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5 Things to Consider When Buying an Investment Property
5 Things to Consider When Buying an Investment Property

Buying an investment property can be a great financial decision; whether you want to purchase a primary residence, flip a property and sell it, or rent it out to make a profit. If you have chosen the latter option, here are a few things to take into consideration. Down Payment: Be ready to put down […]

May 16, 2019
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Smart Technology for Your Home
Smart Technology for Your Home

Smart home technology has really taken off over the last few years. Every gadget and device you could need is on the market right now. From voice-activated assistants to robot vacuums, companies are creating products to make our lives a little bit easier. So what smart home options will be beneficial to you? Well, it […]

May 03, 2019
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What’s the Best Home Loan Option for Me?
What’s the Best Home Loan Option for Me?

As a homebuyer, your mortgage is specific to your situation and lifestyle. There are many different factors to consider when thinking about which home loan option is best for you. While one buyer may be comfortable paying a 20% down payment, another buyer may need down payment assistance. How long you plan on living in […]

April 26, 2019
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What Causes Home Prices to Fluctuate?
What Causes Home Prices to Fluctuate?

The median sales price of a house in the United States is currently between $188,900- $279,500. There is such a large price range because many different factors can play into a home’s sales price. If you are looking to buy or sell soon, keep the following factors in mind when determining costs. The price of […]

April 19, 2019
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Sprucing Up the House for Spring
Sprucing Up the House for Spring

Open those windows and turn off the heaters, warmer weather is on the way! Winter has faded, and the trees are starting to bloom, spring is finally upon us. Warm weather fans rejoice! As the spring season is setting in, it’s a good idea to make a home maintenance checklist of items to prep your […]

April 12, 2019
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Scotsman Guide Top Originators of 2018
Scotsman Guide Top Originators of 2018

The Scotsman Guide has released its tenth annual Top Originator rankings for 2018. This guide provides the most comprehensive, intensely verified list of the top-producing mortgage professionals in the nation. The rankings include not only the originators who are closing the most dollar volume and the most loans but also the leaders in niche areas, […]

April 01, 2019
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Top Loan Originators in the Country 2018- Mortgage Executive Magazine
Top Loan Originators in the Country 2018- Mortgage Executive Magazine

Once again, Mortgage Executive Magazine compiled a list of the nation’s Top 1% of Mortgage Originators. To be eligible for such an achievement, each Loan Originator was required to produce a minimum of $30 million in 2018. These leading mortgage professionals continually dedicated their time and energy and worked extremely hard to make sure their clients received […]

March 12, 2019
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New Down Payment and Closing Cost Assistance Loans
New Down Payment and Closing Cost Assistance Loans

First Home Mortgage is excited to roll out a new program to assist first-time homebuyers, community partners, and veterans with down payment and closing cost assistance. The FHLB program provides loans up to $7,500 to homebuyers that can be used towards the down payment and/or closing costs of their new home. These loans are forgivable […]

February 08, 2019
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Can You Buy a Home With Student Debt?
Can You Buy a Home With Student Debt?

According to The Institute for College Access & Success, about 65% of college seniors who graduated in 2017 had student loan debt. In Maryland, the average amount of debt was $29,314. Many potential homebuyers think with a mound of student debt it will be nearly impossible to purchase a new home. Luckily, there are options […]

November 29, 2018
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5 Home Loan Milestones
5 Home Loan Milestones

Buying a home may seem a bit complicated, and sometimes it can be. It is important to understand what to expect when preparing to buy a home, and what to expect during the home buying process. Below we’ve provided a short outline of the five main milestones of the home buying process. Pre-Qualification You’re ready […]

November 15, 2018
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Preparing Your Home for Hosting
Preparing Your Home for Hosting

This time of year is always a special time of year. The holidays are right around the corner, and it’s time to celebrate! One of the biggest joys of the holiday season is getting to spend time with family and friends. If you are hosting a company for the holidays, the key is to prep […]

November 08, 2018
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Why Is a Home No Longer Pending?
Why Is a Home No Longer Pending?

A pending sale means the seller has accepted an offer but the deal hasn’t closed yet. A property is placed in pending status when the contract is executed; when the contract is executed, in other words, the property is no longer defined as an active listing. A home will remain pending until all legal work […]

November 02, 2018
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