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When you’re pre-qualified for a home loan or beginning the mortgage application process, there are some actions you should avoid taking. These things could potentially delay your mortgage closing or even put you at risk of not being approved at all. Here are some things to avoid before your loan closes. Avoid Making a Large […]

1 Decorate and dress up to make the day feel special, even if you’re celebrating with a smaller group or by yourself this year. 2 Relax and watch the Macy’s Day Parade. It will look a bit different this year with no crowds, but the tradition continues nonetheless! 3 Try outdoor dining and activities as […]

Your credit score affects more than just your mortgage rate. It also plays a role in how much you will get approved for, what you need to put down, and what you will pay for your private mortgage insurance. While it is not impossible to buy a home with a lower score, you will need […]

There are many mortgage loan types. The one that is best for you is dependent on your particular situation and needs. It’s important to understand what options are available and what makes each one unique. Here are some of the primary mortgage loan types. Conventional Home Loans Conventional home loans are what most often come […]

1. Choose Outdoor over Indoor Activities The CDC recommends outdoor over indoor activities as a safer alternative to indoor activities this Halloween. Some popular safe suggestions are pumpkin patches without hayrides, outdoor costume parades, reduced contact trick or treating, and small outdoor gatherings. Indoor costume parties and haunted houses are considered to put you and […]

Buying a home may seem like a daunting process but being prepared can ease your mind. It is important to understand what to expect when preparing to buy a home, and what to expect during the home buying process. Below we’ve provided a short outline of the five main home loan milestones of the home […]

Welcoming a new bundle of joy into your family is an exciting milestone, but as they get older and more mobile and curious, it’s important that you make sure your home is safe. Babyproofing, or kid-proofing, your house is a great way of minimizing risk and ensuring your little one stays healthy and safe. Here […]

Now that fall is officially here, it’s time to start thinking about switching up your décor to fit the new season. Check out these ideas for decorating your home this autumn! Try Out Different Patterns Beyond the traditional red, orange, and green color palettes, fall is a great time to play around with various patterns. […]

When a new furry friend enters your life, it doesn’t take long for them to become an important member of the family. Animals, especially young ones, can be very curious and easily get into things they shouldn’t. It’s important that you take steps to protect your pet from hazards in your home and from potential […]

The outbreak of COVID-19 has changed the way we do most things, real estate included. While it may not be the most ideal time to sell a home, it’s also not a bad time. Demand for homes is up, and with mortgage rates near all-time lows, many interested buyers are jumping at the chance to […]

Owning a rental property can be a great investment, but do you know how to properly prepare a space for tenants? Check out these tips for getting your home ready for renters. Give It a Thorough Cleaning It’s essential that you clean your house prior to renting, ideally when looking for renters but certainly before […]

Vacation homes can be a great investment, whether you plan to use them to rent out, for after retirement, or simply to stay in on vacations. Buying a second home is a big decision, and it’s imperative you take the time to consider the various financial and lifestyle implications associated with this big purchase. Here […]