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When you’re buying a home, choosing the right loan officer isn’t just about chasing the lowest rate, it’s about having the right strategy. A top loan officer in Maryland brings far more to the table than numbers on a screen. They bring experience, foresight, and the ability to navigate complex scenarios so your transaction moves […]

First Home Mortgage is proud to welcome Charlie Latimer as the new Branch Manager of our Chevy Chase office. A top producer in the Washington, D.C. metropolitan area, Charlie will partner with Branch Managers Alex Jaffe and Joe Dawson to continue strengthening one of the company’s highest-performing branches. Charlie entered the mortgage industry in 2020 […]

The Federal Housing Finance Agency (FHFA) has announced an increase in the 2026 conforming loan limits, meaning buyers can borrow more while still qualifying for conventional financing. Starting January 1, 2026, the baseline loan limit for a one-unit home will rise to $832,750—up from $806,500 in 2025. In high-cost areas, that number jumps to $1,249,125. […]

It’s been another eventful week in the financial world. The Federal Reserve announced a rate cut—something markets had been expecting—but the real story lies in how the market reacted afterward. Here’s a quick breakdown of what happened and why it matters. The Fed Cut Rates—But Mortgage Rates Went Up The Fed reduced its benchmark rate […]

The highly anticipated Fed meeting is behind us, and while the Federal Reserve did cut its benchmark rate by 0.25%, mortgage rates actually ticked a bit higher afterward. That might seem confusing, so let’s break down what happened and why the market reacted the way it did. What the Fed Announced The Fed voted to […]

The Fed Is Poised to Cut Rates, But Mortgage Markets May Have Already Moved Mortgage rates have been quietly drifting lower over the past few weeks, hitting some of the lowest levels we’ve seen this year. With the Federal Reserve expected to cut rates tomorrow, many are wondering what this means for the housing market. […]

Saving for a down payment is one of the biggest hurdles to buying a home, but it doesn’t have to be. If you’ve been searching for a down payment assistance program that can help you buy sooner without draining your savings, First Home Mortgage has a new solution just for you. Our First Home 100 […]

You’ve probably seen some chatter in the news lately—interest rates, inflation, trade policies, and even rumors about leadership changes at the Federal Reserve. It’s a lot to take in, especially if you’re thinking about buying, selling, or refinancing a home. So here’s a quick breakdown of where things stand and what it could mean for […]

Summer, the season of backyard BBQs, beach trips, and pretending you’ll finally power-wash the deck (spoiler: you won’t). But while you’re budgeting for sunscreen and s’mores, here’s a hot tip: summer is also the perfect time to check in on your mortgage. Why? A few reasons: Home Improvements Happen Now Long days and warm weather […]

Summer is for cold drinks, warm nights, and ignoring that squeaky gate for one more weekend. But here’s the truth: the small stuff you fix now could save you thousands later — and help protect your home’s value in a market where every dollar counts. Here are a few smart moves to tackle this season: […]

We’re proud to share that First Home Mortgage has been recognized as a Top Performing Lender and a Gold Tier Lender by the Maryland Department of Housing and Community Development (DHCD) during this year’s Maryland Mortgage Program (MMP) Annual Awards. This recognition highlights our continued commitment to helping more Maryland families achieve homeownership—especially first-time buyers. […]

We are thrilled to announce that several of our incredible loan officers at First Home Mortgage have been recognized as Washingtonian Magazine’s 2025 Top Mortgage Professionals! This prestigious honor highlights their dedication, expertise, and commitment to providing exceptional service to homebuyers. Each year, Washingtonian Magazine recognizes the best in the industry based on client feedback, […]