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10 Tips for Working from Home
March 25, 2020
1. Develop Morning and Evening Routines Working from home can be a major adjustment when you’re used to going into an office every day. To help embrace your new normal, develop a morning routine that sets you up for success, and an end of the workday routine to help send a signal to your brain… Read More
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10 Tips for Working from Home
March 25, 2020
1. Develop Morning and Evening Routines Working from home can be a major adjustment when you’re used to going into an office every day. To help embrace your new normal, develop a morning routine that sets you up for success, and an end of the workday routine to help send a signal to your brain… Read More
7 Tips for Disinfecting Your Home
March 17, 2020
Keeping our homes clean and disinfected is an important step in safeguarding our health and the health of our loved ones, particularly now. Hand washing, social distancing and other CDC recommended guidelines remain vital, as no cleaning is ever perfect. However, we can all reduce our risks by following these 7 home disinfecting tips! 1…. Read More
Down Payment Tips for Gen Z
March 12, 2020
Are you a Gen Zer unsure about your financial responsibility when it comes to buying a home? Buying a home doesn’t have to be an overwhelming process or a financial drain. How should you prepare? 1. Down Payments Down payments seem to be the biggest obstacle first time home buyers think they will face… Read More
Spruce Up for Spring
March 5, 2020
As we prepare to Spring Forward this Sunday, it’s a great time to clean up your home’s curb appeal and bring in a bright, fresh look. The best part is, you can do it all yourself without breaking your budget! Follow our 7 DIY tips for fantastic results that will have your home looking its’… Read More
Culture of Wellness
February 24, 2020
For almost two years, First Home Mortgage has offered BurnAlong, a corporate wellness motivation platform, to its employees as a health and wellness resource. At First Home Mortgage, we are committed to offering our employees the best resources to improve their overall health and help them achieve their fitness and wellness goals. Throughout the year,… Read More
Build Your Budget in 2020
February 14, 2020
Creating and utilizing a budget is an integral part of everyone’s financial stability and growth. The term “budget” can sometimes get a bad wrap, but it’s not about harsh restrictions. Building a budget just means knowing how much money you have, where it’s at, and where it’s going. If you don’t currently use a budget,… Read More
New Year, New Goals! Tips for Improving your Credit Score in 2020.
January 30, 2020
If you’re considering purchasing or refinancing a home, it’s a good idea to look at your credit score first. Your credit score will directly impact your interest rate, and the loan programs that you qualify for. When it comes to a home loan, improving your score can save you money and give you a larger… Read More
Mortgage Interest Credit
January 23, 2020
Depending on your annual income, you may qualify for a mortgage interest credit. In order to receive this credit, you will need a Mortgage Credit Certificate (MCC). The IRS will require the MCC in order to grant the interest credit so be sure to speak with a Loan Officer to find out if you qualify…. Read More
Tips for Preparing for Tax Season
January 16, 2020
2019 has come to an end which means tax season is right around the corner. Soon it will be time to prepare your 2019 tax returns and it pays to be ready! Getting prepared early can not only save you time and stress but potentially money. It’s especially important if you have experienced major changes… Read More
Calculating Your Home Equity
January 9, 2020
What is home equity? Equity is the portion of the home that you truly own and does not need to be repaid to any lender. How is home equity calculated? Current Appraised Value – Mortgage Loan Balance = Home Equity Subtract the amount you owe on your home loan/s from its appraised value to get… Read More