Is it the right time to renovate?

First Home Mortgage is proud to announce its recognition on the Scotsman Guide 2026 Top Mortgage Lenders rankings, a distinguished honor that highlights excellence and performance within the mortgage industry. For more than a decade, the Scotsman Guide rankings have served as one of the mortgage industry’s most respected benchmarks, recognizing lenders that demonstrate outstanding […]

Mortgage rates are once again making headlines, and many buyers, homeowners, and real estate professionals are asking the same question: What’s causing the sudden movement? The answer comes down to one major factor: inflation expectations. Recently, global conflict involving Iran and disruptions to oil markets have created concerns about rising energy costs and how those […]

First Home Mortgage is proud to celebrate a major milestone as Cathy Ocharzak, Branch Manager of the Hagerstown branch, marks 25 years with the company on April 9th. With more than 30 years of mortgage originating experience, Cathy has built an outstanding reputation throughout the tri-state area and within the mortgage industry. Over the course […]