About Us

Personalizing the Home Loan Process

    From pre-qualification to closing, we are committed to providing the right loan to finance your home.

    First Home Mortgage Corporation is a licensed, full service, residential lender. Our dedicated loan officers guide borrowers throughout the entire mortgage process and offer continued support long after a loan has closed. We take the time to understand the needs of our clients in order to find the best solutions, whether it’s a first-time buyer or an experienced owner.

    Beginning in 1990, with two offices and a handful of employees, our founder and CEO, David Waters, was dedicated to a common vision to stay independent and provide superior service.

    Since then, we have grown into a financial institution of 32 offices serving 21 states in the North Eastern, Mid Atlantic, and Southern regions.

    Although First Home Mortgage continues to expand service locations, each of our locations is deeply rooted in their community and committed to helping local borrowers.

    Each member of our team is focused on delivering customer service that not only fulfills goals, but exceeds expectations.

    In the end, we provide the mortgage you need to make “Home” happen, but it’s the people who are always “First”.

    Our Mission

    First Home Mortgage Corporation is committed to improving the quality of life for all customers and employees.

    This will be attained by:

    • Providing superior service
    • Seeking to constantly understand each other’s needs
    • Promoting community involvement
    • Developing mutual trust, which will be the foundation for all relationships
    • Requiring excellence and integrity in everything we do
    mission-image

    Company Culture

    At First Home Mortgage, our culture is based on the simple belief that everything we do is to improve the lives of the people we serve – our customers, partners and employees.

    We understand that our purpose goes far beyond loan origination. We are here to help the home buyers in local communities achieve homeownership. With this mission in mind, our Loan Officers take the time to understand the financing needs of each client, outline the right loan programs, and make themselves available as mentors throughout the entire mortgage process. It is this personal approach that allows us to maintain such a high quality of service.

    First Home Mortgage has built a reputation among business partners as being efficient, responsible and forthcoming. We keep all of our stakeholders informed during a transaction and deliver results, helping our partners succeed. The care and consideration we take in our lending practice is the reason why so many partners trust us with their clients.

    The dedicated team at First Home Mortgage is our greatest asset. We value each employee and continuously provide a supportive atmosphere within our corporate office as well as our branch locations. Together we work to provide the best experience for our borrowers, which is why First Home Mortgage never hesitates to invest in our employees and their future.

    • 2019 annual company picnic.
    • 2019 Leaders' Club Trip.
    • BelAir Christmas party.
    • Company Picnic in 2019.
    • Competitive spirit alive and well at the company picnic.
    • 2019 corporate Halloween party.
    • Picture of winners at the corporate ladderball tournament.
    • Company picnic 2019.
    • Tom Draper receiving award from realtor group.
    Join our team!

    See What Our Satisfied Customers Say About Us!

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    Ryan made it easy for me to understand the financial aspects of buying my first home. He was patient, easy to communicate with, and was always available to answer my questions. I really appreciated that he made sure I understood all of the financial terms and what different loan options would actually look like for me. I am so thankful for all of his time and hard work!

    Kristen Crofton, MD
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    very satisfactory from the beginning, very clear and always ready to help us with the best options. I would definitely recommend Cris and his team, very good

    Julio p Astrid c
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    Very professional in keeping me informed throughout the whole mortgage process from start all the way through closing. This made the process as stress free as possible. I would high recommend Sean and First Home Mortgage for anyone in the market for buying a home to talk with Sean for financing.

    Valley Lee, MD
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    Tim Milauskas was very helpful with my home mortgage. He explained everything about the mortgage and rates with me so that I completely understood. We spoke very frequently and he notified if anything changed. I would highly recommend Tim for anyone buying a home. He was very down to earth and knowledgeable. I’m very grateful that he was my loan officer.

    Odenton, MD
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    Jason Nader is the consummate professional. He stays in touch with the market and keeps his clients informed when he sees favorable conditions, which can save them money.

    Steve Millersville, MD
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    Tim was amazing to work with from start to finish. With being first time home buyers, comes with a lot of questions and he was there for it all! We couldn’t have had a better experience than with Tim! Highly recommend!

    Ally K Chesapeake Beach, MD
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    Jordan was so helpful. She was very thorough and took as much time as needed to make sure all my questions were answered and I had the information I needed. It was a great experience and I recommend working with her to anyone.

    Sarah Baltimore, MD
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    Heather and the entire First Home Mortgage Team were incredibly helpful, available and flexible throughout the entire process. They took my calls on holidays, weekends, nights, and put together about 20 bids before I finally was able to get one accepted – and without complaint! The team turned everything around faster than anyone I have ever worked with previously. Honestly, they made getting a mortgage a non-painful process, and that is saying something!

    Suzanne Front Royal, VA
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    Bill provided tremendous service and guidance throughout the mortgage process. He responded quickly when called upon and made the mortgage process stress free.

    Jay Michael McDonough Jr Saint Michaels, MD
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    Matt and his team were a delight to work with, always answered any questions promptly, and were very knowledgeable and upfront with the details we needed, when we needed them. Hands down the smoothest and least stressful mortgage process we have ever experienced – from application through closing!

    Ryan Annapolis,

    Locations

    With offices in most states up and down the eastern seaboard and around the Midwest, First Home Mortgage is well situated to serve you and your home finance needs.

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    Awards

    We pride ourselves on excellence and service; our awards demonstrate our commitment.

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    Leadership

    Our leadership team is singularly focused on giving you the best home financing experience possible.

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    Careers

    Our team is comprised of talented mortgage professionals who are offered continued support and guidance.

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