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Tony Olmert

Branch Manager, Executive VP

NMLS #112357

Office Address

900 Bestgate Road
Suite 310
Annapolis, MD 21401


Since joining First Home mortgage in 1994 with two offices and a handful of employees, Tony and the CEO, Dave Waters, have been dedicated to a common vision: stay local, and be independent. Since then, the company has grown into a financial institution of 44 offices serving 21 states in the North Eastern, Mid Atlantic, and Southern regions. Although First Home continues to expand service locations, each of our locations is deeply rooted in their community and committed to helping local borrowers.

Recently, First Home has celebrated a number of accomplishments, including:

  • Top Overall Volume and Top Retail Volume, Scotsman Guide
  • Top Originators: Top Dollar Volume and Top USDA Volume, Scotsman Guide
  • Best Companies to Work For in America, Mortgage Executive Magazine
  • Top 1% of Originators in the Country, Awarded to 49% of sales force by Mortgage Executive Magazine
  • Top Mortgage Lending Firms in Baltimore, Baltimore Business Journal Book of Lists
  • Top Workplace, The Baltimore Sun
  • Best Places to Work, Large Companies, Baltimore Business Journal

Licensed in: Delaware (MLO-112357),DC (MLO112357), Florida (LO14086), Maryland (5362), Pennsylvania ( 67377), South Carolina (MLO – 112357), Virginia (MLO-18589VA)

Everything is going great. This has to be one of the best mortgages and services I have ever had. I have set up auto pay and I love the fact that I get an email indicating it has been paid each month. I also got an email indicating the taxes have been paid. As an accountant I appreciate this because I don’t have to go double check that the transactions occurred.

I don’t have anyone to recommend to you but trust me if anyone does ask me for a recommendation I would tell them go see you!

Hope all is well with you and your wonderful staff!


I’ve been meaning to drop you an one thanking you and your team for all your help making this happen. I can’t tell you how wonderful an experience it has been!!


I would like to thank you for making this process as smooth and easy as possible. Your team was helpful every step of the way. I will definitely be recommending you and telling all my our friends and family about our great experience.


I want to express my sincere thanks for you going the extra mile when assisting in the refinancing of my home. I was thrilled that you were able to work around my military deployment schedule and the other issues that arose.

J. Leonard, Washington D.C.

You and Tony have made this such an easy and painless process. We can’t tell you how much we appreciate your follow-up with us and encouragement and help all along the way.

Robin and Bill

Thank you for all the guidance and explanation of everything that was happening Tony. I truly appreciate the support from you and the team. It made the entire process much easier and go smoothly as I knew nothing about what was doing.


Tony, I should be the one thanking you. Almost 2 years ago I met you and Bridgette in her office downtown. At that time my main reason for moving to Annapolis was the location. Since then I realized the REAL reason to move here is for the people and the community. You and your staff are just not a mortgage bank, but friends and colleagues I will continue to use. Thanks again you were the best.

J.R. & A.R.

I couldn’t be more delighted with you and with First Home.  All along this process I’ve been hearing horror stories from friends about how their mortgage companies were unprepared, or let them down in some way… I feel so blessed!  Thank you so much for everything – please also thank your staff, thank you all so much for taking such good care of me.


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