Tom Cumpston

Tom Cumpston
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Branch Manager

NMLS ID 173885
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Office Address: address icon

122 South Main Street
Bel Air, MD 21014
Office Phone: phone icon

410-879-0160
Cell Phone: phone icon

410-808-4211
Licensed in: Delaware (MLO-173885), Maryland (173885), Pennsylvania (45798), Florida (LO102232)
To verify licenses, please visit www.nmlsconsumeraccess.org and enter the NMLS ID.
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    Tom Cumpston

    Branch Manager

    NMLS ID 173885
    Lendaid Reviews
    Borrower Portal Login
    Office Address: address icon

    122 South Main Street
    Bel Air, MD 21014
    Office Phone: phone icon

    410-879-0160
    Cell Phone: phone icon

    410-808-4211
    Licensed in: Delaware (MLO-173885), Maryland (173885), Pennsylvania (45798), Florida (LO102232)
    To verify licenses, please visit www.nmlsconsumeraccess.org and enter the NMLS ID.
    Send Tom a Message

      For security purposes, please do not disclose any confidential or sensitive information in the form fields. You can contact me by filling out the information on this page. Please be sure to fill in all fields to ensure a proper response.

      About Tom:

      Tom Cumpston has been a VP Branch Manager of the Bel Air office at First Home Mortgage for over 15 years. With his 30+ years of experience, knowledge, and honesty, Tom has had the privilege of assisting many families toward their goals of homeownership.

      Tom diligently strives to provide excellent customer service and treats all clients like members of his family. He welcomes questions with patience and understanding, happily taking time to discuss the options available which best suit client needs. Whether the borrower is a first time homebuyer, looking to upsize, downsize, refinance, or step into investment properties, Tom is honored to assist.

      He is a life-long Maryland resident, an avid Ravens fan, and currently resides in Harford County with his wife and family. He is an active member of the Harford County Board of Realtors and a member of the President’s Club.

      Testimonials For Tom

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      Working with Tom, Tiffany, and Shana has been such a pleasure. My wife and I were completely new to the process being first-time homebuyers, so we came in with a load of questions. Tom and his team were available around the clock and always answered our questions with compassion, professionalism, urgency, and thoroughness. Tom was always available for phone-calls and was dedicated to making sure I understood everything every step of the way. Once we were locked in and approved, Tiffany went above and beyond for us. She was on top of everything and was always one-step ahead. Because of their hard work, we closed on time and were stress free the entire process. Would highly recommended this fantastic team!!!

      Garrett A Baltimore, MD

      Tom and his group are phenomenal. Borrowing can be a challenge when self employed. Tom and his team were able to navigate me through the process with ease. I highly recommend!

      Brent Kingsville, MD

      Thomas was simply amazing. I could not have asked for a better person to help me on the purchase of my first home! He went above and beyond and truly helped me understand the process and addressed all my many questions. I am so thankful that my friend recommended Thomas, and I will 100% be recommending him to all my clients and friends. Thomas IS THE BEST!

      Felipe Bel Air, MD

      If you need a loan officer Tom is the best. He really works to the best of his ability. I love his straight forward and honest character. He helped my wife and I get our first home a couple weeks ago. He’s definitely one of the best!!!

      Abingdon, MD

      Tom is very friendly and works with you to make sure you get the best rate. He keeps you informed of any changes and gives advice to help you make the right decision.

      Churchville, MD

      Mr. Cumpston was very knowledgeable about the mortgage process and willing to work through issues that came up along the way. His staff and assistant were patient and always willing to assist and answer questions. Would definitely recommend them!

      Bel Air, MD

      Tom was phenomenal! His professionalism, responsiveness and attention to detail were second to none. He always had my best interests in mind. I’d highly recommend Tom!

      Abingdon, MD

      Mr. Cumpston was amazing during my mortgage process. He always emailed me back within a timely matter and answered all my questions. He even emailed me on Thanksgiving morning within 40 minutes, If that’s not service then I don’t know what is! I’ve already recommended people to First Home. After painfully trying to use another bank First Home came to the rescue. I will use them in the future no doubt. Extremely recommend them to anyone looking for more information, or for anyone who wants to get their “First Home”.

      Perryville, MD

      The entire team was extremely helpful and very accessible anytime. They answered any questions we had and really explained the home buying process for us first timers! We are extremely greatful and I recommend Tom and First Home to anyone looking to start this process!

      Perry Hall, MD

      Mr. Cumpston has worked with us for three separate mortgages all were easy and pain free. Tom and his supporting staff are professional, friendly and incredibly hard working. If you need a mortgage see Tom Cumpston FIRST!!

      Forest Hill, MD
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