Loan Officer
NMLS ID 2776250
Office Address:
Office Phone:
410-571-2048
Cell Phone:
Email address:
Licensed in:
Maryland (2776250)
To verify licenses, please visit www.nmlsconsumeraccess.org and enter the NMLS ID.
Send John a Message
For security purposes, please do not disclose any confidential or sensitive information in the form fields. You can contact me by filling out the information on this page. Please be sure to fill in all fields to ensure a proper response.
Loan Officer
NMLS ID 2776250
Office Address:
Office Phone:
410-571-2048
Cell Phone:
Email address:
Licensed in:
Maryland (2776250)
To verify licenses, please visit www.nmlsconsumeraccess.org and enter the NMLS ID.
Send John a Message
For security purposes, please do not disclose any confidential or sensitive information in the form fields. You can contact me by filling out the information on this page. Please be sure to fill in all fields to ensure a proper response.
About John:
John Cruz is a Loan Originator with First Home Mortgage in the Annapolis branch. A lifelong Maryland resident raised in Howard County, John earned his degree in Kinesiology & Exercise Science from The University of Alabama.
For more than a decade, John worked in sales for medical device companies Zimmer Biomet and GE HealthCare, where he developed a reputation for building trust and guiding clients through complex, high stakes decisions. That experience sharpened his ability to communicate clearly, analyze details, and deliver solutions tailored to individual needs. Today, John applies those same skills as he helps clients achieve their dream of homeownership while also making the loan process as smooth and stress free as possible.
John resides in Sykesville, MD with his wife Joanie and their two sons. Outside of work, he enjoys spending time with this family or out on the golf course.
Testimonials For First Home Mortgage
