About Us

Personalizing The Home Loan Process

From application to closing, we are committed to providing the right loan to finance your home.

First Home Mortgage Corporation is a licensed, full service, residential lender. Our dedicated loan officers guide borrowers throughout the entire mortgage process and offer continued support long after a loan has closed. We take the time to understand the needs of our clients in order to find the best solutions, whether it’s a first-time buyer or an experienced owner.

Beginning in 1990, with two offices and a handful of employees, our founder and CEO, David Waters, was dedicated to a common vision to stay independent and provide superior service.

Since then, we have grown into a financial institution of 44 offices serving 21 states in the North Eastern, Mid Atlantic, and Southern regions.

Although First Home Mortgage continues to expand service locations, each of our locations is deeply rooted in their community and committed to helping local borrowers.

Each member of our team is focused on delivering customer service that not only fulfills goals, but exceeds expectations.

In the end, we provide the mortgage you need to make “Home” happen, but it’s the people who are always “First”.

Our Mission

First Home Mortgage Corporation is committed to improving the quality of life for all customers and employees.

This will be attained by:

  • Providing superior service
  • Seeking to constantly understand each other’s needs
  • Promoting community involvement
  • Developing mutual trust, which will be the foundation for all relationships
  • Requiring excellence and integrity in everything we do

Company Culture

At First Home Mortgage, our culture is based on the simple belief that everything we do is to improve the lives of the people we serve – our customers, partners and employees.

We understand that our purpose goes far beyond loan origination. We are here to help the home buyers in local communities achieve homeownership. With this mission in mind, our Loan Officers take the time to understand the financing needs of each client, outline the right loan programs, and make themselves available as mentors throughout the entire mortgage process. It is this personal approach that allows us to maintain such a high quality of service.

First Home Mortgage has built a reputation among business partners as being efficient, responsible and forthcoming. We keep all of our stakeholders informed during a transaction and deliver results, helping our partners succeed. The care and consideration we take in our lending practice is the reason why so many partners trust us with their clients.

The dedicated team at First Home Mortgage is our greatest asset. We value each employee and continuously provide a supportive atmosphere within our corporate office as well as our branch locations. Together we work to provide the best experience for our borrowers, which is why First Home Mortgage never hesitates to invest in our employees and their future.

See What Our Satisfied Customers Say About Us!


As a Realtor in the greater DC area, my buyer clients have had tremendous success when they work with Ryan Angier. He is thorough, professional and personable through what is often a very stressful situation – buying a home. He communicates well with the borrowers and with me as the buyer’s agent and finds the perfect fit between loan product and the borrower’s situation. Always ahead of our contractual timelines including settlement date, my buyer clients and I know we can count on Ryan and his team. I strongly endorse him as a mortgage loan officer.

Lisa L.

“Martin was absolutely amazing. From the very beginning he was always available, responded promptly, always respectful, and spoke to me in simple terms I could understand in regards to what all the numbers meant! Cannot say enough great things about him!!”

Allison Manchester, MD

I have had the pleasure of working with Bruce and his team for a little over 5 years. Being a first time home buyer, the whole process can be a bit overwhelming, but his team made it very simple by laying everything out for me and explaining the process each step of the way. Bruce continued to keep in contact through the years so I always knew he genuinely was looking out for my best interest. Years later, when the timing was right, Bruce showed me how a refinance would make sense by picking the option that was best suited for my long-term goals and was even able to shave off years off of my mortgage without an increase in cost. It has been a great pleasure of mine to work with him and I look forward to working with him for many years to come. I’d recommend his team to any of my friends and relatives.


“Donald was very helpful in every aspect of our refinance experience. He exceeded our expectations in customer service and I would recommend him to anyone looking for a mortgage company.”

Paul Pylesville, MD

“Incredibly knowledgeable mortgage professional with superior communication skills and a client service attitude. Made an otherwise challenging process smooth by keeping me informed along the way and exercised incredible patience, diligence, and humor. His entire staff also embodies these qualities, showcasing his aptitude as a leader.”

Jodi Owings Mills, MD

Thank you. We were in such good hands and couldn’t have asked for a more professional, talented and fun group of people to work with. We were beyond hopeless six months ago. Not liking where you live and feeling powerless to change it is the worst. Waking up this morning in this beautiful place is beyond a dream come true for us. I just can’t thank you all enough for your encouragement, tenacity, and professionalism.

Betsy B.

After a lengthy interviewing process with mortgage lenders we ended up going with Heather at First Home Mortgage. As a first time home buyer, she was absolutely wonderful in helping us secure our mortgage, providing great advice, and always looking out for our best interest. I would definitely recommend anyone that is buying a home to use Heather and her team over at First Home. Will absolutely use them again in the future.

Giovanni Z.

“Michelle stays on top of the loan process every step of the way. She is easy to reach and or gets back to you in a very timely manner. She undoubtedly works to meet the needs of her clients, and truly eases the stress and anxiety that often comes with the process of buying a home. I wouldn’t consider using anyone else!!”

Ginger Federalsburg, MD

The whole experience was non stressful. Working with Dan and his coworkers went so smooth and very professional. Through the beginning to the end they made sure I was their priority! I would recommend them to my friends and family. Thank you so much First Home I’m living in my dream house.

Lee G.

“Jordan was wonderful. She made sure I understood everything about the process of securing a mortgage. When I was unsure she calmed my nerves. I needed help finding a real estate agent and Jordan recommended the perfect person. I needed help with finding an insurance company and Jordan rescued me again. I couldn’t have been more happy with the service and help I received. Jordan’s knowledge and professionalism made this process feel easy.”

Fort Washington, MD


With offices in most states up and down the eastern seaboard and around the Midwest, First Home Mortgage is well situated to serve you and your home finance needs.

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We pride ourselves on excellence and service; our awards demonstrate our commitment.

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Our leadership team is singularly focused on giving you the best home financing experience possible.

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Our team is comprised of talented mortgage professionals who are offered continued support and guidance.

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