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Home Buying Lingo You Need to Know
Home Buying Lingo You Need to Know

The home-buying industry is full of acronyms. It can be hard to keep up, so we’re here to help! Learn the lingo before going through the home buying process so you sound like a pro. Here are some of the most important acronyms you need to know: APR (Annual Percentage Rate): The APR is simply […]

May 01, 2020
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Four Signs You Should Refinance Your Mortgage
Four Signs You Should Refinance Your Mortgage

With mortgage rates still hovering around all-time lows, it might be a good time to consider refinancing your mortgage to snag a lower rate. Refinancing can reduce your monthly payment and total interest costs. Even if your home loan is as recent as last year, it still may be worth replacing. Here are 4 signs […]

April 22, 2020
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DTI Ratio: What it Means for Your Mortgage, and 5 Ways to Improve it!
DTI Ratio: What it Means for Your Mortgage, and 5 Ways to Improve it!

What Does DTI Ratio Mean for your Mortgage? The debt to income ratio is a calculation of the percentage of your monthly debt payments, compared with your gross (pretax) monthly income. Monthly debt payments include mortgage payments, car payments, and any other minimum loan or card payments. Living expenses like gas, groceries, and utilities are […]

April 16, 2020
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8 Ways to Make Your Home a Smart Home
8 Ways to Make Your Home a Smart Home

There’s no doubt that technology has revolutionized our everyday lives. Implementing smart devices and technology throughout your home can improve your quality of life. Other than work, we spend the vast majority of our time at home and by using technology to automate everyday processes, we can save time, energy, and even money. Here are […]

April 09, 2020
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No Contact House Hunting
No Contact House Hunting

Amid rising Covid-19 cases and in consideration of the health and safety of agents and clients, Bright MLS has temporarily loosened its restrictions on home listings which previously required properties to be shown in person in order to stay on the market. If you are a future homebuyer or have been perusing listings you may […]

April 01, 2020
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10 Tips for Working from Home
10 Tips for Working from Home

1. Develop Morning and Evening Routines Working from home can be a major adjustment when you’re used to going into an office every day. To help embrace your new normal, develop a morning routine that sets you up for success, and an end of the workday routine to help send a signal to your brain […]

March 25, 2020
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7 Tips for Disinfecting Your Home
7 Tips for Disinfecting Your Home

Keeping our homes clean and disinfected is an important step in safeguarding our health and the health of our loved ones, particularly now. Hand washing, social distancing, and other CDC-recommended guidelines remain vital, as no cleaning is ever perfect. However, we can all reduce our risks by following these 7 home disinfecting tips! 1. Protect […]

March 17, 2020
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Down Payment Tips for Gen Z
Down Payment Tips for Gen Z

Are you a Gen Zer unsure about your financial responsibility when it comes to buying a home? Are you worried about if you have enough saved for your down payment? Buying a home doesn’t have to be an overwhelming process or a financial drain. How should you prepare? 1. Down Payments Down payments seem to […]

March 12, 2020
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Spruce Up for Spring
Spruce Up for Spring

As we prepare to Spring Forward this Sunday, it’s a great time to clean up your home’s curb appeal and bring in a bright, fresh look. The best part is, that you can do it all yourself without breaking your budget! Follow our 7 DIY tips for fantastic results that will have your home spruced […]

March 05, 2020
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Culture of Wellness
Culture of Wellness

For almost two years, First Home Mortgage has offered BurnAlong, a corporate wellness motivation platform, to its employees as a health and wellness resource. At First Home Mortgage, we are committed to offering our employees the best resources to improve their overall health and help them achieve their fitness and wellness goals. Throughout the year, […]

February 24, 2020
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Build Your Budget in 2020
Build Your Budget in 2020

Creating and utilizing a budget is an integral part of everyone’s financial stability and growth. The term “budget” can sometimes get a bad wrap, but it’s not about harsh restrictions. Building a budget just means knowing how much money you have, where it’s at, and where it’s going. If you don’t currently use a budget, […]

February 14, 2020
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New Year, New Goals! Tips for Improving your Credit Score in 2020.
New Year, New Goals! Tips for Improving your Credit Score in 2020.

If you’re considering purchasing or refinancing a home, it’s a good idea to look at your credit score first. Your credit score will directly impact your interest rate and the loan programs that you qualify for. When it comes to a home loan, improving your score can save you money and give you a larger […]

January 30, 2020
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