About Us

Personalizing the Home Loan Process

From pre-qualification to closing, we are committed to providing the right loan to finance your home.

First Home Mortgage Corporation is a licensed, full service, residential lender. Our dedicated loan officers guide borrowers throughout the entire mortgage process and offer continued support long after a loan has closed. We take the time to understand the needs of our clients in order to find the best solutions, whether it’s a first-time buyer or an experienced owner.

Beginning in 1990, with two offices and a handful of employees, our founder and CEO, David Waters, was dedicated to a common vision to stay independent and provide superior service.

Since then, we have grown into a financial institution of 24 offices serving 23 states in the North Eastern, Mid Atlantic, and Southern regions.

Although First Home Mortgage continues to expand service locations, each of our locations is deeply rooted in their community and committed to helping local borrowers.

Each member of our team is focused on delivering customer service that not only fulfills goals, but exceeds expectations.

In the end, we provide the mortgage you need to make “Home” happen, but it’s the people who are always “First”.

Our Mission

First Home Mortgage Corporation is committed to improving the quality of life for all customers and employees.

This will be attained by:

  • Providing superior service
  • Seeking to constantly understand each other’s needs
  • Promoting community involvement
  • Developing mutual trust, which will be the foundation for all relationships
  • Requiring excellence and integrity in everything we do
mission-image

Company Culture

At First Home Mortgage, our culture is based on the simple belief that everything we do is to improve the lives of the people we serve – our customers, partners and employees.

We understand that our purpose goes far beyond loan origination. We are here to help the home buyers in local communities achieve homeownership. With this mission in mind, our Loan Officers take the time to understand the financing needs of each client, outline the right loan programs, and make themselves available as mentors throughout the entire mortgage process. It is this personal approach that allows us to maintain such a high quality of service.

First Home Mortgage has built a reputation among business partners as being efficient, responsible and forthcoming. We keep all of our stakeholders informed during a transaction and deliver results, helping our partners succeed. The care and consideration we take in our lending practice is the reason why so many partners trust us with their clients.

The dedicated team at First Home Mortgage is our greatest asset. We value each employee and continuously provide a supportive atmosphere within our corporate office as well as our branch locations. Together we work to provide the best experience for our borrowers, which is why First Home Mortgage never hesitates to invest in our employees and their future.

See What Our Satisfied Customers Say About Us!

Go to Previous
Go to Next
quote

This was me and my husband first home and I couldn’t have been any happier than how I was with my experience with Jim Gullace and Brenda as well. They always would keep in touch with me and my husband and explained everyone of our question that we had about this experience. You cannot find better people. Thank you for all your hard work!

Hancock, MD
quote

I had a very positive experience regarding my recent purchase. Ayaz Hussein and his staff provided the information I needed when requested and assisted me through the process in a very professional manner.

Debrah S Cockeysville, MD
quote

Bruce answered all of our questions speedily and thoroughly. We were able to close on our first home quickly, which made us a much more competitive offer. We would strongly recommend working with Bruce!

Jenna Alexandria, VA
quote

It could not have been a better experience working with Paul. He was always there when I had a question to help me and show support. He even answered my text while out on the golf course! There are not enough words to say how lucky I was to have him help me with my loan. I cannot wait to send him a referral, and I will send everyone I know to First Home Morgage.

Erin M Bel Air, MD
quote

Andrew is just awesome! Seriously, I think that superhuman effort went into getting us finalized. Definitely recommending him to everyone i know.

Anthony W Pasadena, MD
quote

Throughout my process – from preapproval up to close – Jake and his team were incredibly helpful. They answered all of my questions and reassured me at every turn that each step was being handled expertly. Can’t recommend these folks highly enough!

Kerry Washington, DC
quote

I am a real estate agent who frequently refers my clients to Matt Borgerson. I do so because he is kind and compassionate. He is gentle and patient. He gets that for many folks, whether they have bought a home before or not, this is a stressful and nervous experience and he and his communicate well and frequently to ease concern. He really knows the various products out there and the purchase assistance programs offered by various local governments. In my most recent transaction, he helped me guide our client for just shy of a year, patiently running samples numbers on properties she liked to see if she could afford them and having conference calls every quarter or so to assess the market and our client’s needs. In the last few days of the contract to close period, he and his team worked overtime to ensure that we settled on time. Thank you all!

Taylor J Washington, DC
quote

Licela is an amazing professional loan officer, she help me from the first day to the last, she did work the extra mile to make sure everything was done, she was always ready to explain any concerns, she made my dream a reality. I’ll recommend her to anybody who is planning to purchase a real estate property.

Woodbridge, VA
quote

Anthony Pandolfo was very helpful prior to and during the mortgage process. Anthony took the time out to answer questions prior to applying for my current mortgage and was very knowledgeable about all facets of mortgage lending. I would recommend Anthony to other potential homebuyers when shopping around for mortgage companies.

John Dedham, MA
quote

Dedin was a pleasure to work with throughout the mortgage process. He was personable, always available, and answered timely. Working with him made a process that had been stressful in the past a breeze. His guidance and expertise allowed us to get the best possible rate.

Elsa Pikesville, MD

Locations

With offices in most states up and down the eastern seaboard and around the Midwest, First Home Mortgage is well situated to serve you and your home finance needs.

Learn More

Awards

We pride ourselves on excellence and service; our awards demonstrate our commitment.

Learn More

Leadership

Our leadership team is singularly focused on giving you the best home financing experience possible.

Learn More

Careers

Our team is comprised of talented mortgage professionals who are offered continued support and guidance.

Learn More
  How Can We Help?