David Toaff

It was a pleasure working with David and his team. Everyone was very responsive, even after hours and weekends. To say David went above and beyond are an understatement. Document upload was very easy through their portal as was filling out the required forms. Everything was done online and very convenient. David and his team were prompt in their communication when certain documentation was needed and follow up was excellent. They helped obtain the necessary paperwork for my VA loan and got it done surprisingly fast. I can’t stress enough how excellent the communication was through the entire process not only from David but also his team. The loan closed on time and without any issues. I can’t thank David and his team enough for their help with my home loan. You can’t go wrong working with David.

David was excellent! He explained everything clearly and answered all our questions (which were numerous given our inexperience) and also gave great advice. We would recommend David to anyone.

David Toaff was very communicative, helpful and collaborative throughout the entire process. I had a slightly difficult closing due to pandemic-related issues unrelated to him nor I- but he went above and beyond in making sure that I felt 100% comfortable with the loan product and process. There were probably 100s of calls that he did not have to dial in for- but he did and I am extremely appreciative. As a first time homebuyer, i would absolutely recommend David and FHM to any of my friends, family or acquaintances.

David has consistently looks out for us and has provided the best information and solid advice in a timely manner in our financial endeavors. We feel taken care of every time we work with David as we continue to see we made the right decisions. Rest assured we will continue to seek David’s advice and services, no doubt about that.

Very professional and go above and beyond to help their clients. Extremely kindhearted and great at clarifying new concepts. A pleasure to work with.

David and his team were incredibly helpful and efficient throughout the process of purchasing my home. They were constantly available to answer my questions, and I had several!

They were very responsive and quick. Closed on my purchase in 21 days. Both the processor, loan officer and Josh Fowler were helpful which made for a great experience!

David and his team were fast, professional, and available around-the-clock. They were patient with me during the process as much can be forgotten in between buying homes.

David Toaff is the best loan officer I have ever known. He is sincere and looks for the best for me. He is straightforward and I do not need to worry about hidden fees or any unexpected items or rates changed or anything. I would recommend him to all my friends and families. Because I have very good experiences with him, this is my second time worked with David. First time was 2 years ago to buy my house and this time is for refinance. About First Home Mortgage, I think it depends on which loan officer you work with. I worked with and talked to couple of loan officers with fFrst Home Mortgage – not really quite good experience. This referred to the time before I met David. But after I met David, and worked with him – I also gave good rating for First Home Mortgage as well but actually because of David and his exceptional professionalism.

David is thorough, prompt, conscientious and an all-around decent guy. We did our re-fi with him because he was so amazing when we applied for our original mortgage. He is a joy to work with and a great asset to your team.