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What is LTV and Why is It Important? Featured
What is LTV and Why is It Important?

When researching the home buying and lending process, odds are you’ve encountered the acronym LTV at some point. But what does LTV mean and why does it matter? Read on to find out! What is LTV? LTV stands for loan-to-value ratio. Expressed as a percentage, LTV is the difference between the mortgage amount and the […]

April 14, 2021
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Moving Checklist Featured
Moving Checklist

Making the move to your new home can be a dream come true! Follow this moving checklist to keep the process as smooth and seamless as possible. You’ll be all settled into your new space in no time! Moving Checklist – Two Months Prior to Moving: Organize and Purge Go through each room in your […]

April 07, 2021
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Meet Your Mortgage Team!
Meet Your Mortgage Team!

When starting the home loan process, you expect to work with a Loan Officer. But you might not be aware of all the behind-the-scenes mortgage team members that work hard to ensure your loan process goes smoothly from application to closing! So, let’s get to know them! Your Mortgage Team Consists of: Loan Officer Your […]

March 31, 2021
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Spring Cleaning Tips
Spring Cleaning Tips

The return of springtime also marks the return of the annual spring cleaning ritual many partake in. Here are some tips for tidying and sprucing up your space this spring. Spring Cleaning Tip #1: Go Room by Room When cleaning, taking a room-by-room approach can make things much more manageable. Consider making a checklist for […]

March 24, 2021
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Managing Your Finances Before Buying a Home
Managing Your Finances Before Buying a Home

Buying a home is one of the biggest investments you’ll make in your lifetime, if not the biggest. There are things you can do to better prepare financially. Save for a Down Payment While there are loan options available that allow for little to no down payment, you may find that putting down the standard […]

March 17, 2021
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15 Tips to Reduce Your Utility Bills
15 Tips to Reduce Your Utility Bills

Life can get expensive, and some costs will always be outside of our control. Read on for 15 tips to reduce your utility bills and save some serious green! 1. Check the seals on all your windows, doors, and appliances. Drafty doors and windows make your thermostat work harder all year round. Poor seals on […]

March 12, 2021
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The Dangers of Rate Shopping
The Dangers of Rate Shopping

Buying a home will most likely be the largest purchase you ever make.  With that in mind, you might assume having the lowest interest rate is best, but this is not always the case.  The lowest advertised interest rate may not be your best option.  Some lenders and mortgage brokers advertise low rates but don’t […]

March 03, 2021
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5 Misconceptions About Home Buying
5 Misconceptions About Home Buying

Many people have preconceived notions about how to buy a house and what it takes to do it, but they aren’t always true. There are many pervasive myths surrounding the home buying process; read on for 5 misconceptions about home buying. The First Step is to Look for a House When someone is interested in […]

February 17, 2021
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Protecting Your Personal Information Online When Applying for a Mortgage
Protecting Your Personal Information Online When Applying for a Mortgage

In this day and age, parts of the mortgage process have evolved to include virtual components. It is essential that you take steps to safeguard your personal information and data online. Here are some tips to keep in mind: Apply with a Reputable Lender It’s important that you choose a trusted lender to handle your […]

February 10, 2021
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Government Home Loan Basics
Government Home Loan Basics

The United States government offers programs through various agencies which are designed to better serve borrowers who are in unique circumstances. Read on for more information about the most common government home loans available. FHA Loans The Federal Housing Administration, or FHA, insures FHA loans. FHA programs are available for borrowers with limited savings for […]

February 03, 2021
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15-Year Fixed vs. 30-Year Fixed Rate Mortgages
15-Year Fixed vs. 30-Year Fixed Rate Mortgages

As far as fixed rate mortgages go, you have two main term options: 15-year or 30-year. But what’s the difference between the two aside from how long they are? How do you know which option is right for you? Read on to find out!   What is a Fixed Rate Mortgage? A fixed rate mortgage […]

January 27, 2021
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