David Toaff

Loan Officer

NMLS ID 1065782
Office Phone:

240-479-2309

Cell Phone:

610-348-3772

Licensed in: DC (MLO1065782), Florida (LO86974), Georgia (1065782), Maryland (1065782), Pennsylvania (62292), Virginia (MLO-15605VA)
To verify licenses, please visit www.nmlsconsumeraccess.org and enter the NMLS ID.
Send David a Message

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    Office Phone:

    240-479-2309

    Cell Phone:

    610-348-3772

    Licensed in: DC (MLO1065782), Florida (LO86974), Georgia (1065782), Maryland (1065782), Pennsylvania (62292), Virginia (MLO-15605VA)
    To verify licenses, please visit www.nmlsconsumeraccess.org and enter the NMLS ID.
    Send David a Message

      For security purposes, please do not disclose any confidential or sensitive information in the form fields. You can contact me by filling out the information on this page. Please be sure to fill in all fields to ensure a proper response.

      About David:

      David Toaff is a highly ambitious, thorough, and responsive Loan Officer working out of the Bethesda office. He lives in Dupont Circle where he also often meets clients. He builds a personal relationship with his clients and referral partners and he is more than willing to explain anything that they are interested in knowing. He makes himself readily available seven days a week, including evenings and weekends. Customer service is a top priority for him and it is highly apparent to his clients.

      David is licensed in DC, Florida, Maryland, Pennsylvania, and Virginia and is often on the road as he’s glad to travel for business purposes. With the help of a fantastic assistant, processor, and the various departments at First Home Mortgage, David guarantees his clients and business partners will be more than satisfied. He also does a lot in the way of marketing for those he does business with and also regularly teaches seminars on local loan programs. He can be reached on his cell phone at 610-348-3772.

      Testimonials For David

      I have worked with David for a couple of years now since I started my home buying process. David has been great, always responds to emails or phone calls no matter the day, he even responds when on leave or vacation to let me know someone can assist me. Working with David and his team really made my home buying process less stressful.

      Delia Silver Spring, MD

      This is the second transaction I have done with David and his team. They are always courteous, knowledgeable, and present all the necessary information to make and informed decision. I highly recommend!

      Kristal Washington, DC

      David Toaff was very communicative, helpful and collaborative throughout the entire process. I had a slightly difficult closing due to pandemic-related issues unrelated to him nor I- but he went above and beyond in making sure that I felt 100% comfortable with the loan product and process. There were probably 100s of calls that he did not have to dial in for- but he did and I am extremely appreciative. As a first time homebuyer, i would absolutely recommend David and FHM to any of my friends, family or acquaintances.

      Dennis Washington, DC

      David was excellent! He explained everything clearly and answered all our questions (which were numerous given our inexperience) and also gave great advice. We would recommend David to anyone.

      Madelaine Silver Spring, MD

      It was a pleasure working with David and his team. Everyone was very responsive, even after hours and weekends. To say David went above and beyond are an understatement. Document upload was very easy through their portal as was filling out the required forms. Everything was done online and very convenient. David and his team were prompt in their communication when certain documentation was needed and follow up was excellent. They helped obtain the necessary paperwork for my VA loan and got it done surprisingly fast. I can’t stress enough how excellent the communication was through the entire process not only from David but also his team. The loan closed on time and without any issues. I can’t thank David and his team enough for their help with my home loan. You can’t go wrong working with David.

      Aaron Arlington, VA

      David was fantastic to work with and overall he has been an absolutely top notch, extremely skilled professional. He has been stable, informed, and an complete joy to work with. I would recommend him without reservation

      James Washington, DC

      We used David to finance our initial purchase of our house and have used him and his team for two subsequent refinances. He has never been anything but efficient, communicative, and an all around rock-star. I recommend him to all of my friends and family.

      Josh Kensington, MD

      This is the second time we’ve worked with Dave and he has been fantastic both times. On our refinance he worked to get us from application to closing within record time. Highly recommended.

      Kevin Rockville, MD

      David was responsive, Knowledgeable, and supportive throughout the process. This is my third home purchase and the best experience with a lender thus far. David is awesome!!

      Shirlean Woodbridge, VA

      David has consistently looks out for us and has provided the best information and solid advice in a timely manner in our financial endeavors. We feel taken care of every time we work with David as we continue to see we made the right decisions. Rest assured we will continue to seek David’s advice and services, no doubt about that.

      Alonso Washington, DC