Introducing the First Home ONE Program: Paving the Way for Affordable Homeownership

Introducing the First Home ONE Program: Paving the Way for Affordable Homeownership

First Home ONE Program empowers qualifying homebuyers to secure a home with just a 1% down payment and 3% equity, making homeownership more accessible than ever. Building upon the success of First Home’s Dream Program, this innovative offering extends a helping hand to aspiring homeowners, opening up new possibilities for realizing their homeownership dreams. 

James Baublitz, VP of Capital Markets at First Home Mortgage, commented, “In today’s fiercely competitive housing market, our loan officers understand the challenges that prospective homebuyers face. The First Home ONE program is part of our ongoing efforts, which include First Home Advantage, First Home Heroes, and First Home’s Dream Program, all aimed at making homeownership more affordable and attainable for the communities we serve.” 

Amidst the current housing market dynamics, the First Home ONE Program comes as a welcome relief for individuals and families seeking to purchase a new home, catering to both first-time and current homeowners. Eligible borrowers can access up to $5,500 in funds for down payment and/or closing cost assistance, effectively reducing the barriers to homeownership and providing much-needed support. 

This program is available on 30-year fixed conventional standard loans, combined with a streamlined underwriting process for efficiency and transparency. Interested borrowers can collaborate with First Home’s loan officers to assess their eligibility and explore tailored options that suit their unique circumstances and goals. 

“We are committed to creating diverse pathways to homeownership and will continue to seek innovative ways to open doors for our clients,” emphasized Baublitz. “The launch of the First Home ONE Program underscores this commitment.” 

To learn more, please reach out to one of our qualified loan officers today!

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