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New Tax Laws of 2018
New Tax Laws of 2018

On Friday, December 22, 2017, President Trump signed the Tax Cuts and Jobs Act, designed to lower taxes and spur economic growth.  Most of these changes have already taken effect, starting on January 1, 2018.  Expecting to reduce taxes for individuals and businesses, this new tax reform bill will increase standard deduction, increase child credit […]

February 01, 2018
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7 Reasons to Own a Home
7 Reasons to Own a Home

For most, it is the American Dream to own a home.  It has always been an important milestone of adulthood.  But as a first-time home buyer, how do you know it is the right thing to do?  Besides the obvious benefits of owning a home, here are additional advantages of owning rather than renting. Tax Benefits […]

January 31, 2018
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What is Mortgage Insurance and Can I Cancel it?
What is Mortgage Insurance and Can I Cancel it?

What is mortgage insurance? Mortgage insurance protects the lender in the event the borrower defaults on the loan. Defaults include failure to make payments because of death, medical bills and job loss. Mortgage insurance can be provided by a private mortgage insurance company (PMI) or by a government agency such as FHA or VA. How […]

October 12, 2017
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Equifax Breach and How You’re Affected
Equifax Breach and How You’re Affected

Equifax is one of the oldest and largest credit-monitoring companies, aggregating information on over 800 million consumers.  The company provides detailed information about personal credit and payment history of individuals, indicating whether they are eligible to receive a loan.  In order to provide a full credit report, Equifax houses an enormous amount of sensitive data, such […]

September 13, 2017
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Raquel Borras- Contributing to the Increase of Homeownership for Hispanics
Raquel Borras- Contributing to the Increase of Homeownership for Hispanics

 Raquel Borras recently joined the First Home Mortgage team with one main focus in mind- providing for the Hispanic community.  Being of Hispanic decent, she feels it is her obligation to help increase home purchases within the Hispanic population and help more Hispanic people build their career in the mortgage industry.  She firmly believes this community just […]

August 25, 2017
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Home Design Application Must-Haves
Home Design Application Must-Haves

Did you buy a home and need inspiration to decorate it? Or, do you currently own a home and need an interior update?  These smartphone apps are perfect for you!  They help inspire home improvement, all in the palm of your hand.  These apps are smartphone Android and iOS friendly, at a minimal fee or no price at all.  If […]

August 04, 2017
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$1,500 Closing Cost Assistance in Rhode Island and Florida
$1,500 Closing Cost Assistance in Rhode Island and Florida

Looking to buy a home in Rhode Island or Florida?  This assistance may be perfect for you!  Rhode Island Housing and Florida Housing are both offering $1,500 in closing costs to qualified borrowers.  Rhode Island Housing is the state’s housing finance agency that ensures those who live or work in Rhode Island can secure a healthy, […]

July 26, 2017
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CAUTION- The Dangers of Rate Shopping
CAUTION- The Dangers of Rate Shopping

Buying a home will probably be the largest purchase you ever make.  With that in mind, you want the lowest interest rate, right?  WRONG!  The lowest advertised interest rate may not be your best option.  Some lenders and mortgage brokers advertise low rates, but don’t inform you of all the additional points and fees that […]

June 09, 2017
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ALERT- DC Open Doors Closing Cost Grant Special
ALERT- DC Open Doors Closing Cost Grant Special

DC Housing Finance Agency is offering a DC Open Doors Closing Cost Grant Special in the amount of $1,500.  This can only be used towards the borrower’s closing costs and the loan must be closing between June 9, 2017 and September 1, 2017. Eligibility Borrower must purchase a home in the District of Columbia The […]

June 07, 2017
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First Home Mortgage Corporation is back at it again!
First Home Mortgage Corporation is back at it again!

The Scotsman Guide has released its 5th annual Top Mortgage Lenders of 2016.  First Home Mortgage has been ranked 43rd in Top Overall Volume and 25th in Top Retail Volume in the nation. Scotsman Guide, the leading resource for Mortgage Originators, will release their list of the country’s Top Mortgage Lending Companies in their June […]

May 31, 2017
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The Scotsman Guide Top Originators of 2016
The Scotsman Guide Top Originators of 2016

The Scotsman Guide is one of the leading resources for Mortgage Originators.  Every year for the past eight years, the Scotsman Guide calculates the highest producing Loan Originators for each calendar year.  To be included in the Scotsman Guide Top Originators of 2016, Loan Originators must have had at least $40 Million in loan volume or […]

May 18, 2017
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Mortgage Executive Magazine- Top Originators from First Home Mortgage Corporation
Mortgage Executive Magazine- Top Originators from First Home Mortgage Corporation

A BIG CONGRATULATIONS goes to First Home Mortgage Corporation’s top-producing Loan Officers of 2016.  These 50 individuals are among the top 1% Mortgage Originators of America, according to Mortgage Executive Magazine.  To qualify for this achievement, each Loan Officer was required to produce a minimum of $30 Million in 2016.  First Home Mortgage Corporation is proud to announce […]

May 16, 2017
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