Ricardo Silva

Loan Officer

NMLS ID 1965039
Office Phone: phone icon

443-725-9461

Cell Phone: phone icon

443-756-4032

Licensed in: DC (MLO1965039), Maryland (1965039), Pennsylvania (75456), Virginia (MLO-62670VA), West Virginia (LO-1965039)
To verify licenses, please visit www.nmlsconsumeraccess.org and enter the NMLS ID.
Send Ricardo a Message

    For security purposes, please do not disclose any confidential or sensitive information in the form fields. You can contact me by filling out the information on this page. Please be sure to fill in all fields to ensure a proper response.

    Office Phone: phone icon

    443-725-9461

    Cell Phone: phone icon

    443-756-4032

    Licensed in: DC (MLO1965039), Maryland (1965039), Pennsylvania (75456), Virginia (MLO-62670VA), West Virginia (LO-1965039)
    To verify licenses, please visit www.nmlsconsumeraccess.org and enter the NMLS ID.
    Send Ricardo a Message

      For security purposes, please do not disclose any confidential or sensitive information in the form fields. You can contact me by filling out the information on this page. Please be sure to fill in all fields to ensure a proper response.

      About Ricardo:

      Ricardo Silva entered the mortgage industry with a goal of providing superior customer service. Whether you are in the market for buying, refinancing, or selling your home, Ricardo’s goal is to make it a smooth process for you and your family.

      With a ton of experience with FHA, VA, conventional, jumbo, and 203k loans, he would be more than happy to discuss a solution that meets your goals and make it a smooth process from start to finish.

      Contact Ricardo today to get started on your pre – qualification.

      Testimonials For Ricardo

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      Ricardo was incredibly helpful throughout the whole home buying process. He was so friendly, articulate, patient, thorough, responsive, and always wanted to make sure I understood the process and was comfortable every step of the way. I could not have had a better experience with him. Highly recommend.

      Vivian Washington, DC

      Mr. Silva is absolutely amazing. He is a a man of integrity. He advised me of everything that I would need to qualify and , to complete the mortgage loan process. He was informative, there to answer any and all questions. He made the purchase of my first home a wonderful process. I can’t thank him enough for assisting me to fulfill my dream of owning a home.

      Terri Baltimore, MD

      Ricardo Rene Silva II and First Home Mortgage was absolutely amazing. The process was quick and easy. Ricardo Silva was very thorough, understanding and prompt. I worked with a few lenders before Ricardo Silva. Choosing First Home Mortgage and Ricardo Silva II was without question the best decision I could’ve ever made being a first time home buyer. If I ever need another lender in the future, First Home Mortgage will be my only call. Ricardo Rene Silva II will be the only lender I will ever work with if purchasing properties. My experience was amazingly awesome and I couldn’t be happier. Thank you again Ricardo Rene Silva II and First Home Mortgage for making my first time home buying process truly wonderful!

      Carolyn Brandywine, MD

      Ricardo’s service was absolutely exceptional – saying that he went above and beyond is an understatement. As first-time homebuyers, we truly entered this process without any knowledge or education. Ricardo patiently worked with us over several months to educate us and ensure we had a deep understanding of the commitment of homeownership as well as of all of our options. Without his guidance and service, I don’t think we’d be homeowners at this point in time! Forever grateful and HIGHLY recommend working with him and the entire First Home Mortgage family.

      Sydney Baltimore, MD

      The entire process with Ricardo and First Home Mortgage was phenomenal. As first time home owners, we had a lot of questions and concerns. Ricardo took the time to answer any that came up, checked in on us during the process and was encouraging throughout it. The ability to upload documents and sign needed paperwork made the process easy and convenient. I would not hesitate to recommend Ricardo to family and friends looking for a home.

      Taylar Baltimore, MD

      It was a great pleasure working with Ricardo! He was great with communication, getting back summaries, emailed very useful information, encouraged me and answered ALL of the million and one questions that I’ve asked him lol. He made this process very easy and walked me thru all the way to the end!

      Teddie Parkville, MD

      I am lucky to have worked with Ricardo Silva on this project. He made my wife and i completely at ease with his knowledge of VA loans and his overall attention to detail. Anyone will be very happy working with Ricardo. Well done, Sir!!

      Linwood Silver Spring, MD

      Ricardo made this buying process very straight forward and simple. From the initial consultation, very straight forward, as well as extremely thorough providing all aspects of the buying process. When making such a life altering purchase these events can become very stressful, but he assured me that following the step-by-step process provided I would make it to the end with complete satisfaction, and now I can attest to that. In addition, Ricardo was always accessible and professional by checking in, and returning calls and emails promptly. I don’t think enough people get the opportunity to work with such knowledgeable and personable professionals, which can deter them from exploring these opportunities. Please continue to provide premium service ‘?? He is the epitome of a true professional. Thank you again.

      Baltimore, MD