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Home Financing

Renovation and Construction


A renovation loan can help fund home improvements, allowing you to turn a house into your dream home.

Renovating for a new home purchase

If you’re a buyer who’s found a home with great potential, but needs some repairs, First Home can provide a loan for the purchase and renovation costs. We offer a number of loan types that cover minor to major rehabilitation, all included with one mortgage payment.

Improving your current home

If you’re a current homeowner who’s interested in making updates that would enhance the look and layout of your house, a renovation might be the solution. Based on the type and scope of your remodel, we can offer a variety of loans that will help with the cost.

Types of repairs and remodels include:

  • Room addition
  • Garage, driveways
  • Roof & gutters
  • Plumbing & electrical
  • Decks, patios, porches
  • Basement finishing
  • Doors, windows
  • Landscape, fencing

For a full list of eligible improvements and considerations, contact a First Home Mortgage Loan Officer.


Building a Home

Breaking ground and watching your custom home take shape is possible with a construction loan from First Home Mortgage. You have the option to apply for a loan that covers construction only, or a loan that finances the construction and later transfers to a standard mortgage.

Talk to us about what you envision for your new home, we’ll help you make it happen.