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Potential Federal Rate Cut

From what you pay on the balance on your credit card to inflation, rates have can have an influence on our everyday lives. When the economy dips, rates tend to dip as well. This encourages people to spend more which gives the economy a boost. Jerome Powell, chair of the Federal Reserve, makes the big… Read More

Scotsman Guide Names First Home Mortgage Top Mortgage Lender 2018

Bothell, Washington — Scotsman Guide congratulates First Home Mortgage for ranking on Scotsman Guide’s seventh annual Top Mortgage Lenders rankings. First Home was ranked #37 for Top Overall Volume. This is the seventh year that Scotsman Guide has compiled rankings for Top Mortgage Lenders, and the seventh year First Home has made the Top Lenders… Read More

5 Things to Consider When Buying an Investment Property

Buying real estate can be a great investment; whether you want to purchase a primary residence, flip a property and sell it, or rent it out to make a profit. If you have chosen the latter option, here are a few things to take into consideration. Down Payment: Be ready to put down a larger… Read More

Smart Technology for Your Home

Smart home technology has really taken off over the last few years. Every gadget and device you could need is on the market right now. From voice-activated assistants to robo-vacuums, companies are creating products to make our lives a little bit easier. So what smart home options will be beneficial to you? Well, it depends…. Read More

What's the Best Home Loan Option for Me?

As a homebuyer, your mortgage is specific to your situation and lifestyle. There are many different factors to consider when thinking about which home loan option is best for you. While one buyer may be comfortable paying a 20% down payment, another buyer may need down payment assistance. How long you plan on living in… Read More

What Causes Home Prices to Fluctuate?

The median sales price of a house in the United States is currently between $188,900- $279,500. There is such a large price range because many different factors can play into a home’s sales price. If you are looking to buy or sell soon, keep the following factors in mind when determining costs. The price of… Read More

Sprucing Up the House for Spring

Open those windows and turn off the heaters, warmer weather is on the way! Winter has faded, and the trees are starting to bloom, spring is finally upon us. Warm weather fans rejoice! As spring season is setting in, it’s a good idea to make a home maintenance checklist of items to prep your home… Read More

FED Says No More Hikes

Recently, the Federal Reserve decided to hold interest rates steady and indicated that no more hikes will be coming this year. This is very encouraging to homebuyers looking to purchase a new home or to refinance their current mortgage. Mortgage rates have been hovering around their lowest levels in more than a year, which in… Read More

Scotsman Guide Top Originators of 2018

The Scotsman Guide has released their tenth annual Top Originator rankings for 2018. This guide provides the most comprehensive, intensely verified list of the top-producing mortgage professionals of the nation. The rankings include not only the originators who are closing the most dollar volume and the most loans, but also the leaders in niche areas,… Read More

Top Loan Originators in the Country 2018- Mortgage Executive Magazine

Once again, Mortgage Executive Magazine compiled a list of the Nations Top 1% of Mortgage Originators. To be eligible for such an achievement, each Loan Originator was required to produce a minimum of $30 million in 2018. These leading mortgage professionals continually dedicated their time and energy and worked extremely hard to make sure their clients received… Read More