About Us

Personalizing the Home Loan Process

    From pre-qualification to closing, we are committed to providing the right loan to finance your home.

    First Home Mortgage Corporation is a licensed, full service, residential lender. Our dedicated loan officers guide borrowers throughout the entire mortgage process and offer continued support long after a loan has closed. We take the time to understand the needs of our clients in order to find the best solutions, whether it’s a first-time buyer or an experienced owner.

    Beginning in 1990, with two offices and a handful of employees, our founder and CEO, David Waters, was dedicated to a common vision to stay independent and provide superior service.

    Since then, we have grown into a financial institution of 24 offices serving 23 states in the North Eastern, Mid Atlantic, and Southern regions.

    Although First Home Mortgage continues to expand service locations, each of our locations is deeply rooted in their community and committed to helping local borrowers.

    Each member of our team is focused on delivering customer service that not only fulfills goals, but exceeds expectations.

    In the end, we provide the mortgage you need to make “Home” happen, but it’s the people who are always “First”.

    Our Mission

    First Home Mortgage Corporation is committed to improving the quality of life for all customers and employees.

    This will be attained by:

    • Providing superior service
    • Seeking to constantly understand each other’s needs
    • Promoting community involvement
    • Developing mutual trust, which will be the foundation for all relationships
    • Requiring excellence and integrity in everything we do
    mission-image

    Company Culture

    At First Home Mortgage, our culture is based on the simple belief that everything we do is to improve the lives of the people we serve – our customers, partners and employees.

    We understand that our purpose goes far beyond loan origination. We are here to help the home buyers in local communities achieve homeownership. With this mission in mind, our Loan Officers take the time to understand the financing needs of each client, outline the right loan programs, and make themselves available as mentors throughout the entire mortgage process. It is this personal approach that allows us to maintain such a high quality of service.

    First Home Mortgage has built a reputation among business partners as being efficient, responsible and forthcoming. We keep all of our stakeholders informed during a transaction and deliver results, helping our partners succeed. The care and consideration we take in our lending practice is the reason why so many partners trust us with their clients.

    The dedicated team at First Home Mortgage is our greatest asset. We value each employee and continuously provide a supportive atmosphere within our corporate office as well as our branch locations. Together we work to provide the best experience for our borrowers, which is why First Home Mortgage never hesitates to invest in our employees and their future.

    • 2019 annual company picnic.
    • 2019 Leaders' Club Trip.
    • BelAir Christmas party.
    • Company Picnic in 2019.
    • Competitive spirit alive and well at the company picnic.
    • 2019 corporate Halloween party.
    • Picture of winners at the corporate ladderball tournament.
    • Company picnic 2019.
    • Tom Draper receiving award from realtor group.
    Join our team!

    See What Our Satisfied Customers Say About Us!

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    Sean was great to deal with. He was straight forward and understandable. He gave us several different scenarios and option to choose from. Having dealt with several different loan officers over the years for home loans I would rate Sean at the top of the class and highly recommend him. The support staff at the Dunkirk office was beyond compare when it came to the processing of our loan paperwork. They made us feel at ease and kept us up to date on the loan progress. We would highly recommend First Home Mortgage without any hesitation!

    Owings, MD
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    Christina was very helpful, got her cell number to call anytime I had a question,very friendly and professional ,we had a few laughs, kept me updated with what I needed to do ,did follow ups with me ,Christina did an awesome job,I would recommend her anytime.

    Christine Hagerstown, MD
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    He was extremely good to my family he went above and beyond and was able to make our dreams come true always there when needed and he and his staff was A1 !!!!!!!! They did an Amazing and Awesome job.

    Upper Marlboro, MD
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    Kari Story was able to assist us get approved for a loan within a few days after our original loan proved too costly. We were able to keep our scheduled closing date due to her assistance.

    Patricia Ocean City, MD
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    Chris is AMAZING! Patient, kind, knows his stuff. I have been telling anyone I know considering a 203K loan to go with First Home because of Chris, Zach and John!

    Kennesha Baltimore, MD
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    Heather was very professional and considerate of our specific needs. She always seemed to have our best interests in mind and was very knowledgeable and responsive. It was a pleasure to work with her. The First Home Mortgage team was easy to work with every step of the way.

    Herndon, VA
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    He was always willing to take time to explain everything to me, even if he had already explained it previously. He made me feel confident and ready for my closing.

    Barbara Windsor Mill, MD
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    My experience was exceptional. Very informative and on top of it with the timing. If it wasn’t for the buyer we would’ve been able to close in 21 days! Dan and his team are above all professional and my transaction could not have been any smoother!

    Cody Mordenti Glen Burnie, MD
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    Mark was amazing to work with. We’re first time homebuyers (and this was our first offer on a home) and he went out of his way to explain every little detail to us. We also negotiated a 20 day closing, which required a lot of work on Mark’s part, and he made it as easy as possible for us. Throughout the entire process he treated us like family and even bought us a housewarming gift on signing day. We would 100% recommend our friends to work with him.

    Washington, DC
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    Jason and his team was very responsive, engaged, and honest with us. They patiently explained things we didn’t understand and we would highly recommend them to someone else looking to buy a home.

    Gen Leonardtown, MD

    Locations

    With offices in most states up and down the eastern seaboard and around the Midwest, First Home Mortgage is well situated to serve you and your home finance needs.

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    Awards

    We pride ourselves on excellence and service; our awards demonstrate our commitment.

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    Leadership

    Our leadership team is singularly focused on giving you the best home financing experience possible.

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    Careers

    Our team is comprised of talented mortgage professionals who are offered continued support and guidance.

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