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Why It’s Important to Pre-Qualify for a Loan
Why It’s Important to Pre-Qualify for a Loan

Growing up, most of us heard the words “be prepared”. Although it sounds ominous, this advice is applied to most aspects of life, including home buying. In order for the loan process to run smoothly, one of the smartest things to do is get pre-qualified for a mortgage. A pre-qualification is an estimate of how […]

July 27, 2016
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How Credit Scores Affect Mortgage Rates
How Credit Scores Affect Mortgage Rates

Obtaining a low mortgage interest rate can help you save money on the price of your home. While many people try to compare lenders to secure the best possible rate, one of the main determinants of a mortgage rate is your credit score. Borrowers with higher scores are more likely to receive a lower rate […]

July 15, 2016
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5 Ways to Reduce Your Energy Bill This Summer
5 Ways to Reduce Your Energy Bill This Summer

When summer rolls around, many of us dread the cost required to keep the house (and its occupants) cool. The higher the temperature outdoors, the harder your air conditioner has to work to maintain a comfortable climate indoors. In addition to your regular utility costs, having the AC on full blast can lead to an […]

June 29, 2016
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