Jim Gullace

Loan Officer

NMLS ID 532690
Office Phone: phone icon

240-707-3254

Cell Phone: phone icon

240-675-0865

Licensed in: Maryland (532690), Pennsylvania (36256), West Virginia (LO-31409)
To verify licenses, please visit www.nmlsconsumeraccess.org and enter the NMLS ID.
Send Jim a Message

    For security purposes, please do not disclose any confidential or sensitive information in the form fields. You can contact me by filling out the information on this page. Please be sure to fill in all fields to ensure a proper response.

    Office Phone: phone icon

    240-707-3254

    Cell Phone: phone icon

    240-675-0865

    Licensed in: Maryland (532690), Pennsylvania (36256), West Virginia (LO-31409)
    To verify licenses, please visit www.nmlsconsumeraccess.org and enter the NMLS ID.
    Send Jim a Message

      For security purposes, please do not disclose any confidential or sensitive information in the form fields. You can contact me by filling out the information on this page. Please be sure to fill in all fields to ensure a proper response.

      About Jim:

      Jim has been helping people buy and refinance homes since 1988. His many years of experience in mortgage lending give him the knowledge and practical experience to adapt to current trends in our business. Jim is a highly respected career mortgage officer whose borrowers always feel at ease with his friendly professional style.

      Testimonials For Jim

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      Jim was amazing through every step of this process. As a first time home buyer, he was able to walk me through everything and gave me the confidence to move forward. He was available for me at inconvenient times during a difficult buyers market.

      Adrianne Waynesboro, PA

      Mr. Gullace was extremely knowledgeable with the loan application process, very patient in all my “lack” of knowledge. Also, he was very personable on the phone making the process progress smoothly.

      Daniel Hedgesville, WV

      Jim was readily available to answer questions and get things done during some difficult moments. We liked that he showed up for closing, as many mortgage reps do not.

      Biglerville, PA

      Jim was incredibly kind, helpful, knowledgeable, and timely. He made the process easy to understand for a first time home buyer. Enjoyed working with him. Would certainly recommend him!

      Waynesboro, PA

      Jim was helpful, ready to answer questions, and quick to respond to questions. His experience was evident in condensed timelines and was able to push and get things closed in time. I would be glad to work with Jim in the future.

      Falling Waters, WV

      Very positive experience overall. Helped us set a timeline and work through the process of improving credit scores to once again live in our own home. Sellers were motivated to so our offer was accepted based on fast processing and closing of the sale.

      Kearneysville, WV

      He made the process so easy a cave man could do it. Thanks James –you made what I thought would be a difficult process into something very easy.

      Hagerstown, MD

      First Home Mortgage is the BEST mortgage company anyone could ever hope to work with. It is a very, very stressful process and Mr. Gullace walks you right through with no issue- just merely providing guidance and wisdom the whole way through. I recommend this company and this lender to many, upon many buyers that I, personally, work with in real estate and they provide wonderful service time and time again. This is why, as a Veteran, I decided to place my personal home purchase with them as well. They went above and beyond to ensure we made it through with no worry. For any mortgage need – Jim Gullace with First Home Mortgage is HIGHLY Recommended!

      Mercersburg, PA

      Jim and First Home Mortgage were so great to work with. They made everything as easy as possible and were always quick to answer my endless questions as a first time home buyer. I would certainly recommend them to others looking to purchase a home.

      Waynesboro, PA

      Jim was a great resource and was always available to answer any questions and concerns I may have had . He helped make the process less stressful and smooth .

      Baltimore, MD