About Us

Personalizing the Home Loan Process

From pre-qualification to closing, we are committed to providing the right loan to finance your home.

First Home Mortgage Corporation is a licensed, full service, residential lender. Our dedicated loan officers guide borrowers throughout the entire mortgage process and offer continued support long after a loan has closed. We take the time to understand the needs of our clients in order to find the best solutions, whether it’s a first-time buyer or an experienced owner.

Beginning in 1990, with two offices and a handful of employees, our founder and CEO, David Waters, was dedicated to a common vision to stay independent and provide superior service.

Since then, we have grown into a financial institution of 24 offices serving 23 states in the North Eastern, Mid Atlantic, and Southern regions.

Although First Home Mortgage continues to expand service locations, each of our locations is deeply rooted in their community and committed to helping local borrowers.

Each member of our team is focused on delivering customer service that not only fulfills goals, but exceeds expectations.

In the end, we provide the mortgage you need to make “Home” happen, but it’s the people who are always “First”.

Our Mission

First Home Mortgage Corporation is committed to improving the quality of life for all customers and employees.

This will be attained by:

  • Providing superior service
  • Seeking to constantly understand each other’s needs
  • Promoting community involvement
  • Developing mutual trust, which will be the foundation for all relationships
  • Requiring excellence and integrity in everything we do
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Company Culture

At First Home Mortgage, our culture is based on the simple belief that everything we do is to improve the lives of the people we serve – our customers, partners and employees.

We understand that our purpose goes far beyond loan origination. We are here to help the home buyers in local communities achieve homeownership. With this mission in mind, our Loan Officers take the time to understand the financing needs of each client, outline the right loan programs, and make themselves available as mentors throughout the entire mortgage process. It is this personal approach that allows us to maintain such a high quality of service.

First Home Mortgage has built a reputation among business partners as being efficient, responsible and forthcoming. We keep all of our stakeholders informed during a transaction and deliver results, helping our partners succeed. The care and consideration we take in our lending practice is the reason why so many partners trust us with their clients.

The dedicated team at First Home Mortgage is our greatest asset. We value each employee and continuously provide a supportive atmosphere within our corporate office as well as our branch locations. Together we work to provide the best experience for our borrowers, which is why First Home Mortgage never hesitates to invest in our employees and their future.

See What Our Satisfied Customers Say About Us!

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Alex was fantastic and made my refinance a breeze. He reached out proactively, kept his word, had integrity and my best interest at heart. FirstHome provided my initial mortgage as well. Everything went by so smoothly and easily I could barely believe it. I would absolutely and without a doubt recommend Alex to any home buyer or anyone seeking to refinance. If I get so lucky as to buy another place, he will be the first lender I speak to!

Neha Washington, DC
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Tony and First Home Mortgage provided the best experience possible during the mortgage application process. Their communication, attention to detail and timeliness was flawless.

Owings Mills, MD
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David and his team were fast, professional, and available around-the-clock. They were patient with me during the process as much can be forgotten in between buying homes.

Reston, VA
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I greatly appreciate you and your team again Derick. Your professionalism and expertise are unsurpassed. I look foward to recommending you to friends and family. Thank you again will talk in the near future.
Lenilson Amado

Lenilson Amado
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Emily was amazing. She did a great job at answering any and all questions we had. We barely had to lift a finger honestly, she made the process so easy and stress free. She took so much time to make sure we understood exactly what each process meant when buying a house. HIGHLY RECOMMEND. Such a wonderful, sweet and caring person.

Savannah Lusby, MD
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We always turn to Jim and his team for our mortgage needs! He makes everything so easy and seamless. He is extremely responsive, patiently answers questions, and explains the pros and cons of different options. His lending knowledge is unsurpassed. Thank you for outstanding customer service!

John & Erica Wathen Valley Lee, MD
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Haley Hoyt was absolutely wonderful to work with. She made the process easy and we truly felt like she looked out for us through the entire process. Would go with First Home Mortgage again just because of how great Haley was!

Jessica North Beach, MD
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Patrick did an awesome job making sure closing on my first home went successfully. He was always available to clarify my questions and he communicates every step of the way. I am thankful for a fast and smooth closing!

Jumoke Nottingham, MD
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Working with Santana and her team was the best experience ever! This was by far the mist seamless and smoothest transaction. She was there to answer any and all of my questions and helped us close on our home in less than 30 days! I can’t thank Santana and her team enough for making this process as easy as it was!

Chavon Perry Hall, MD
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Matt provided an exceptional experience, guiding me through nuanced situations with expertise and care. He was professional, responsive, and took the time to explain every detail, ensuring I felt confident and informed. I truly appreciate his support and problem-solving skills throughout the process. Highly recommend Matt for anyone in need of mortgage services. A five-star experience from start to finish!

Lisa F Cape Charles, VA

Locations

With offices in most states up and down the eastern seaboard and around the Midwest, First Home Mortgage is well situated to serve you and your home finance needs.

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Awards

We pride ourselves on excellence and service; our awards demonstrate our commitment.

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Leadership

Our leadership team is singularly focused on giving you the best home financing experience possible.

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Careers

Our team is comprised of talented mortgage professionals who are offered continued support and guidance.

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