Blog

We’ve got more great news to share! A new First Home Mortgage branch office just opened in Carroll County, Maryland, under the skilled leadership of Branch Sales Manager RL Kyker – one of the latest additions to our growing team! “Joining the team at First Home and having the honor of leading this new branch […]

It’s typically the first (and sometimes biggest) question prospective homebuyers find themselves asking before they enter the housing market. “How big does my down payment need to be?” The down payment is a critical component of the homebuying process, as it determines the initial financial commitment and impacts important factors like loan approval and interest […]

After a dynamic week in the market, we thought it would be helpful to share some key highlights. Let’s dive into the recent events and their impact on inflation, GDP growth, and interest rate expectations. GDP Surprise Yesterday, there was a significant selloff following the release of the Q1 GDP report. Gross Domestic Product (GDP) […]

Today, we are proud to announce that for the ninth consecutive year, First Home Mortgage has made the Scotsman Guide 2023 Top Mortgage Lenders! In the Top Overall Lenders category, First Home was ranked among the top 50 lenders – a prominent spot in a crowded field of some of the largest names in the […]

While it’s true that homebuying demand remains strong and housing prices have been trending higher for the last few years, some experts believe we’re headed for a buyer’s market before long. Whether that turns out to be true is up for debate, but no matter what market conditions look like, certain opportunities will always remain […]

Congratulations to all the college graduates out there as we kick off another graduation season! Whether you’re a recent grad, still in school, or you finished years ago, chances are high that you’re carrying some student loan debt. According to the Education Data Initiative, over 43 million Americans have student loan debt, with the average […]

As a community-focused residential lender, we pride ourselves in the strong relationships we’ve developed with our surrounding neighborhoods. Supporting these communities is a critical part of our identity, so in May, we launched Volunteer Week – an exciting new initiative to rally together in the spirit of giving back! During the week of May 15-19, […]

First Home Mortgage’s Columbia, Maryland office location is about to get a little bit bigger with the exciting addition of our newest branch manager, Jeff Modeski. Jeff is an experienced mortgage professional with more than 22 years of experience working for some of the best mortgage lenders in the industry – including First Home Mortgage! […]

Spring is in full swing and First Home Mortgage continues to grow and thrive with the addition of our newest branch location, opening soon in Gainesville, Virginia! Of course, an office is just a building, and it takes a team to really make things happen. That’s why we’re excited to announce that industry veteran extraordinaire […]

Exciting news for prospective homebuyers looking to enter the market: With the launch of our new First Home’s Dream Program, we’re offering down payment assistance worth up to $3,000 to low- to-moderate-income homebuyers on conventional 30-year mortgages! We know that saving up for a home can be a huge challenge, especially in today’s housing market. […]

April 22 is Earth Day, and our annual reminder that our first and only true home is this big blue beautiful planet we call Earth. If you’re looking for ways to live more sustainably and make your home more environmentally friendly, you’re in luck! These three tips can help you do your part to save […]

Big news – we’ve got a new branch, and just the person to lead it! We are thrilled to announce the opening of our new location in Gaithersburg, Maryland, and the appointment of Michael Parsons as its Branch Manager. Michael is more than your average mortgage professional – he’s also a natural leader who started […]