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How Much Home Can You Afford?

Whether you are ready to achieve the dream of home ownership for the first time, or are selling your current home and making the move to a new property, understanding how much you can comfortably afford to spend on your new house is key. Important factors to consider are your down payment, and the total… Read More

Mortgage Calculators

Here at First Home Mortgage we strive to deliver excellent customer service from the start. We provide tools and resources to better prepare you for purchasing or refinancing your home. Whether you’re buying a home for the first time, you’ve purchased before, or you are refinancing, you will have questions and concerns. “What will my… Read More

5 Fun & Easy Ideas to Make the Most of Your Home During Quarantine

With so many of us enjoying plenty of extra hours in our homes right now, it’s an ideal time to tackle some small but impactful projects to maintain and improve your space. We’ve compiled a list of our 5 favorite ideas, that all require minimal supplies to accomplish! 1. Organize! This may not be the… Read More

Homebuying Lingo You Need to Know

The homebuying industry is full of acronyms. It can be hard to keep up, so we’re here to help! Learn the lingo before going through the homebuying process so you sound like a pro. Here are some of the most important acronyms you need to know: APR (Annual Percentage Rate): The APR is simply the… Read More

Four Signs You Should Refinance Your Mortgage

With mortgage rates still hovering around all-time lows, it might be a good time to consider refinancing your mortgage to snag a lower rate. Refinancing can reduce your monthly payment and total interest costs. Even if your home loan is as recent as last year, it still may be worth replacing. Here are 4 signs… Read More

DTI Ratio: What it Means for Your Mortgage, and 5 Ways to Improve it!

What Does DTI Ratio Mean for your Mortgage? Debt to income ratio is a calculation of the percentage of your monthly debt payments, compared with your gross (pretax) monthly income. Monthly debt payments include mortgage payments, car payments, and any other minimum loan or card payments. Living expenses like gas, groceries, and utilities are not… Read More

8 Ways to Make Your Home a Smart Home

There’s no doubt that technology has revolutionized our everyday lives. Implementing smart devices and technology throughout your home can improve your quality of life. Other than work, we spend the vast majority of our time at home and by using technology to automate everyday processes, we can save time, energy, and even money. Here are… Read More

No Contact House Hunting

Amid rising Covid-19 cases and in consideration of the health and safety of agents and clients, Bright MLS has temporary loosened its restrictions on home listings which previously required properties be shown in person in order to stay on the market. If you are a future homebuyer or have been perusing listings you may have… Read More

10 Tips for Working from Home

1. Develop Morning and Evening Routines Working from home can be a major adjustment when you’re used to going into an office every day. To help embrace your new normal, develop a morning routine that sets you up for success, and an end of the workday routine to help send a signal to your brain… Read More

7 Tips for Disinfecting Your Home

Keeping our homes clean and disinfected is an important step in safeguarding our health and the health of our loved ones, particularly now. Hand washing, social distancing and other CDC recommended guidelines remain vital, as no cleaning is ever perfect. However, we can all reduce our risks by following these 7 home disinfecting tips! 1…. Read More