Blog

You’ve made it to the final step in the home buying process, closing. After all of the settlement documents have been signed and funds distributed, ownership of the property will transfer and the house is finally yours! Here’s what you can expect in the days leading up to your closing. Prior to Closing At least […]

Buying a home is a big, if not the biggest, purchase you are going to make. You may have heard there are a lot of costs when it comes to buying, and hearing the word “down payment” may strike a small sense of panic, but it doesn’t have to! There are many programs offered to […]

It’s been a long, hot summer so far; thank goodness for that backyard swimming pool to cool you off! There’s really no better feeling than walking out your back door and jumping in your own swimming pool. But what happens to that tropical paradise when those cold, winter months roll in? And when it comes […]

Sometimes you find a great house, but it needs a little bit of TLC. That is where a renovation loan comes in to the picture. A renovation loan, or 203(k), makes the process easier by allowing you to combine your renovation costs into your mortgage, helping you fund your home improvements. That means one loan […]

Each season has its own highlights and downfalls of buying, so when is the best time to purchase a new home? Take a look at the information below to help you navigate the buying seasons. Spring/Summer Pros: More Inventory: Most sellers choose to list their properties in spring/summer, so there are more options for homebuyers. Family […]

Coastal Style Magazine, a publication that celebrates the luxury lifestyle of the Mid-Atlantic region, just announced the winners of their annual “Best Of” Awards, and our Ocean City branch has taken top honors this year! This was the 6th Annual “Best Of” Awards, and the winners were chosen exclusively by Coastal Style readers through an […]

You have finally found your dream home, but there is one small problem; you have no idea how to decorate it! Lucky for you, design apps and websites have quickly become “must-have” tools for anyone looking to update the interiors of their homes. In the past few years, companies such as Modsy, Havenly, and Homepolish […]

Scotsman Guide, the leading resource for Mortgage Originators, has released its 6th annual Top Mortgage Lenders. First Home Mortgage has been ranked 44th in Top Overall Volume in the nation. Since 2012, Scotsman Guide has been a platform for the nation’s best performing mortgage companies to showcase their success. The publication releases rankings based on […]

The results are in! Ask a Lender recently released their most comprehensive rankings of the Best Mortgage Lenders in the nation in several categories, including Best Mortgage Lenders, Best First-Time Homebuyer Lenders, Best FHA Mortgage Lenders, among several other categories.  Many of First Home Mortgage’s Loan Officers have been recognized as the best in each of […]

The Maryland Mortgage Program has announced their new Special Assistance Grant Program to assist homebuyers with down payment and closing costs while purchasing a home.  The MMP offers a range of programs that help make purchasing and owning a home more affordable.  With this Grant, eligible borrowers will receive $2,500 or $1,500 (depending on the […]

Rhode Island Housing (RIH) has introduced a new Extra Assistance Loan for first-time homebuyers, effective May 21, 2018.  This Extra Assistance Loan may be used towards the borrower’s down payment and/or closing costs.  RIH offers affordable and innovative lending opportunities, education, resources and programs to assist Rhode Islanders to buy, build and keep a good home. Extra […]

The Maryland Mortgage Program (MMP) is offered by the Maryland Department of Housing and Community Development and provides borrowers with program options to purchase in the State of Maryland.  Currently, the MMP offers 30-year, fixed-interest rate mortgages while making down payment and closing cost assistance available to eligible homebuyers.  These assistance options make purchasing a home more affordable […]