Our Featured Blog Post
5 Ways to Staycation at Your Home This Summer
July 2, 2020
While many areas of the country have begun reopening, we are still living in a pandemic and the CDC recommends distancing to take priority. Sadly, this means many of our summer vacations have been put on hold. But after months of being cooped up you may be looking for ways for change up the scenery… Read More
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5 Ways to Staycation at Your Home This Summer
July 2, 2020
While many areas of the country have begun reopening, we are still living in a pandemic and the CDC recommends distancing to take priority. Sadly, this means many of our summer vacations have been put on hold. But after months of being cooped up you may be looking for ways for change up the scenery… Read More
Low Housing Inventory Leads to an Increase in Bidding Wars
June 26, 2020
Many changes are facing home buyers currently house hunting during the Coronavirus pandemic. State and county restrictions directed towards protecting our health have led to new methods of interacting with realtors, loan officers, and home sellers. Virtual tours and meetings abound, and open houses are limited and require additional precautions. One of the most surprising… Read More
5 Tips for Moving During a Pandemic
June 12, 2020
Packing up and moving to a new home can feel overwhelming, but during the current global pandemic this feeling can be heightened with extra precautions to consider. Follow these 5 tips to make your move feel as safe as possible. 1. Decide whether to use a moving company With all of us trying to limit… Read More
First Home Mortgage Named a Top Mortgage Lender
June 5, 2020
The results are in! First Home Mortgage has been named one of Scotsman Guide’s Top Lenders of 2019! Scotsman Guide provides comprehensive and verified rankings of mortgage companies across the nation. We are honored to be recognized as a Top Lender and we thank our clients and partners for assisting us in achieving this huge… Read More
How Much Home Can You Afford?
May 22, 2020
Whether you are ready to achieve the dream of home ownership for the first time, or are selling your current home and making the move to a new property, understanding how much you can comfortably afford to spend on your new house is key. Important factors to consider are your down payment, and the total… Read More
Mortgage Calculators
May 15, 2020
Here at First Home Mortgage we strive to deliver excellent customer service from the start. We provide tools and resources to better prepare you for purchasing or refinancing your home. Whether you’re buying a home for the first time, you’ve purchased before, or you are refinancing, you will have questions and concerns. “What will my… Read More
5 Fun & Easy Ideas to Make the Most of Your Home During Quarantine
May 5, 2020
With so many of us enjoying plenty of extra hours in our homes right now, it’s an ideal time to tackle some small but impactful projects to maintain and improve your space. We’ve compiled a list of our 5 favorite ideas, that all require minimal supplies to accomplish! 1. Organize! This may not be the… Read More
Homebuying Lingo You Need to Know
May 1, 2020
The homebuying industry is full of acronyms. It can be hard to keep up, so we’re here to help! Learn the lingo before going through the homebuying process so you sound like a pro. Here are some of the most important acronyms you need to know: APR (Annual Percentage Rate): The APR is simply the… Read More
Four Signs You Should Refinance Your Mortgage
April 22, 2020
With mortgage rates still hovering around all-time lows, it might be a good time to consider refinancing your mortgage to snag a lower rate. Refinancing can reduce your monthly payment and total interest costs. Even if your home loan is as recent as last year, it still may be worth replacing. Here are 4 signs… Read More
DTI Ratio: What it Means for Your Mortgage, and 5 Ways to Improve it!
April 16, 2020
What Does DTI Ratio Mean for your Mortgage? Debt to income ratio is a calculation of the percentage of your monthly debt payments, compared with your gross (pretax) monthly income. Monthly debt payments include mortgage payments, car payments, and any other minimum loan or card payments. Living expenses like gas, groceries, and utilities are not… Read More