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Many changes are facing home buyers currently house hunting during the Coronavirus pandemic – most notably housing inventory. State and county restrictions directed towards protecting our health have led to new methods of interacting with realtors, loan officers, and home sellers. Virtual tours and meetings abound, and open houses are limited and require additional precautions. […]

Packing up and moving to a new home can feel overwhelming, but during the current global pandemic, this feeling can be heightened with extra precautions considered. Follow these 5 tips to make your move feel as safe as possible. 1. Decide whether to use a moving company With all of us trying to limit social […]

The results are in! First Home Mortgage has been named one of Scotsman Guide’s Top Lenders of 2019! Scotsman Guide provides comprehensive and verified rankings of mortgage companies across the nation. We are honored to be recognized as a Top Mortgage Lender and we thank our clients and partners for assisting us in achieving this […]

Whether you are ready to achieve the dream of homeownership for the first time or are selling your current home and making the move to a new property, understanding how much you can comfortably afford to spend on your new house is key. Important factors to consider are your down payment and the total monthly […]

Here at First Home Mortgage, we strive to deliver excellent customer service from the start. We provide tools and resources to better prepare you for purchasing or refinancing your home. Whether you’re buying a home for the first time, you’ve purchased before, or you are refinancing, you will have questions and concerns. “What will my […]

With so many of us enjoying plenty of extra hours in our homes right now, it’s an ideal time to tackle some small but impactful projects to maintain and improve your space. We’ve compiled a list of our 5 favorite ideas, that all require minimal supplies to accomplish! 1. Organize! This may not be the […]

The home-buying industry is full of acronyms. It can be hard to keep up, so we’re here to help! Learn the lingo before going through the home buying process so you sound like a pro. Here are some of the most important acronyms you need to know: APR (Annual Percentage Rate): The APR is simply […]

With mortgage rates still hovering around all-time lows, it might be a good time to consider refinancing your mortgage to snag a lower rate. Refinancing can reduce your monthly payment and total interest costs. Even if your home loan is as recent as last year, it still may be worth replacing. Here are 4 signs […]

What Does DTI Ratio Mean for your Mortgage? The debt to income ratio is a calculation of the percentage of your monthly debt payments, compared with your gross (pretax) monthly income. Monthly debt payments include mortgage payments, car payments, and any other minimum loan or card payments. Living expenses like gas, groceries, and utilities are […]

There’s no doubt that technology has revolutionized our everyday lives. Implementing smart devices and technology throughout your home can improve your quality of life. Other than work, we spend the vast majority of our time at home and by using technology to automate everyday processes, we can save time, energy, and even money. Here are […]

Amid rising Covid-19 cases and in consideration of the health and safety of agents and clients, Bright MLS has temporarily loosened its restrictions on home listings which previously required properties to be shown in person in order to stay on the market. If you are a future homebuyer or have been perusing listings you may […]

1. Develop Morning and Evening Routines Working from home can be a major adjustment when you’re used to going into an office every day. To help embrace your new normal, develop a morning routine that sets you up for success, and an end of the workday routine to help send a signal to your brain […]