About Us

Personalizing the Home Loan Process

From pre-qualification to closing, we are committed to providing the right loan to finance your home.

First Home Mortgage Corporation is a licensed, full service, residential lender. Our dedicated loan officers guide borrowers throughout the entire mortgage process and offer continued support long after a loan has closed. We take the time to understand the needs of our clients in order to find the best solutions, whether it’s a first-time buyer or an experienced owner.

Beginning in 1990, with two offices and a handful of employees, our founder and CEO, David Waters, was dedicated to a common vision to stay independent and provide superior service.

Since then, we have grown into a financial institution of 35 offices serving 21 states in the North Eastern, Mid Atlantic, and Southern regions.

Although First Home Mortgage continues to expand service locations, each of our locations is deeply rooted in their community and committed to helping local borrowers.

Each member of our team is focused on delivering customer service that not only fulfills goals, but exceeds expectations.

In the end, we provide the mortgage you need to make “Home” happen, but it’s the people who are always “First”.

Our Mission

First Home Mortgage Corporation is committed to improving the quality of life for all customers and employees.

This will be attained by:

  • Providing superior service
  • Seeking to constantly understand each other’s needs
  • Promoting community involvement
  • Developing mutual trust, which will be the foundation for all relationships
  • Requiring excellence and integrity in everything we do

Company Culture

At First Home Mortgage, our culture is based on the simple belief that everything we do is to improve the lives of the people we serve – our customers, partners and employees.

We understand that our purpose goes far beyond loan origination. We are here to help the home buyers in local communities achieve homeownership. With this mission in mind, our Loan Officers take the time to understand the financing needs of each client, outline the right loan programs, and make themselves available as mentors throughout the entire mortgage process. It is this personal approach that allows us to maintain such a high quality of service.

First Home Mortgage has built a reputation among business partners as being efficient, responsible and forthcoming. We keep all of our stakeholders informed during a transaction and deliver results, helping our partners succeed. The care and consideration we take in our lending practice is the reason why so many partners trust us with their clients.

The dedicated team at First Home Mortgage is our greatest asset. We value each employee and continuously provide a supportive atmosphere within our corporate office as well as our branch locations. Together we work to provide the best experience for our borrowers, which is why First Home Mortgage never hesitates to invest in our employees and their future.

See What Our Satisfied Customers Say About Us!


Nancy was amazing and easy to work with. She always addressed any concerns I had and ensured everything went smoothly. She’s as awesome as it gets. 🙂

Herndon, VA

Very helpful and willing to work with you through the long process during COVID-19. Extremely flexible and attentive as he will take all calls and emails at any hour of the day!

Frank Parkville, MD

Lewis Waller was attentive, responsive, and supportive during the entire process. I appreciated his communication updates and willingness to discuss matters via phone when I had questions. I credit him and his team, especially Megan, for making this homebuying experience such a pleasant one…

Kimberly Owings Mills, MD

Overall great experience. Troy made things easy despite a delay in closing and had good compusure. Overall, Troy has excellent customer service skills. Keep up the great work

Dundalk, MD

Ryan and his team provided me with better service than I could have ever hoped for. Through all of the hurdles, of which there were many, there wasn’t a problem Ryan couldn’t solve. He stuck with me until I accomplished my dream of owning my first home and for that I will be forever grateful. I would and I am recommended him to all of my friends.

Eric Baltimore, MD

Mr. Harper was patient and took his time explaining the approval process! He listened and was very honest! He has the best supporting staff…Nadira and Tracy both were very helpful!!

Upper Marlboro, MD

I couldn’t be more satisfied with the quick response and updates for our loan! The process was a rough one but he made sure we didn’t panic and stayed stress free! Appreciate the great work.

Upper Marlboro, MD

We used David to finance our initial purchase of our house and have used him and his team for two subsequent refinances. He has never been anything but efficient, communicative, and an all around rock-star. I recommend him to all of my friends and family.

Josh Kensington, MD

I enjoyed my experience with Jake. He was knowledgeable and prompt during the process. I would (and have) recommended him to friends and family that are looking for a mortgage.

Washington, DC

Chase was very helpful throughout the mortgage experience and thoroughly communicated throughout the process so I was not left wondering what was occurring. Chase was ready and responsive when I had questions and very patient if I asked similar questions. Chase made the process a positive experience for me!

Ashley Montgomery Village, MD


With offices in most states up and down the eastern seaboard and around the Midwest, First Home Mortgage is well situated to serve you and your home finance needs.

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We pride ourselves on excellence and service; our awards demonstrate our commitment.

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Our leadership team is singularly focused on giving you the best home financing experience possible.

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Our team is comprised of talented mortgage professionals who are offered continued support and guidance.

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