Ricardo Silva

Loan Officer

NMLS ID 1965039
Office Phone: phone icon

443-725-9461

Cell Phone: phone icon

443-756-4032

Licensed in: DC (MLO1965039), Maryland (1965039), Pennsylvania (75456), Virginia (MLO-62670VA), West Virginia (LO-1965039)
To verify licenses, please visit www.nmlsconsumeraccess.org and enter the NMLS ID.
Send Ricardo a Message

    For security purposes, please do not disclose any confidential or sensitive information in the form fields. You can contact me by filling out the information on this page. Please be sure to fill in all fields to ensure a proper response.

    Office Phone: phone icon

    443-725-9461

    Cell Phone: phone icon

    443-756-4032

    Licensed in: DC (MLO1965039), Maryland (1965039), Pennsylvania (75456), Virginia (MLO-62670VA), West Virginia (LO-1965039)
    To verify licenses, please visit www.nmlsconsumeraccess.org and enter the NMLS ID.
    Send Ricardo a Message

      For security purposes, please do not disclose any confidential or sensitive information in the form fields. You can contact me by filling out the information on this page. Please be sure to fill in all fields to ensure a proper response.

      About Ricardo:

      Ricardo Silva entered the mortgage industry with a goal of providing superior customer service. Whether you are in the market for buying, refinancing, or selling your home, Ricardo’s goal is to make it a smooth process for you and your family.

      With a ton of experience with FHA, VA, conventional, jumbo, and 203k loans, he would be more than happy to discuss a solution that meets your goals and make it a smooth process from start to finish.

      Contact Ricardo today to get started on your pre – qualification.

      Testimonials For Ricardo

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      I cannot recommend Ricardo Silva at First Home Mortgage enough! As a first-time homebuyer, I was nervous and uncertain about the process, but Ricardo went above and beyond to ensure I received the best price for my new home. His dedication to his clients is unmatched—he took the time to thoroughly review my documents, patiently answered all my questions, and provided invaluable guidance with the utmost professionalism.

      Ricardo’s support throughout the entire process was nothing short of amazing. He was always accessible, proactive, and genuinely invested in making sure I felt confident and informed every step of the way. His attention to detail and commitment to securing the best outcome truly set him apart. I couldn’t have asked for a better loan officer to guide me through this milestone. If you’re looking for someone who is knowledgeable, supportive, and dedicated to your success, Ricardo Silva is the one to trust!

      Dr. Deitra Foster Temple Hills, MD

      Ricardo was very present for my first time home buying experience. He was always a phone call or a text away. He responded quickly and gave very detailed information which put any anxiousness at ease. I will use Ricardo in the future. I would recommend First Mortgage to any homebuyers first time or experienced.

      Sunshyne J Baltimore, MD

      Ricardo is an absolute joy to work with and made my homebuying experience all the better. As a first-time homeowner, Ricardo took the time to explain all the financing options in simple terms and provided me additional resources to make the best-informed decision. He’s very personable and would regularly check in with me to see if I had any questions or concerns.

      Brianna A Upper Marlboro, MD

      Ricardo was so Amazing! Throughout this transition he has advised, placed me in the right direction and been very efficient with updates, changes and communication. I would recommend Ricardo from First Home to many!!!

      Rachael S Baltimore, MD

      Ricardo was exceptional during my entire loan application process till completion. He’s responsive and would stay with me on phone explaining every details and options to explore. I’ll recommend Ricardo every if I could for his excellent customer centric approach while executing his duties.

      Mohamed M Fort Washington, MD

      Ricardo was incredibly helpful throughout the whole home buying process. He was so friendly, articulate, patient, thorough, responsive, and always wanted to make sure I understood the process and was comfortable every step of the way. I could not have had a better experience with him. Highly recommend.

      Vivian Washington, DC

      Mr. Silva is absolutely amazing. He is a a man of integrity. He advised me of everything that I would need to qualify and , to complete the mortgage loan process. He was informative, there to answer any and all questions. He made the purchase of my first home a wonderful process. I can’t thank him enough for assisting me to fulfill my dream of owning a home.

      Terri Baltimore, MD

      It was a great pleasure working with Ricardo! He was great with communication, getting back summaries, emailed very useful information, encouraged me and answered ALL of the million and one questions that I’ve asked him lol. He made this process very easy and walked me thru all the way to the end!

      Teddie Parkville, MD

      The entire process with Ricardo and First Home Mortgage was phenomenal. As first time home owners, we had a lot of questions and concerns. Ricardo took the time to answer any that came up, checked in on us during the process and was encouraging throughout it. The ability to upload documents and sign needed paperwork made the process easy and convenient. I would not hesitate to recommend Ricardo to family and friends looking for a home.

      Taylar Baltimore, MD

      I am lucky to have worked with Ricardo Silva on this project. He made my wife and i completely at ease with his knowledge of VA loans and his overall attention to detail. Anyone will be very happy working with Ricardo. Well done, Sir!!

      Linwood Silver Spring, MD
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