Dan Murphy

Navigating residential cooperatives and condominiums in Washington, D.C. requires specialized lending expertise. Many lenders avoid or fumble co-op share loans, complex building financials, and underlying blanket mortgages, risking closing delays or lost contracts.

A quick fact about me: I’ve never owned traditional real estate, only shares in D.C. co-ops.

As a longtime District resident, I’ve served as Treasurer on multiple residential cooperative boards. I understand co-op transactions from every angle: buyer qualifications, board approval expectations, reserve fund health, and lender underwriting guidelines. Whether you are purchasing your first cooperative home in Dupont Circle, Adams Morgan, or Cleveland Park, or an agent needing an immediate warrantability review, I deliver clear, upfront answers.

Before entering residential lending, I served at the U.S. Department of State as a Financial Economist guiding international economic policy and risk management. Evaluating building reserves, structural maintenance budgets, and blanket loans requires that same analytical precision and integrity.

Grounded in public service and driven by results, I provide the transparent guidance you need to win your contract and close smoothly.

Ready to make an offer on a D.C. co-op or condo?

Click the “Get Pre-Qualified” link to start your digital application!