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Understanding which home loan program is the most beneficial for you when purchasing or refinancing a property is key to making a successful loan choice. Our loan officers are up to date on the best programs and newest guidelines, and are here to educate you on your most advantageous options. If you have current or […]

You love your home, but you feel like you’re running out of space and fast. Lack of storage space can quickly lead to clutter, disorganization, and frustration. Whether you don’t have a lot of space, or it just feels that way, being smart and efficient with the space you do have can make a difference! […]

When on the hunt for your dream home, you can learn a lot about a home’s neighborhood but not necessarily much about the people you will be living around. Sometimes you end up in the perfect home only to find out your neighbors are not so perfect—or are even downright troublesome. What do you do […]

As our world relies more and more on technology, there has been a shift in the mortgage world that has seen facets of the lending process go virtual, at least in part. This has especially been the case in the wake of COVID-19 where people are less likely to meet in person to conduct business. […]

You’ve heard the terms pre-qualification and pre-approval, but what do they mean? They are the same thing, right? Not quite! The terms have been used interchangeably, but their true definitions differ. We’re going to break it down and explain the difference between the two. Pre-qualification The very first step to take if you are ready […]

Get Pre-Qualified Complete a loan pre-qualification – Contact one of our loan officers to get started! Submit basic documentation – This can include pay stubs, bank statements, credit reports, and statements for any other debts or loans you might have. Your loan officer will let you know exactly what they need! Discuss what you can […]

In order to land the home of your dreams, it’s important you understand how to make a viable offer. This is especially important in a competitive market like the seller’s market we are currently in. Here are some tips for making a competitive offer on a home. Get Pre-Qualified Getting pre-qualified is one of the […]

With graduations upon us, graduates past and present are reminded of the price of their education. According to the U.S. Federal reserve, in 2021 44.7 million Americans have student loan debt and in Maryland the average balance is $36,689. Many potential homebuyers think with a mound of student debt it will be nearly impossible to […]

Everyone wants to put their best foot forward when it comes to the first impression others have of their home. Curb appeal is important not only to your guests and neighbors, but it can also have a major impact on potential homebuyers’ initial feelings about your property. Most homeowners are so used to looking at […]

We are in the midst of a booming seller’s market. In real estate, a seller’s market occurs when the demand for homes is greater than the supply. This is the inverse of what happens in a buyer’s market, which is when there is plenty of supply but not as much demand for houses. As the […]

The FHFA has announced a new refi program to benefit low income borrowers with single family mortgages. These mortgages will be backed by Fannie Mae and Freddie Mac. This new program is designed to help those who were not in a position to take advantage of 2020’s low rates. This new option could save borrowers […]

It takes some time to close even the most straightforward of home loans. These tips offer insight for avoiding pitfalls in between application and closing, so you can help make your loan process as quick and easy as possible! 1. Buying Large Items Avoid buying things like cars, boats, or other high-end items. Purchases like […]