mike and his team were fantastic. They kept us informed, answered all of our questions and even when we made a mistake, which they had warned us against, they were still able to get us to closing on time. The entire process was almost effortless.

Columbia, MD

Gabe was patient with all our questions, and quick to respond, even after hours and on weekends. We could not be happier with our partnership with Gabe and his team.

Benjamin Lake Lure, NC

Jim and his team were wonderful at helping me navigate my home purchase. They were supportive, responsive and caring. I would use them again!

Huntingtown, MD

Tony was absolutely wonderful to work with. He was knowledgeable, patient, personable, and quick to respond to any questions or concerns throughout the process. I could not have asked for better customer service.

Daniel Baltimore, MD

Laura is very knowledgeable and she was always available to answer any questions I had. I definitely recommend her to anyone trying to get a loan.

Nicole Essex, MD

We were truly lucky to have Brad on our side during our home purchasing process. He is so dedicated to helping his customers. During the process of our loan he was always thinking on ways to overcome the hurdles that came along the way and I can’t thank him enough for that. I was referred to Brad by my brother who had an extremely difficult loan process due to the type of property, and Brad got it done!! As such, he also took care of me flawlessly. Thank you Brad for the high level of customer service. You are AWESOME!

Nancy Columbia, MD


With offices in most states up and down the eastern seaboard and around the Midwest, First Home Mortgage is well situated to serve you and your home finance needs.

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We pride ourselves on excellence and service; our awards demonstrate our commitment.

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Our leadership team is singularly focused on giving you the best home financing experience possible.

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Our team is comprised of talented mortgage professionals who are offered continued support and guidance.

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