Tom Cumpston

Branch Manager

NMLS ID 173885
Office Phone: phone icon

410-879-0160

Cell Phone: phone icon

410-808-4211

Licensed in: Delaware (MLO-173885), Maryland (173885), Pennsylvania (45798), Florida (LO102232)
To verify licenses, please visit www.nmlsconsumeraccess.org and enter the NMLS ID.
Send Tom a Message

    For security purposes, please do not disclose any confidential or sensitive information in the form fields. You can contact me by filling out the information on this page. Please be sure to fill in all fields to ensure a proper response.

    Office Phone: phone icon

    410-879-0160

    Cell Phone: phone icon

    410-808-4211

    Licensed in: Delaware (MLO-173885), Maryland (173885), Pennsylvania (45798), Florida (LO102232)
    To verify licenses, please visit www.nmlsconsumeraccess.org and enter the NMLS ID.
    Send Tom a Message

      For security purposes, please do not disclose any confidential or sensitive information in the form fields. You can contact me by filling out the information on this page. Please be sure to fill in all fields to ensure a proper response.

      About Tom:

      Tom Cumpston has been a VP Branch Manager of the Bel Air office at First Home Mortgage for over 15 years. With his 30+ years of experience, knowledge, and honesty, Tom has had the privilege of assisting many families toward their goals of homeownership.

      Tom diligently strives to provide excellent customer service and treats all clients like members of his family. He welcomes questions with patience and understanding, happily taking time to discuss the options available which best suit client needs. Whether the borrower is a first time homebuyer, looking to upsize, downsize, refinance, or step into investment properties, Tom is honored to assist.

      He is a life-long Maryland resident, an avid Ravens fan, and currently resides in Harford County with his wife and family. He is an active member of the Harford County Board of Realtors and a member of the President’s Club.

      Testimonials For Tom

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      Thomas was simply amazing. I could not have asked for a better person to help me on the purchase of my first home! He went above and beyond and truly helped me understand the process and addressed all my many questions. I am so thankful that my friend recommended Thomas, and I will 100% be recommending him to all my clients and friends. Thomas IS THE BEST!

      Felipe Bel Air, MD

      Tom and his team were responsive, friendly, and available for any questions or requests I had. Thanks to their expertise and initiative, I closed in about three weeks from offer acceptance!

      Tara Edgewood, MD

      I love Tom and his team. This is my 2nd home fiancé with first home. Tom is very informative and the process was easy. I have nothing but good reviews. He’s a wonderful person. I will definitely use him again and refer all my friends and family.

      Tonya Thames Perry Hall, MD

      When I first emailed Tom, it was based off of reference from a close friend. When he replied, the initial response went to my spam folder for some reason. He emailed again and luckily that came to my inbox. That email exchange was followed up with a phone call. We talked on the phone multiple times. He was personable and professional at the same time. I didn’t have much interaction with his team because he was so involved. He educated and gave real time advice when needed. He answered texts and followed up on miss calls. Once it came time for the loan processing and underwriting, the customer service didn’t stop. Tiffany was great and communicated what was needed. We are very thankful for and happy with First Home Mortgage.

      Michael Baltimore, MD

      Absolutely love Tom!! This is the second home purchase he has helped me with. He is knowledgeable, efficient, honest and just a fantastic human being on top of all of that. Can not say enough good words about him.

      Rachael Bel Air, MD

      First Home Mortgage was great and they were awesome to work with. Everyone was so friendly and helpful with any questions I had. So happy that First Home Mortgage helped me with my first home purchase! Thanks to Tom for making my first home buy so smooth and exciting!

      Olivia Middle River, MD

      Tom guided me through every step of attainning a home loan. He was always available to answer my questions. I would highly recommend Tom services to people who are looking to purchase a home.

      Todd Parkville, MD

      Tom and his team are the most helpful and insightful group we could have asked for in buying our first home. They answered all of our questions and were with us every step of the way. Everything was seamless and we cannot thank Tom and his team enough!

      Josh+Maria Shrewsbury, PA

      If you need a loan officer Tom is the best. He really works to the best of his ability. I love his straight forward and honest character. He helped my wife and I get our first home a couple weeks ago. He’s definitely one of the best!!!

      Abingdon, MD

      Always thier to answer any questions I had and always trying to make the whole home buying process easier for me! Very happy with my experience and will definitely recommend to friends and family great guy with a great team!

      Kingsville, MD