Blog

Vacation homes can be a great investment, whether you plan to use them to rent out, for after retirement, or simply to stay in on vacations. Buying a second home is a big decision, and it’s imperative you take the time to consider the various financial and lifestyle implications associated with this big purchase. Here […]

Between volatile summer storms and hurricane season, mother nature can wreak havoc on your home. It’s important to know how to prepare should severe weather strike. Perform Outdoor Maintenance Maintaining the area around your home is one of the best preventative measures you can take before encountering severe weather. Clear long or dead tree limbs, […]

With the ongoing pandemic, we have to be more creative than ever when it comes to finding ways to stay entertained in and around our homes. Outdoor movie nights are a great way to take advantage of warm summer evenings while still social distancing. Here are some tips for how you can make this happen […]

Equity can be defined as the difference between the current market value of a property and the principal balance of all outstanding loans. This is calculated by subtracting your mortgage balance from the market value of your home. Building home equity is important because it can be converted into cash if need be through a […]

Many of us are now working remotely, and finding the space for an office in your home can seem daunting. Fortunately, even the smallest of areas can be transformed into functional and attractive workspaces! Find your inspiration with these unique creative options for a small space. Closet Conversion Remove a door from a closet and […]

Purchasing your first home is an exciting adventure with plenty of benefits. Homeownership can provide valuable tax breaks and offers an opportunity to build equity rather than spending rent money with no potential return. It is also an important personal and long-term financial decision, so it makes sense to prepare ahead of time and be […]

While many areas of the country have begun reopening, we are still living in a pandemic and the CDC recommends distancing to take priority. Sadly, this means many of our summer vacations have been put on hold. But after months of being cooped up, you may be looking for ways to change up the scenery […]

Many changes are facing home buyers currently house hunting during the Coronavirus pandemic – most notably housing inventory. State and county restrictions directed towards protecting our health have led to new methods of interacting with realtors, loan officers, and home sellers. Virtual tours and meetings abound, and open houses are limited and require additional precautions. […]

Packing up and moving to a new home can feel overwhelming, but during the current global pandemic, this feeling can be heightened with extra precautions considered. Follow these 5 tips to make your move feel as safe as possible. 1. Decide whether to use a moving company With all of us trying to limit social […]

The results are in! First Home Mortgage has been named one of Scotsman Guide’s Top Lenders of 2019! Scotsman Guide provides comprehensive and verified rankings of mortgage companies across the nation. We are honored to be recognized as a Top Mortgage Lender and we thank our clients and partners for assisting us in achieving this […]

Whether you are ready to achieve the dream of homeownership for the first time or are selling your current home and making the move to a new property, understanding how much you can comfortably afford to spend on your new house is key. Important factors to consider are your down payment and the total monthly […]

Here at First Home Mortgage, we strive to deliver excellent customer service from the start. We provide tools and resources to better prepare you for purchasing or refinancing your home. Whether you’re buying a home for the first time, you’ve purchased before, or you are refinancing, you will have questions and concerns. “What will my […]