Thomas Bowen

Loan Officer

NMLS ID 109839
Office Phone: phone icon

443-873-5518

Cell Phone: phone icon

215-964-7340

Licensed in: DC (MLO109839), Florida (LO32571), Maryland (109839), Pennsylvania (51999), Virginia (MLO-24881VA)
To verify licenses, please visit www.nmlsconsumeraccess.org and enter the NMLS ID.
Send Thomas a Message

    For security purposes, please do not disclose any confidential or sensitive information in the form fields. You can contact me by filling out the information on this page. Please be sure to fill in all fields to ensure a proper response.

    Office Phone: phone icon

    443-873-5518

    Cell Phone: phone icon

    215-964-7340

    Licensed in: DC (MLO109839), Florida (LO32571), Maryland (109839), Pennsylvania (51999), Virginia (MLO-24881VA)
    To verify licenses, please visit www.nmlsconsumeraccess.org and enter the NMLS ID.
    Send Thomas a Message

      For security purposes, please do not disclose any confidential or sensitive information in the form fields. You can contact me by filling out the information on this page. Please be sure to fill in all fields to ensure a proper response.

      About Thomas:

      Thomas Bowen grew up outside of Philadelphia and graduated from the University of Vermont in 1996. After graduation, he worked several years as a firefighter for the US Forest Service in California. In 2003, he began his career as a Loan Officer and has been full-time ever since. Thomas and his expert team bring more than 100 years of combined lending experience. He has helped hundreds of clients with their home financing needs.

      He is not only dedicated to working with you from application to closing, but will continue to service and be your point of contact for any questions or needs long after settlement. He believes in a strong customer service focus. Whether you’re buying or refinancing a home, Thomas has your best interests at heart. Buying a home can be an overwhelming experience, so he believes in having one-on-one meetings with clients to better educate them on their options.

      Thomas feels that a more well-informed client can make the best decisions for their homeownership goals. While not working, he enjoys spending time with his wife and two children in Harford County, MD. Whether fishing on the bay or skiing in western Maryland, he always makes time for friends and, most importantly, family.

      Testimonials For Thomas

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      Tom is a true professional. He understands the needs of the individual as well as the needs of the people that will review my file. It is refreshing to have an individual understand reality and provide advice while guiding us thru an easy close.

      Dawn Manassas, VA

      Tom and his team were very thorough in explaining each post of the process to us. They were very methodical in ensuring we got everything to them in a timely manner. Highly recommend!

      Frank Fairfax, VA

      Tom and the rest of the First Home Mortgage team was absolutely fantastic throughout the entire process. I ended up giving Tom a call in January to express my interest in buying a home. He was patient, friendly and answered any questions I had at any time of the day. I can’t say enough good things about Tom and how smooth he made the process for me. If you want someone who understands your needs, whether you are a first time home-buyer or a recurrent one, Tom will get you squared away and make sure everything is as easy as possible. Tom, thank you and I look forward to working with you in the future! God Bless!

      Jason Fredericksburg, VA

      Thomas has truly looked out for the best interests of my family. He gives honest, straight-forward advice and I would definitely recommend him and First Home Mortgage to anyone.

      Eric Gainesville, VA

      Tom is very accessible both via phone and email. He is attentive to detail and does his best to ensure that your mortgage needs are met. He works tirelessly to help make your dream of homeownership come true. I highly recommend Tom!

      Anthonia Owings Mills, MD

      Mr. Bowen and the entire First Home Mortgage staff have been absolutely wonderful. Mr. Bowen is incredibly kind and very personable. He truly does care about his clients and it really shows. I am blessed to have been able to work with him twice.

      Tia Randallstown, MD

      Fast, friendly, accurate and professional. Tom always takes a real interest in his clients and it is evident in the way that his files are handled.

      Marcia Fort Lauderdale, FL

      Thomas Bowen and the team at First Home Mortgage are top notch! The professionalism and customer service we received was hands down the best experience. I would recommend Thomas Bowen and the First Home Mortgage Team to anyone.

      Matthew Gainesville, VA

      Mr. Bowen was knowledgeable, very responsive, and attended to our needs. During this difficult and stressful process he provided us with the upmost support, making us feel at ease and that we can trust him and be confident about the outcome. We will definitely recommend Mr. Bowen and First Home Mortgage.

      Jose Fort Belvoir, VA

      My wife and I found Tom to be very professional and always very accommodating. Our second refi through Tom, it was such a relief to have an agent who proved to be sincerely concerned about our benefit.

      Michael Baltimore, MD