About Us

Personalizing the Home Loan Process

From pre-qualification to closing, we are committed to providing the right loan to finance your home.

First Home Mortgage Corporation is a licensed, full service, residential lender. Our dedicated loan officers guide borrowers throughout the entire mortgage process and offer continued support long after a loan has closed. We take the time to understand the needs of our clients in order to find the best solutions, whether it’s a first-time buyer or an experienced owner.

Beginning in 1990, with two offices and a handful of employees, our founder and CEO, David Waters, was dedicated to a common vision to stay independent and provide superior service.

Since then, we have grown into a financial institution of 35 offices serving 21 states in the North Eastern, Mid Atlantic, and Southern regions.

Although First Home Mortgage continues to expand service locations, each of our locations is deeply rooted in their community and committed to helping local borrowers.

Each member of our team is focused on delivering customer service that not only fulfills goals, but exceeds expectations.

In the end, we provide the mortgage you need to make “Home” happen, but it’s the people who are always “First”.

Our Mission

First Home Mortgage Corporation is committed to improving the quality of life for all customers and employees.

This will be attained by:

  • Providing superior service
  • Seeking to constantly understand each other’s needs
  • Promoting community involvement
  • Developing mutual trust, which will be the foundation for all relationships
  • Requiring excellence and integrity in everything we do

Company Culture

At First Home Mortgage, our culture is based on the simple belief that everything we do is to improve the lives of the people we serve – our customers, partners and employees.

We understand that our purpose goes far beyond loan origination. We are here to help the home buyers in local communities achieve homeownership. With this mission in mind, our Loan Officers take the time to understand the financing needs of each client, outline the right loan programs, and make themselves available as mentors throughout the entire mortgage process. It is this personal approach that allows us to maintain such a high quality of service.

First Home Mortgage has built a reputation among business partners as being efficient, responsible and forthcoming. We keep all of our stakeholders informed during a transaction and deliver results, helping our partners succeed. The care and consideration we take in our lending practice is the reason why so many partners trust us with their clients.

The dedicated team at First Home Mortgage is our greatest asset. We value each employee and continuously provide a supportive atmosphere within our corporate office as well as our branch locations. Together we work to provide the best experience for our borrowers, which is why First Home Mortgage never hesitates to invest in our employees and their future.

See What Our Satisfied Customers Say About Us!


Working with Santana has been amazing. Her and her team made my refinance process stress free. Originally I wasn’t looking to refinance, but the numbers they presented to me were impossible to overlook. I would definitely recommend her services to my friends and co-workers.

Davon Baltimore, MD

Gabriel Tuvek and his team made the process of getting a mortgage and buying a home as easy as it could be. They were supportive and communicative through the whole process and their use of online resources/email communications made the process clear and simple. We are so grateful for their help and support!

Brooks Fairview, NC

From the beginning, Chris went out of his way to meet our concerns to make this purchase the right one for our family. Chris is knowledgable, trustworthy and efficient. Without a doubt I will be recommending Chris to friends and family that are in the market to purchase a new home. Thanks for making the the process easy and simple for us!

Columbia, MD

Chris was very professional and courteous. He was also very knowledgeable and responded to all our inquiries in a timely manner. It was a pleasure to work with Chris!

Susie Derwood, MD

Taylor and First Home Mortgage were very easy to work with. This is our second time using First Home Mortgage (first was home purchase, second was refi). Taylor was super helpful and if we had a question she was very quick in responding. Taylor made it a smooth and easy process. With the personnel at First Home Mortgage we got everything taken care of fast and the longest part was waiting for closing day to come. Thank you!

Jeremy and Lauren Hall Hollywood, MD

We had the easiest and most organized home loan experience with Haley! She was so helpful in so many ways with answering questions and addressing any concerns. I would recommend Haley and First Home to anyone!

Amanda Huntingtown, MD

I have worked with David for a couple of years now since I started my home buying process. David has been great, always responds to emails or phone calls no matter the day, he even responds when on leave or vacation to let me know someone can assist me. Working with David and his team really made my home buying process less stressful.

Delia Silver Spring, MD

Tim was very personable and communicated with us very well throughout the entire process. He was up front regarding costs to close and was able to provide us with estimates on different properties within hours, sometimes minutes. We were very lucky and pleased to have Tim on our team.

Brian Westminster, MD

Todd was amazing. We bought our first house in a competitive market and Todd was there the entire time. We were outbid on the first few houses, and when we finally found THE house, Todd and his team were amazing. The seller’s realtor called Todd on a Saturday evening to confirm our financing and Todd was available and took care of everything. We had a short closing and, apparently, my husband and I were the only ones worried – Todd had everything under control. He answered all my first-time-home-buyer questions patiently and then he answered them again when my husband asked them. The amount of customer service received cannot be underrated. I’d read that you should get a local mortgage/finance guy and that advice was 100% correct and I’m soooo glad we went with Todd. Could not recommend more highly.

Washington, DC

Andrew went above and beyond and was very patient with quite a few unexpected hiccups with my refinance process. I recommend him and First Home Mortgage to any and everyone who is buying or refinancing.

Michelle Stevenson, MD


With offices in most states up and down the eastern seaboard and around the Midwest, First Home Mortgage is well situated to serve you and your home finance needs.

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We pride ourselves on excellence and service; our awards demonstrate our commitment.

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Our leadership team is singularly focused on giving you the best home financing experience possible.

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Our team is comprised of talented mortgage professionals who are offered continued support and guidance.

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