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Every year, The Baltimore Business Journal invites nominations for “Baltimore’s Best Places to Work”.  Employees are invited to complete a survey to provide feedback and consider their workplace as one of the “best”. This year, First Home Mortgage was proud to be listed as one of “Baltimore’s Best Places to Work” in the large company […]

As a home buyer, you may have more options than you realize to finance your investment. Figuring out which loan suits your needs requires research. Your Loan Officer will assess your situation and walk you through all of your choices. However, it never hurts to have a head start by knowing the basic categories of […]

In the past couple weeks, there have been some international events driving interest rates down. Well what really drives mortgage rates? The old story from George Bailey in “It’s a Wonderful Life” is still true, for those that need a reminder there is a run on the Bank, and George explains that the money is […]

Growing up, most of us heard the words “be prepared”. Although it sounds ominous, this advice is applied to most aspects of life, including home buying. In order for the loan process to run smoothly, one of the smartest things to do is get pre-qualified for a mortgage. A pre-qualification is an estimate of how […]

When summer rolls around, many of us dread the cost required to keep the house (and its occupants) cool. The higher the temperature outdoors, the harder your air conditioner has to work to maintain a comfortable climate indoors. In addition to your regular utility costs, having the AC on full blast can lead to an […]