About Us

Personalizing the Home Loan Process

From pre-qualification to closing, we are committed to providing the right loan to finance your home.

First Home Mortgage Corporation is a licensed, full service, residential lender. Our dedicated loan officers guide borrowers throughout the entire mortgage process and offer continued support long after a loan has closed. We take the time to understand the needs of our clients in order to find the best solutions, whether it’s a first-time buyer or an experienced owner.

Beginning in 1990, with two offices and a handful of employees, our founder and CEO, David Waters, was dedicated to a common vision to stay independent and provide superior service.

Since then, we have grown into a financial institution of 32 offices serving 21 states in the North Eastern, Mid Atlantic, and Southern regions.

Although First Home Mortgage continues to expand service locations, each of our locations is deeply rooted in their community and committed to helping local borrowers.

Each member of our team is focused on delivering customer service that not only fulfills goals, but exceeds expectations.

In the end, we provide the mortgage you need to make “Home” happen, but it’s the people who are always “First”.

Our Mission

First Home Mortgage Corporation is committed to improving the quality of life for all customers and employees.

This will be attained by:

  • Providing superior service
  • Seeking to constantly understand each other’s needs
  • Promoting community involvement
  • Developing mutual trust, which will be the foundation for all relationships
  • Requiring excellence and integrity in everything we do

Company Culture

At First Home Mortgage, our culture is based on the simple belief that everything we do is to improve the lives of the people we serve – our customers, partners and employees.

We understand that our purpose goes far beyond loan origination. We are here to help the home buyers in local communities achieve homeownership. With this mission in mind, our Loan Officers take the time to understand the financing needs of each client, outline the right loan programs, and make themselves available as mentors throughout the entire mortgage process. It is this personal approach that allows us to maintain such a high quality of service.

First Home Mortgage has built a reputation among business partners as being efficient, responsible and forthcoming. We keep all of our stakeholders informed during a transaction and deliver results, helping our partners succeed. The care and consideration we take in our lending practice is the reason why so many partners trust us with their clients.

The dedicated team at First Home Mortgage is our greatest asset. We value each employee and continuously provide a supportive atmosphere within our corporate office as well as our branch locations. Together we work to provide the best experience for our borrowers, which is why First Home Mortgage never hesitates to invest in our employees and their future.

See What Our Satisfied Customers Say About Us!

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Haley’s professionalism and astute knowledge of all aspects of the refinancing process, made our experience seamless, stress free and very easy! I regularly recommend and refer my family, friends and work contacts to Haley and First Home Mortgage! A+++

Joseph Owings, MD

Mark Askew has been wonderful to work with for many reasons. He worked with us to find the best mortgage solution for us, and walked us through the process. We have been doing business with Mark for three years now and will keep coming back because of his pleasant, “can-do” attitude. He’s response time is quick… gives us the information need and we’ve been very happy.

Bel Air, MD

Haley was so helpful and knowledgeable throughout the whole home-buying process. She was responsive at any time, for any questions (even if they didn’t pertain directly to her or my loan). She walked me step-by-step through the process and was so excited for me when everything worked out. Going into this clueless as a first time home buyer, I could’ve had a very different and stressful experience, but Haley made it easy and even enjoyable! I couldn’t recommend her enough.

Micaela Harrisonburg, VA

Patrick was extremely helpful and always available to answer any questions we had! I HIGHLY recommend him, especially if you are a first time home buyer!

Thurmont, MD

They were honest with me, understanding, caring, helpful, patient, knowledgeable group of people. I would do business with them over and over as well as refer them to family and friends.

White Plains, MD

As a second time home buyer, what a drastic difference we had working with Kristy. Our current realtor recommended her and from the initial phone call, I knew this would be a much better experience than with our previous lender. Kristy was responsive and very informative about the process all the way through. If we had any questions or needed further clarification about a document, Kristy was just a phone call away or would schedule a check in with us within 24 hours. Kristy would still check in and offer words of encouragement during times when we did not have any dealings with her and that was much appreciated and strengthened her commitment to supporting her clients. I would highly recommend Kristy to any future homebuyer, especially first timers, as I think about how stressful my first time experience was and how a lot of it would have been alleviated, had I worked with a lender who took the time to educate, communicate and support in the way that Kristy and her team did.

Raoul Foxboro, MA

We had a fantastic experience with Tony and his team – the easiest part of our real estate transaction. Tony always responded immediately to every question, never asked for multiple submissions of documents (so common with many other lenders), and gave excellent advice on all aspects of our home purchase. We felt always as though we were working with a human being who cared, not an institution. We would recommend Tony to anyone seeking a mortgage.

Portsmouth, VA

We really appreciate the work that Bill did for us. He and his staff communicated extremely well and made the entire loan experience smooth and stress-free for us.

Summerville, SC

Kris was able to make a lengthy process stay on track and easy to follow. He and Rebecca kept the daily emails focused with just enough detail so you understood what you needed to do. I was always able to reach Kris or a representative and any and all questions were answered quickly and efficiently. It was a good experience and our loan closed on time.

Sheldon Ellicott City, MD

She made the process easy to understand. She made herself available to answer any questions that came up. She also worked hard to remove any barriers to the purchasing process.

Fort Washington, MD


With offices in most states up and down the eastern seaboard and around the Midwest, First Home Mortgage is well situated to serve you and your home finance needs.

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We pride ourselves on excellence and service; our awards demonstrate our commitment.

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Our leadership team is singularly focused on giving you the best home financing experience possible.

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Our team is comprised of talented mortgage professionals who are offered continued support and guidance.

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